The World's Biggest List of Digital Banks

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Do you want to keep track of innovations in digital banking? Do you run a fintech or digital bank and want to monitor the competition? Are you a venture capitalist or investment banker evaluating the digital banking market? This list of digital banks is for you.

What is a digital bank? To be included in this list of digital banks, you must be actively providing at least one of the following financial services directly to consumers, businesses, or both: digital banking, digital payments, digital lending, investment services/solutions, personal financial management (PFM) tools, or financial education/wellness tools. Other types of fintechs and financial services firms will not be included in this list of digital banks.

When was the last time this list of digital banks was updated? This list of digital banks was first released in early 2021. Updated quarterly, it now includes over 300 different providers of digital banking services, making it the biggest indexable, interactive and up-to-date list of digital banks in the world. The last update was February 22, 2022. The next update will be in May 2022.

How can a digital bank be added to the list? If you would like to submit a neobank to this list of digital banks, please click here. If you have comments, questions or suggestions about how we might improve this list of digital banks, please contact us.

For insights, analysis and news about the latest trends affecting digital banks, sign up for The Financial Brand’s email newsletter — it’s free!

Is this list of digital banks limited to just the U.S.? No, this list of digital banks includes neobanks from around the world, including the UK, Belgium, Ireland, India, China, Nigeria, Brazil, Canada and many more.

What is the largest digital bank? According to expert analysts in the digital banking sector, NuBank based in Brazil is the largest digital bank by valuation. Chime is the biggest digital bank in the U.S., with over 13.1 million digital banking users. And Revolut based in London has more than 19,130,000 million users, making it the biggest digital bank in the UK.

To submit or update a digital bank listing, please click here. If you have comments, questions or suggestions about how we might improve this list Digital Bank Database, please contact us.

Types of Digital Banking Providers in the List

CATEGORY	CRITERIA
Digital Banking	Providing the same (or similar) transactional functionality as a checking account. Service intends to replace or compete with checking accounts offered by traditional banks and credit unions.
Payments	Facilitating payments and/or money transfers between parties (e.g., Venmo, Zelle, PayPal).
Lending	Providers offering loans and/or lines of credit.
Investments	Platforms that allow investors to trade equities, bonds and other standard retail investments, or services that help investors research and analyze such trades. Does not include currency, crypto or forex.
PFM Tools	Facilitates the analysis of spending patterns, classifying/categorizing expenses, building budgets, and/or aggregating accounts from multiple third-parties.
Financial Education	Tools that help consumers build their financial knowledge and/or skills. Includes credit repair, credit monitoring, and credit building services.

TARGET AUDIENCE: Consumers Businesses

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#	Company	Website	Categories	Audience	Customers	Employees	Funding	Founded	Continent	Country	Headquarters	Description
1	220 Bank	220.co	Bank	Con		11 to 50		2019			Cardiff, UK	"The World's First Digital Private Bank"
2	86 400	86400.com.au	Bank	Con	85,000.00	101 to 250	26.00	2017			Sydney, Australia	Australia's first smartbank, no fees, payments, add other bank accounts
3	Acorns	acorns.com	Bank Inv	Con	6,800,000.00	251 to 500	207.00	2012			Irvine, CA	Investments spare change, debit card
4	Affirm	affirm.com	Lend	Con	5,600,000.00	1,001 to 5,000	1,500.00	2012			San Francisco, CA	BNPL, installment loan (PoS) with backend services provided by Cross River Bank and Celtic.
5	Aion	aion.be	Bank	Con Bus		251 to 500		2020			Ixelles, Belgium	Subscription-based inclusive banking with personal and business loans, checking and savings accounts and advising
6	Airstar	airstarbank.com	Bank Lend	Con		11 to 50		2019			Hong Kong	High-interest savings, deposits, personal loans with 60 day interest free
7	Airwallex	airwallex.com	Pay	Bus		501 to 1,000	502.00	2015			Melbourne, Australia	Mobile wallet focused on international money transfers, business debit card
8	Albert	albert.com	Bank Inv	Con	5,000,000.00	101 to 250	172.90	2015			Culver City, CA	Debit card, advanced requests, invest and save on Albert. Partnered with Sutton Bank, Mastercard, and Albert Investments (registered SEC advisor).
