The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
Chase Media Solutions, now followed by Revolut's own effort on new media revenues, raise questions about privacy, personal data and what consumers will trade for them.
Affluent Credit Card Marketing Opportunities for Banks
Are you overlooking opportunities to increase credit card revenue. With an aggressive affluent card marketing program, you can maximize interchange income.
Battle For Mobile Payments: Guide to Universal Cards
An analysis of the universal plastic payments cards shows why these alternatives may be the bridge to mobile payments.
Consumers Love Paying Bills With Their Smartphones
The mobile phone is fast becoming the transactional tool of choice for consumers, starting with how they pay their bills.
Mobile P2P Payments Aren’t Just For Millennials
It would be easy to assume that Millennials are those most interested in making mobile person-to-person payments. But it's not true.
2015 State of Bank & Credit Union Marketing
This annual marketing study reveals some surprises: financial institutions struggle in social channels, and branches are hanging tough.
UBS On Apple Pay: Drinking The Merchant Kool-Aid
UBS recently published a report titled The Empire Strikes Back: Retailers and Banks to Join Forces as Alternative to Apple Pay in 2015. The report is so full of misguided misconceptions that, normally, I’d be inclined to think “Where did they come up with this stuff?” But in this case, I know where they came […]
Riding The Waves Of The P2P Lending Market
Claims that Lending Club will "end banking as we know it" is ridiculous. Lending Club is niche in the lending market, a fringe player.
Auto Loans and Apple Pay Critical to Credit Unions in 2015
A survey of credit union executives reveals that auto loans will be their top priority in 2015. What else on their radar. Find out here.
Security Issues Shaping Consumers’ Payment Behavior
As concerns about payment card security increase, the factors that go into selecting a preferred method of payment are also changing.
How Consumers’ Wallets Have Changed Radically in Just 10 Years
Study reveals how drastically consumers' wallets have changed in the last decade, particularly for Millennials and Boomers.
When Will POS Mobile Payments Go Mainstream?
Should banking be concerned that despite massive media attention, mobile payments still represent only a small fraction of POS transactions?
The Annual ‘2014 State of Checking Consumers’ Report
Research reveals how consumers feel about banks, which checking features they want most, what channels they like, and why they'd switch.
ATM, Overdraft Fees Surge to Record Highs
Banks are charging more than they ever have before for ATM usage and for NSFs, setting new records in multiple categories.
Big Banks Promote Apple Pay Partnership
Before Apple Pay even been launched publicly, Apple's banking partners started heavily promoting their relationship in digital media.
Is Apple Pay a Banking Trojan Horse?
Apple Pay looks like a great collaboration between credit card companies, financial institutions and retailers. There could still be losers.
Studies Reveal Consumers Still Clinging to Cash and Branches
A pair of surveys show that Americans aren't giving up traditional banking instruments: brick-and-mortar branches, and cold hard cash... yet.
Prepaid Cards: Community Banks Have to Get in The Game
Although prepaid debit cards are one the hottest financial products around today, community banks have been sitting on the sidelines
Is Coin Card Success in Jeopardy?
Despite high awareness and strong crowdfunding, the future of the Coin card is in doubt, showing the difficulty of innovation in payments.
The ‘Buzz’ Surrounding Debit Card Loyalty Rewards
Buzz Points, a loyalty program rewarding consumers for shopping with their debit card, can generate up to $96 per cardholder annually.
300 Mobile Payment and Digital Banking Trends
As banks and credit unions begin 2015 strategic planning, these mobile, digital and payment statistics will set the foundation for success.
It’s Time To Get Serious About Mobile Payments
Waiting for a mobile payments solution to emerge from the battle of traditional and non-traditional players is no longer an option.
Mid-Year Mobile Banking Update
As we look back on mobile banking predictions made six months ago, it's clear much has changed and that there are still great opportunities
