Why Don’t Millennials Love Digital Payments?
Mobile payments by Millennials fall short of potential due to security concerns and a tendency to favor traditional payment options.
Payments Trends
The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
Latest Spotlight Article:
Credit Cards Fuel Big Banks' Loan Growth Amid ‘Normalization’
Credit card lending boosts big banks' loan growth as consumer spending normalizes post-pandemic.
Popular Articles within Payments Trends:
Millennials Go Bananas For Super Cool, Very Pricey Metal Credit Card
By all accounts, everyone knew that the Chase Sapphire Reserve was going to be a big deal. Everyone except Chase, that is.
New Mobile Payments Tool Makes Transactions as Easy as Texting
This pioneering new feature enables users to make secure payments from any mobile app that uses a smartphone's keyboard, and do so in about five seconds.
Is Now the Time to Invest in Mobile Wallets and P2P Payments?
Banks and credit unions need to determine if it is time to invest in mobile wallets and P2P payments.
The Future of Mobile Banking: Market Shift or Market Growth?
As the shift to digital accelerates, the banking industry continues to under-perform other industries, however larger institutions are performing better than smaller ones.
4 Key Trends Driving the Credit Card Market
The credit card market is strong, and competition is fierce. Here are four major trends that will shape the way credit cards are marketed over the next 12 months.
Banks and Credit Unions Frightened by Fintech
The impact of digital technology and new entrants is redefining all sectors of financial services and financial marketing.
Song of the Sirens: Mobile Payments Lessons From the Music Industry
Here are some things the banking industry could learn from the music industry when it comes to mobile payments.
Mobile Banking’s Impact on Revenues and Attrition Is Astounding
By increasing mobile banking adoption rates, the average bank can generate millions in additional revenues and reduce attrition by up to 15%.
How Banks Can Snag More Wallet Share In The Next 12 Months
To find success with cross-selling, retail financial institutions must engage consumers digitally and attack people's switching triggers.
Build vs. Buy: Crossroads for Mobile Payment Apps
With multiple mobile payment apps available for banks and credit unions to offer, is the better decision to build a proprietary option?
Chase Pay: Mobile Wallet Game Changer? Or The Next Big Flop?
Can a traditional card issuer like Chase find success in a mobile wallet market already crowded with the likes of Apple, Google and Android?
Fintech Start-Ups: Threat or Innovation Partners?
Once considered a competitive threat, fintech start-ups can also be partners for banks and credit unions in innovative growth.
Mobile Wallets: The Battle for Top-of-Mind
Are banks and credit unions prepared as mobile wallet growth accelerates and new fintech players enter the market?
Payments Industry, We Have a Problem…
Despite an increasing level of awareness of mobile payment options, usage at point-of-sale retail locations remains low.
Consumers Still Love Plastic More Than Mobile Payments
Mobile payments struggle to gain acceptance despite increases in mobile banking and alternative payment use.
8 Ways to Make Your Card Consumers’ Choice This Holiday
How can financial institutions rise to the top of wallets and increase interchange revenue this holiday season?
Offering of Mobile Payments Expected to Skyrocket by 2016
Sitting on the sidelines is no longer a viable mobile payments strategy in banking, proven by new research from the Boston Fed.
Banks & Credit Unions Just Offering Mobile Banking is Not Enough
While mobile banking is being used by an increasing number of consumers, research indicates that penetration is far short of potential.
2015 State of the Banking Consumer
How do people perceive their finances and relate to various banking products? Why do they save, or apply for loans? Find out in this study.
Affluent Credit Card Marketing Opportunities for Banks
Are you overlooking opportunities to increase credit card revenue. With an aggressive affluent card marketing program, you can maximize interchange income.
Battle For Mobile Payments: Guide to Universal Cards
An analysis of the universal plastic payments cards shows why these alternatives may be the bridge to mobile payments.