9	Ally Bank	ally.com	Bank	Con		1,001 to 5,000		2001			Detroit, MI	High-yield CD, online savings accounts
10	Alpian Bank	alpian.com	Bank Inv	Con		11 to 50	13.00	2019			Carouge, Switzerland	Banking services, personal wealth management, and tailored investment products all in one app
11	ANNA Money	anna.money	Bank	Bus	20,000.00	11 to 50	49.90	2017			London, UK	Offers busienss accounts, debit cards and invoicing for tax season
12	Ant Financial	antgroup.com	Bank	Con Bus	1,300,000,000.00	5,001 to 10,000	22,000.00	2014			Hangzhou, China	Mobile payments and digital bank accounts
13	Anytime	anyti.me	Bank	Con Bus		11 to 50	9.40	2012			Brussels, Belgium	Only neobank for companies and freelancers that offers debit, credit and checks
15	Arival Bank	arival.us	Bank	Bus		11 to 50	3.30	2017			Singapore	Bank accounts for SMEs with cash deposits, mobile check deposits, cards and fees that make sense
16	Aspiration	aspiration.com	Bank	Con Bus	4,500,000.00	101 to 250	250.00	2013	North America	United States	Marina Del Ray, CA	Environmentally-friendly "green banking" provider with debit card
17	Aspire	aspireapp.com	Bank Lend Pay	Bus	10,000.00	51 to 100	41.50	2018	Asia		Singapore	Banking Southeast Asia's internet economy by serving modern business owners with speed and simplicity
18	Assetz Capital	assetzcapital.co.uk	Lend	Bus		11 to 50	66.50	2012			London, UK	Peer-to-peer business lending with potential interest rates of 4.10%
19	Atom Bank	atombank.co.uk	Bank Lend	Bus		251 to 500	590.50	2014			Durham, UK	Debit card with access to account only via mobile app (no desktop/online banking access.
20	Avant	avant.com	Bank Lend Ed	Con	1,700,000.00	251 to 500	1,600.00	2012	North America	United States	Chicago, IL	Avant provides a full ecosystem of digital banking products, including deposits, personal loans, credit cards and auto loans, to everyday American consumers.
21	Azimo	azimo.com	Pay	Con Bus		101 to 250	88.10	2012			London, UK	Easy, international money transfers, saving up to 90% compared with most banks and providers
22	Babb	getbabb.com	Lend Inv	Con	100,000.00	11 to 50	21.80	2017			England, UK	Crowdfunding and P2P payments and remittance
23	Bambu	mybambu.com	Bank	Con		11 to 50		2016			Memphis, TN	Digital card, physical card, depositing
24	Bankera	bankera.com	Bank Pay	Con		101 to 250	100.00	2017			Lithuania	Banking account with a physical and virtual VISA debit card and easy transfers. Authorized by Central Bank of Lithuania
25	Bankin'	bankin.com	PFM	Con	3,200,000.00	11 to 50	31.80	2011			Paris, France	A finance mobile app that helps consumers make good decisions with saving money with account linking softwares
26	BM Technologies	bankmobile.com	Bank	Con Bus		251 to 500		2015	North America	United States	Radnor, PA	Among the largest digital banking platforms in the U.S., providing access to checking and savings accounts, personal loans, credit cards, and financial wellness
27	Bella	bellaloves.me	Bank	Con				2020				A conversational banking experience, powerd by AI messaging and a "Karma Account"
28	Better.com	better.com	Lend	Con		1,001 to 5,000	405.00	2016			New York, NY	Online mortgage lending with no lender fees and no commissions
29	Bettr	bettr.app	Bank	Con		11 to 50		2015	Africa	South Africa	Cape Town, South Africa	A virtual banking experience powered by the smart phone for young South African generations
30	Betterbank	betterbanking.app	Bank	Con		1 to 10		2019			Brooklyn, NY	Digital bank account with savings on prescriptions and medical debt counseling with a Better Debit Card
31	BigPay	bigpayme.com	Bank Pay	Con		101 to 250		2017			Singapore, Singapore	A free money app with a credit card consumers can use anywhere with currency exchanges
33	Blend	blend.com	Lend	Con		501 to 1,000	665.00	2012			San Francisco, CA	Consumer banking and lending, with deposits, and mortgage lending
33	Nuri	nuri.com	Bank Inv	Con	150,000.00	51 to 100	39.20	2015			Berlin, Germany	Mobile banking app with a Visa debit card and an ability to trade crypto
34	BlueVine	bluevine.com	Lend	Bus	20,000.00	251 to 500	767.50	2013			Redwood City, CA	PPP loans and a checking account with no monthly fees, unlimited transactions, a debit card and no minimum balance
35	Bondora	bondora.com	Lend Inv	Con Bus		51 to 100	8.50	2008			Tallinn, Estonia	Investment tool with options for peer-to-peer lending and crowdfunding
36	Braid	braid.co	Bank	Con		1 to 10		2019			San Francisco, CA	A shared spending account for couples or friends, adding money from any ATM
37	Braintree	braintreepayments.com	Pay	Bus		251 to 500	69.00	2007			Chicago, IL	A payments platform equipped with Paypal, Venmo, Apple Pay and Google Pay for businesses
38	Branch Int'l	branch.co	Lend	Con	4,000,000.00	101 to 250	274.30	2015			San Francisco, CA	A 100% smartphone-based financial service for consumers, no credit check
39	Brass	trybrass.com	Bank	Bus		1 to 10		2020			Lekki, Nigeria	A business bank account with free payments and rewards
40	Brex	brex.com	Bank PFM	Bus		251 to 500	732.10	2017			San Francisco, CA	Replaces the traditional banking account with FDIC-insured accounts, company credit cards and easy finance organization
41	Bridge Money	bridgemoney.co	Bank Pay	Con		1 to 10	1.30	2018			Chicago, IL	A fee-free debit card and mobile app with no-fee ATM access and no-fee transfers between Bridge accoutns
42	brightwell	brightwell.com	Bank Pay PFM	Con		51 to 100		2009			Atlanta, GA	Recieve and send moeny to other accounts, share funds between cards and get a brightwell debit card
43	Broad	broad.app	Bank Pay	Con							UK	A multi-currency account and debit card, saving consumers 90% on international expenses
44	Build Financial	buildfinancial.com	Bank	Con		1 to 10		2018			New York, NY	A savings account for essential workers with "turbocharged cash savings rewards."
