Top Banks Lack Key Mobile Apps
Banks and credit unions should benchmark their mobile banking functionality against top US banks to keep pace with consumer digital demand.
Payments Trends
The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
Latest Spotlight Article:
Will Banks and Fintechs Become Retail Media Networks?
Chase Media Solutions, now followed by Revolut's own effort on new media revenues, raise questions about privacy, personal data and what consumers will trade for them.
Popular Articles within Payments Trends:
The Real Barriers To a Cashless Society
Cash continues to be the preferred method of payment in the U.S. Why is this still the case in the digital age?
Best Of Credit Union Marketing: CUNA Diamond Award Winners 2014
Every year, CUNA honors the best credit union marketing with Diamond Awards. Here are some of The Financial Brand's favorites for 2014.
6 Reasons Why Cash is Still The King of Payments
Despite growth of debit and credit card use and heavy promotion of digital payments, cash is still the preferred payment choice of consumers.
Moving Mobile Wallets Beyond a Niche Solution
The digitization and integration of identification cards such as a drivers license may be the missing link to expanded mobile wallet use.
People Hate Writing Checks (But They Do It Anyway)
Consumers still write checks, but research says they don't really like it. This study looks at check writers by age, gender and frequency.
More People Make Mobile Bill Payments Than Smoke Cigarettes
In the last year, the percent of smartphone owners making mobile payments grew by 36%. That has major implications for mobile banking.
Payments Innovations Replace Debit and Credit Cards
LoopPay Mobile Wallet and the request funds feature of Square Cash deserves attention in a highly competitive payments marketplace.
Tomorrow’s Checking: Built for the Mobile-First Customer
The checking account of the future will most likely be a downloadable bank account with functionality desired by the digital consumer.
Who Wants a Reloadable Debit Card vs. a Checking Account?
Are reloadable debit cards a viable alternative to checking accounts? Or are they a solution for the unbanked? Here's what the data says.
Mobile P2P Is Growing, But Banks Are Losing the Race
The banking industry is losing its stranglehold on consumers’ cash management tools, and mobile P2P payments are one of the key battles.
How Will Banks Respond if Apple Becomes Mobile Payments Player
Apple can quickly become a major payments player with the iTunes system, 500,000 credit cards on file and new merchant technology.
Gen-Y Needs Help Most With Their Managing Debts
A report from Experian sheds light on the debt and credit trends of four generational age groups, with Millennials exhibiting the worst habits.
My Digital Banking Nirvana
Combining the best mobile banking functionality offered globally would result in a best-in-class mobile banking application.
The Real Revolution In Payments Is Just Around the Corner
The banking industry is on the cusp of a revolutionary new payments system that is fully digital and built on a smartphone backbone.
Big Day for Payments: Plastic vs. Digital
Coin announces unique card-based alternative solution to the overstuffed wallet. Here's what it means for banking.
How Custom Debit/Credit Card Designs Make Accounts Sticky & Grow Relationships
Financial institutions can charge consumers to customize the design of their debit/credit card. Here are four strategies to generate income.
Google Data Reveals Banking Trends
The Financial Brand's annual study of Google search trends paints a fascinating visual picture of the financial sector in 19 charts.
Who Cares About Debit Reward Cards?
Financial institutions offer checking account features that few consumers care about. All people really want is mobile banking and free ATMs.
Over Half Of Smartphone Users Make Mobile Payments
Security fears remain the primary concern preventing more smartphone banking users from adopting mobile payments.
American Consumers Dubious About Mobile Wallets
Researchers say U.S. consumers don't understand the benefits of mobile wallets, and banks must understand why.
Cash, Check or Text: How Americans Pay Each Other
A national survey from Fiserv sheds light on consumers' personal payment habits from mobile P2P payments, cash and more.