45	bunq	bunq.com	Bank PFM	Con Bus		101 to 250	52.80	2012	Europe		Amsterdam, Netherlands	A fully mobile bank for free independent thinkers
46	Capital Float	capitalfloat.com	Lend	Bus	2,000,000.00	51 to 100	143.60	2013			Bangalore, India	Largest direct lender in the country offering business loans to self-employed individuals and SMEs
47	Capway	capway.co	Bank Pay Ed	Con		1 to 10	0.10	2017	North America	United States	Atlanta, GA	Bank from the phone, withdraw from 32,000 ATMS. Debit card coming soon
48	Carbon	ng.getcarbon.co	Bank Lend Pay	Con Bus	2,000,000.00	51 to 100	15.80	2012			Lagos, Nigeria	Digital banking for all lifestyle: pay bills, transfer money, get instant loans and high-interest savings
49	Cashplus	cashplus.com	Bank	Con Bus	1,600,000.00	101 to 250	0.50	2005			London, UK	An official UK bank offering bank accounts to consumers and businesses
50	Cheese	earncheese.com	Bank	Con		1 to 10	3.60	2019			Pasadena, CA	Banking designed for Asian communities, donates to nonprofits when consumers sign up
51	Chime	chime.com	Bank PFM Ed	Con	12,000,000.00	501 to 1,000	1,500.00	2014			San Francisco, CA	Debit card, early paycheck deposit, no hidden fees, credit building credit card
52	Clear.Bank	clear.bank	Bank	Bus		101 to 250	117.00	2014			England, UK	Banking-as-a-service for businesses with API integrations
53	Cleo	meetcleo.com	PFM	Con	4,000,000.00	51 to 100	57.30	2016			London, UK	Personalized budgeting service for consumers to understand expenses
54	Coconut	getcoconut.com	PFM	Bus		11 to 50	6.10	2016			England, UK	Connects existing bank accounts and credit cards for businesses to track tax information
55	Cogni	getcogni.com	Bank	Con		11 to 50	8.00	2018			New York, NY	Single-use card that cancels itself after one use, savings account, money movement
56	Coins.ph	coins.ph	Bank	Con	10,000,000.00	251 to 500	10.00	2014			Pasig, Phillippines	Blockchain-backed platform that allows consumer to send money, buy load, pay bills with no bank account. Acquired by Gojek
57	CommonBond	commonbond.co	Lend	Con	100,000.00	101 to 250	1,600.00	2011			New York, NY	CommonBond offers student loans and student loan refinancing with student loan relief
58	Copper	getcopper.com	Bank Ed	Con		11 to 50	4.30	2019			Seattle, WA	Digital banking built for teens with a debit card and easy money transfer with parents
59	CountingUp	countingup.com	Bank	Bus	34,000.00	11 to 50	21.90	2017			London, UK	A banking and account app that connects with accountant and shares bookkeeping data
60	Cred.ai	cred.ai	Bank	Con		51 to 100		2016			Philadelphia, PA	High-tech everyday card spending experience, 100% mobile with a free metal card
61	Credit Sesame	creditsesame.com	Bank Lend Ed	Con	15,000,000.00	101 to 250	120.50	2010			Mount View, CA	Checks and tracks credit scores with a debit card that rewards you for boosting credit scores
62	Crowdcube	crowdcube.com	Lend	Bus		51 to 100	42.30	2010			Exeter, UK	Crowdfunding website start-ups and growing businesses
64	Current	current.com	Bank Pay PFM Ed	Con		51 to 100	182.40	2015	North America	United States	New York, NY	Options for teen accounts and a debit card with cashback, free ATMS and direct deposits
65	Curve	curve.com	Bank PFM	Con	2,000,000.00	251 to 500	169.30	2015	Europe, North America	EEA, United Kingdon, United States,	England, UK	Attach existing accounts and get a credit card to pay off other credit cards for maximized rewards
66	Dave	dave.com	Bank PFM Ed	Con	7,000,000.00	101 to 250	173.00	2016			Los Angeles, CA	"Banking for humans": Up to $200 advances and build credit history quicker
67	Daylight	joindaylight.com	Bank	Con		11 to 50		2020			Los Angeles, CA	Also known as "Be Money," digital banking for LGBT+ people by LGBT+ people, currently a waitlist
68	Deserve	deservecards.com	Lend Pay	Con Bus		101 to 250	237.10	2013			Palo Alto, CA	The Credit Card Stack of the future.” Credit Card as a Service. Turnkey and a la carte Credit Card Programs for banks, financial institutions, FinTechs, and leading modern brands.
69	digibank	dbs.com/digibank	Bank Lend	Con				2017				Personal loans, mutual funds, international money transfers and a cashback debit card
70	Digit	digit.co	Bank Inv	Con		101 to 250	66.30	2013			San Francisco, CA	AI-powered digital banking software that saves and invests for consumers
71	Douugh	douugh.com	Bank	Con		11 to 50	2.50	2016			Sydney, Australia	"Money on autopilot": automates bill pay and savings accounts with a Douugh debit card
72	Dozens	dozens.com	Bank Inv	Con		51 to 100	5.20	2018			London, UK	Savings account, long-term investment plans, integrated with Apple Pay
73	EasyEuro	easyeuro.eu	Bank Pay	Bus		11 to 50	5.20	2017			Paris, France	A crossborder neobank that simplify financial services for European and Asian businesses
74	Ellevest	ellevest.com	Bank Inv Ed	Con	90,000.00	51 to 100	91.40	2014			New York, NY	Designed for women to learn how to invest, use debit card to get rewards and monthly progress report
75	Empower	empower.me	Bank PFM	Con		11 to 50	24.50	2016			San Francisco, CA	The Empower Card is the only card you'll ever need. Get Cash Advance, Early Payday, Cashback Perks and no overdraft fees.
76	Envel	envel.ai	Bank Pay	Con		11 to 50	3.90	2018			Boston, MA	"World's Smartest Bank Account": organizes money into envelops for easy budgeting
77	Even	even.com	Pay	Con Bus		101 to 250	52.00	2014			Oakland, CA	A multi-faceted platform for businesses to pay their employees with a mobile app employees can use to track their paycheck
78	Eversend	eversend.co	Bank	Con		1 to 10	2.10	2017			Paris, France	A neobank for Africans with multi-currency e-wallet, insurance, virtual debit card and bill payments
79	Extra	extra.app	Bank Ed	Con		1 to 10		2020	North America	United States	Greater New York area	Consumers can keep their bank, but get an Extra credit card to build their credit
80	Fair	fair.com	Lend	Con		101 to 250	2.10	2016			Santa Monica, CA	Finance a vehicle online with loan or outside financing
81	FamPay	fampay.in	Bank	Con		11 to 50	4.70	2019			Bengaluru, India	India's first UPI and debit card for teenagers with no number
82	Fidor Bank	fidor.de	Bank Lend	Con Bus				2009			Munich, Germany	Easy installment loans and a credit card for personal or businesses
83	Finch Money	finchmoney.com	Bank Inv	Con		1 to 10	1.80	2019			Boston, MA	All-in-one account with the powers of investing and checking
84	Finin	finin.in	Bank Inv PFM	Con		1 to 10		2019			Bangalore, India	A neobank account with debit, saving and investing built in, ability to link existing bank accounts
85	Finom	finom.co	Bank	Bus	6,000.00	11 to 50	19.80	2019			Amsterdam, Netherlands	Easiest online financial service for SMEs, freelancers and the self-employed, debit card with cashback
86	First Boulevard	firstboulevard.com	Bank Inv PFM Ed	Con		11 to 50	5.00	2020	North America	United States	Atlanta, GA/Oakland, CA	"Unapologetic Banking Built for Black America": debit card and early paycheck deposit
87	First Circle	firstcircle.ph	Lend	Bus		51 to 100	28.50	2015			Taguig, Phillippines	Fair, fair and flexible business loans in 5-10 days, only paying interest for the days needed
88	Friz	usefriz.com	Bank	Bus		1 to 10		2020			Singapore, Singapore	A credit card for freelancers in Asia with a tailored credit score
89	Frost	frost.app	Bank PFM	Con		11 to 50		2019			Manchester, UK	Smart app with a debit card that tracks your spending, easy money transfers and spending insights
90	Fundbox	fundbox.com	Lend	Bus	300,000.00	101 to 250	453.50	2013			San Francisco, CA	Lending for businesses of all sizes with credit lines up to $150,000 and term loans
91	Funding Circle	fundingcircle.com	Lend	Bus	100,000.00	501 to 1,000	746.40	2010			London, UK	Lending for small businesses in a six-minute application that will show the best funding options
93	Gimi	gimitheapp.com	Bank Ed	Con	1,200,000.00	11 to 50	5.30	2014			Stockholm, Sweden	Education app for children and teenagers with a built in debit card to reward chores and track spending
94	GoBank	gobank.com	Bank	Con		1 to 10		2013			Monrovia, CA	A digital bank with a Visa debit card, direct deposit, free ATM network and check and cash deposit
95	GoFundMe	gofundme.com	Lend	Con Bus	491,000,000.00	251 to 500		2010			Redwood City, CA	One of the most popular crowdfunding websites for all kinds of needs
96	GoHenry	gohenry.com	Bank Ed	Con	1,500,000.00	51 to 100	66.20	2012	Europe, North America	United Kingdom, United States	London, UK	Education app for children and teenagers (6-18) with a built in debit card to teach good money habits
97	Good Money	goodmoney.com	Bank	Con		51 to 100	30.00	2018			Marina Del Ray, CA	Share back programs with a Good Money card that donates to rainforest trusts
98	Grasshopper	grasshopper.bank	Bank Lend	Bus		51 to 100	131.20	2016			New York, NY	A digital bank serving founders and their customers with online platform, credit card offerings, lending and money market accounts
99	Gravity Payments	gravitypayments.com	Pay	Bus		101 to 250		2004			Seattle, WA	"Most trusted name in credit card processing" with mobile, credit and debit card processing
100	Green Dot	greendot.com	Bank Lend Pay PFM	Con Bus	33,000,000.00	1,001 to 5,000	33.00	1999	North America	United States	Pasadena, CA	"The ultimate mobile bank account" with a Visa debit card, personal bank and business solutions. GreenDot has another mobile neobank it launched called Go2Bank
101	Greenlight	greenlightcard.com	Bank	Con		251 to 500	296.50	2014	North America	United States	Atlanta, GA	"The debit card for kids, managed by parents." Mobile app with easy money transfers
102	Greenwood	bankgreenwood.com	Bank	Con Bus	500,000.00	11 to 50	3.00	2020			Atlanta, GA	"A digital mobile banking experience made for Black and Latino customers" with business grants and non-profit donations
103	Gusto Wallet	gusto.com	Bank	Con				2020			San Francisco, CA	Works with businesses' payroll Gusto to offer digital banking to employees, offers a debit card
104	Habito	habito.com	Lend	Con	550,000.00	101 to 250	82.30	2016	Europe	United Kingdom	London, UK	Helping consumers find perfect mortgage from 90+ banks and lenders, Won Best Mortgage Broker 2020
105	Happy Money	happymoney.com	Bank	Con	100,000.00	251 to 500	141.60	2009			Costa Mesa, CA	Encouraging breaking away from credit cards and turn to savings accounts, helping pay off debt
106	helloBank!	hellobank.fr	Bank	Con	2,900,000.00	11 to 50		2013			Paris, France	Digital banking app, under BNP Paribas, with a virtual Visa debit card
107	Hay	hellohay.co	Pay PFM	Con		51 to 100		2018			Surry Hills, New South Wales	An 85% biodegradable credit card with a checking card and 1% cashback on everyday $10 or less purchases
108	HMBradley	hmbradley.com	Bank	Con		11 to 50	21.80	2019			Santa Monica, CA	Checking and savings accounts with a credit card and rewards
109	Holvi	holvi.com	Bank	Bus	200,000.00	101 to 250	5.10	2011			Helsinki, Finland	Digital banking account for self-employed individiduals to track expenses, get detailed accounting reports and manage invoices
110	Honeydue	honeydue.com	PFM	Con		1 to 10	0.10	2016			San Francisco, CA	Joint banking accounts for couples track all accounts and loans and investments
111	HSBC Kinetic	hsbckinetic.co.uk	Bank	Bus				2020			London, UK	An app through HSBC with a full suite of banking services for small and medium businesses
112	Hubuc	hubuc.com	Bank	Bus		11 to 50	487.80	2019			Barcelona, Spain	Single API-platform which allows any business to embed financial services capabilities into their products
113	ila Bank	ilabank.com	Bank	Bus		11 to 50		2019			Manama, Bahrain	App with a virtual card that make payments and transfers digitally, powered by Bank ABC
114	indó	indo.is	Bank	Con		1 to 10	1.20	2018	Europe	Iceland	Reykjavik, Iceland	Early access: the first new Icelandic bank in decades with a digital focus, with a current account and a debit card
115	Insha	getinsha.com	Bank Inv	Con	40,000.00	1 to 10	3.40	2018			Berlin, Germany	Digital banking app with a debit card, access to any ATM, money transfers, crypto investing
116	Ivella	ivella.com	Bank	Con		1 to 10		2020			Los Angeles, CA	Joint bank account with a debit card to help couples decide how to split up expenses
117	Jassby	jassby.com	Bank	Con		11 to 50	7.90	2017			Waltham, MA	Digital account for kids and teenagers with a Mastercard debit card, no monthly fee
118	Jiko	jiko.io	Bank Pay Inv	Con		11 to 50	49.40	2016			Berkeley, CA	Banking platform offering accounts that allows easy storage and money movement. Became first fintech to acquire a national bank
119	Judo	judo.bank	Bank	Bus	10,000.00	101 to 250	1,700.00	2017			Melbourne, Australia	A digital bank focused on providing SMEs with loans, line of equipment and equipment loans
120	Juni	juni.co	Bank	Bus		1 to 10	2.40	2020			Goteborg, Sweden	Digital banking that tracks business accounts in one place for businesses with a juni platinum credit card with cashback
121	Kabbage	kabbage.com	Lend	Bus	209,000.00	501 to 1,000	2,500.00	2008			Atlanta, GA	Business financing for small business owners, along with PPP loans. Acquired by American Express
122	KARAT	trykarat.com	Bank	Bus		1 to 10		2019			San Francisco, CA	"The Black Card for Creators," offering digital banking products for social media creators
123	Klarna	klarna.com	Lend	Con	3,500,000.00	1,001 to 5,000	3,100.00	2005			Stockholm, Sweden	For consumer purchases on websites, installment loans of 4 interest-free payments
124	Koho Bank	koho.ca	Bank	Con Bus		11 to 50	113.40	2014			Toronto, Canada	An online bank account with savings accounts, debit and credit cards, cash back, no fees, no minimum balance
125	Kontist	kontist.com	Bank	Bus		101 to 250	44.20	2016			Berlin, Germany	Advanced business bank acount with bookkeeping and integrated tax service, Visa Debit Card
126	Kroo	kroo.com	Bank	Con		51 to 100		2016			London, UK	Digital account that allows you to pay friends with a debit Mastercard and no fees
127	Kuda	kudabank.com	Bank PFM	Con	650,000.00	101 to 250	36.60	2018			Yaba, Nigeria	Digital banking with a debit card, fully licensed and deposits insured by NDIC, tracks spending
128	LendingClub	lendingclub.com	Bank Lend Pay	Con Bus	3,000,000.00	1,001 to 5,000	392.20	2007	North America	United States	San Francisco, CA	A personal lending website bringing together borrowers and investors together
129	LendInvest	lendinvest.com	Lend	Bus		251 to 500	2,000.00	2008			London, UK	Bridging loans, development finance, and buy-to-let mortgages for intermediaries, landlords and developers across the UK
130	Lendio	lendio.com	Lend	Bus	216,222.00	251 to 500	108.50	2011			Lehi, UT	Business financing for small business owners, along with PPP loans
131	LendKey	lendkey.com	Lend	Con	99,000.00	51 to 100	44.70	2007			New York, NY	LendKey faciliatates the lending process between banks and credit unions and consumers on loans like student loans
132	LendUP	lendup.com	Lend	Con		101 to 250	361.50	2011	North America	United States	San Francisco, CA	lender for the 56% of Americans shut out of mainstream banking due to low credit or volatile income
133	Lili	lili.co	Bank	Con Bus		11 to 50	25.00	2018			New York, NY	"Banking Designed for Freelancers." Checking account with a debit card, tax bucket, insights and expense reprots
134	Lintel Bank	lintelbank.com	Bank Pay	Con		11 to 50		2014			London, UK	A bank for international students and young citizens with a current account, international money transfer and debit/credit cards
135	Linus	getlinus.io	Bank Inv	Con		1 to 10	0.50	2019			Nashville, TN	Supercharged high yield savings account, with interest rates up to 4.50% APY
136	Lively	livelyme.com	Bank	Con Bus		11 to 50	42.20	2016			San Francisco, CA	A healthcare savings account that employers can utilize for their employees
137	Long Game	longgame.co	Ed	Con		11 to 50	17.00	2015			San Francisco, CA	A savings game reward website to help consumers build savings accounts
138	Longevity Card	longevity.cards	Bank PFM	Con		11 to 50	0.60	2020			London, UK	Banking account that tracks spending and general lifestyle, such as fitness activity and nutrition
139	Lunar	lunar.app	Bank PFM	Con	200,000.00	101 to 250	122.20	2015			Copenhagen, Denmark	Challenger bank that connects with your existing bank to offer personal finance organization
140	Lydia	lydia-app.com	Pay	Con	4,000,000.00	101 to 250	159.60	2013			Paris, France	P2P payment app with spending tracking, customizable interface and a checking account with a debit card
141	M1 Finance	m1finance.com	Bank Lend Inv	Con		251 to 500	173.20	2015			Chicago, IL	Online investment portfolio with lending options and a bank account with a debit card
142	Majority	majority.com	Bank	Con		101 to 250		2019			Houston, TX	Membership for an "all-in-one" mobile banking platform for migrants
143	Manager.one	manager.one	Bank PFM	Bus		11 to 50	5.40	2016			Paris, France	Online banking platoform for entrepreneurs with a corporate Visa cards and expense reports
144	Market Finance	marketfinance.com	Lend	Bus		101 to 250	179.90	2011			London, UK	Quick loans, invoice payment processing and no interest, no fees
145	Marqeta	marqeta.com	Pay	Bus		251 to 500	528.00	2010			Oakland, CA	An open API platform for accepting payments with a virtual card for businesses
146	Marygold & Co	marygoldandco.com	Bank Pay	Con		1 to 10		2020			Centennial, CO	A financial service app with a debit card, earning interest on deposits with no credit checks or minimums
147	Masthaven	masthaven.co.uk	Bank Lend	Con Bus		101 to 250	82.70	2004			London, UK	Bank serving consumers and businesses with savings accounts, loans, development finance and mortgages
148	Meem Bank	sa.meem.com	Bank Lend	Con		101 to 250		2014			Saudi Arabia	Home financing with banking accounts: savings, foreign currencies and current account with a credit card
149	Mercury	mercury.com	Bank	Bus		251 to 500	52.20	2017			San Francisco, CA	A bank accounts to help tech companies scale, equipped with full-stack bank accounts and virtual cards
150	Mettle	mettle.co.uk	Bank	Bus		51 to 100		2018			London, UK	Digital banking for small businesses and freelancers, with a company card
151	Mint	mint.intuit.com	PFM	Con	20,000,000.00	5,001 to 10,000	31.80	2006			Mountain View, CA	Acquired by Intuit, Budgeting, Personal Finance
153	MobiKwik	mobikwik.com	Bank Pay	Con	120,000,000.00	251 to 500	140.10	2009			Gurgaon, India	A digital wallet focusing on bill pay and instant personal loans
154	Mocafi	mocafi.com	Bank Ed	Con	25,000.00	11 to 50	5.30	2015			New York, NY	A debit card that rewards for supporting brands and helps customers improve their credit
155	Mogo	mogo.ca	Bank Inv	Con	1,000,000.00	101 to 250	202.50	2003			Vancouver, Canada	Earn bitcoin cashback rewards when spending with a Mogo Debit card
156	Monese	monese.com	Bank Pay	Con Bus	2,000,000.00	251 to 500	80.40	2013			England, UK	Instant, joint ore regular checking and savings accountsm with a debit card
158	MoneyLion	moneylion.com	Bank Lend Inv Ed	Con	7,500,000.00	250 to 500	227.50	2014			New York, NY	A mobile banking account with a debit card, credit builder loans, auto invest accounts and rewards
159	Monolith	monolith.xyz	Bank Inv	Con		11 to 50	16.70	2017			London, UK	Digital banking with a debit card that allows consumers to spend money from purchased cryptocurrencies
160	Monzo	monzo.com	Bank Lend PFM	Con Bus	5,000,000.00	1,001 to 5,000	598.40	2015			London, UK	Checking, savings, joint and teenager accounts with lending and debit cards
161	Mox Bank	mox.com	Bank	Con	100,000.00	101 to 250		2020	Asia	China	Hong Kong	Powered by Standard Chartered, one app that has banking accounts with unlimited cashback and spending planning
162	Muniy	muniy.com	Bank	Con Bus		1 to 10	0.30	2018			London, UK	Personal and business current accounts for underbanked and businesses wanting to innovate
163	N26	n26.com	Bank	Con	7,000,000.00	1,001 to 5,000	819.00	2013	Europe, North America	Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland and the U.S	Berlin, Germany	A debit card with money transfers with N26 users, spending insights, no monthyl fees, no minimum balance
165	Neat	neatcommerce.com	Bank Pay	Bus		11 to 50	20.00	2015			Hong Kong	For entrepreneurs and SME owners, easy payments and a debit card (USD coming soon)
166	Neo Financial	neofinancial.com	Bank	Con		101 to 250	39.80	2018			Calgary, Canada	Digital platform run under the idea of spend, save and get rewarded after purchases with provided debit card
167	Nerdwallet	nerdwallet.com	PFM Ed	Con	160,000,000.00	251 to 500	105.00	2009			San Francisco, CA	A personal finnace company with insights and tools to help consumers handle their oney
169	NextPay	nextpay.world	Bank PFM	Bus		11 to 50		2009			San Jose, Puerto Rico	All-in-one banking system for businesses to end invoices, collect customer payments and pay employees, suppliers and bills
170	Nimbl	nimbl.com	Bank Ed	Con		11 to 50		2015			Ricoh Arena, Coventry	Founded by ParentPay, offers prepaid debit cards and a smartphone app to give 6 to 18-year-olds get financial independence
171	Nomad	nomadglobal.com	Bank	Con		11 to 50	5.20	2019			Sao Paulo, Brazil	A digital and international banking alternative with no fees and a debit card — "Carry the world in your pocket"
172	North Loop	nolobank.com	Bank Pay Inv	Con	20,000.00	1 to 10		2019			San Francisco, CA	Subscription-based bank account with investing, checking account, cashback and cashback debit card
173	Northmill	northmill.com	Bank	Con		101 to 250	30.20	2006			Stockholm, Sweden	Customer feedback loops and being explorers has always been the reason for Northmill’s beating heart. 15 years, hundred thousands of hours coding and million of customer interactions later – we are equally curious and our journey has just begun.
174	NorthOne	northone.com	Bank	Bus	190,072.00	51 to 100	23.30	2016			New York, NY	An FDIC-insured neobank, backed by Bancorp Bank, with payments, checks, mobile deposits and debit cards for businesses
175	Novo	banknovo.com	Bank	Bus		11 to 50	4.80	2016			New York, NY	Business checking accounts with easy transfers, FDIC-insured debit card
176	NuBank	nubank.com.br	Bank Pay	Con Bus	34,000,000.00	1,001 to 5,000	1,500.00	2013			Sao Paulo, Brazil	Credit card, checking account, rewards program and insights to help consumers
177	Numbrs	numbrs.com	Bank PFM	Con		101 to 250	105.40	1999			Zurich, Switzerland	A "smart wallet" that coneects bank accounts, crypto and loyalty cards in one place with AI to track and offer insights
178	Nutmeg	nutmeg.com	Inv	Con	100,000.00	101 to 250	153.60	2011			London, UK	Online investment portfolio Nutmeg oversees, using technology to keep charges low
179	OakNorth Bank	oaknorth.co.uk	Bank	Con Bus		101 to 250		2015	Europe	United Kingdom	London, UK	Fast, flexible and accessible debt finance (from £500k to £45m) to fast-growth businesses
180	OnDeck	ondeck.com	Lend	Bus		501 to 1,000	1,200.00	2007			New York, NY	Lending for small businesses, with either a line of credit or term loans, backed by Celtic Bank
181	One Finance	onefinance.com	Bank Lend	Con		11 to 50	260.00	2019			San Francisco, CA	Checking and savings accounts with early paycheck deposit and credit line options
182	onJuno	onjuno.com	Bank	Con		11 to 50	3.00	2019			Bengaluru, India	An on-the-go bank account for international professionals and international students
183	Open	bankopen.co	Bank PFM	Bus		11 to 50	7.40	2017			Bangalore, India	A banking and accounting software for businesses to integrate existing banking accounts or start a new one with business cards
184	Osper	osper.com	Bank	Con		11 to 50	11.20	2012			London, UK	Mobile app and debit card for kids and teenagers to learn how to spend and save wisely, with fees
185	Oxygen	oxygen.us	Bank	Con Bus	125,000.00	11 to 50	24.00	2018			San Francisco, CA	Awarded Best Digital Banking Account in the U.S., checking and debit cards with cashback rewards
186	Paga	mypaga.com	Pay	Con		251 to 500	347.00	2009			London, UK	Simple money transfers across multiple devices with specialized links
187	PaoBank	paob.com.hk	Bank Lend	Con Bus				2018			Hong Kong	Trade loans, digital banking softwares for businesses and consumers
188	Papara	papara.com	Bank Pay	Con	5,500,000.00	101 to 250	2.00	2015			Istanbul, Turkey	A bank account with a card that allows you to send money to friends and family, pay the bill and manage the budget
189	Parpera	parpera.com	Bank	Bus		1 to 10	0.80	2020			Sydney, Australia	A bank account with a card that allows you to send money to friends and family, pay the bill and manage the budget
190	Paypal	paypal.com	Pay PFM	Con Bus	377,000,000.00	10,000+	216.00	1998			San Jose, CA	Payments for businesses and consumers, installment loans and crypto purchasing
191	Penta	getpenta.com	Bank	Bus	20,000.00	101 to 250	0.10	2016			Berlin, Germany	Subscription-based online account bank opening in 48 hours, visa debit cards, deposit insurance
192	Petal	petalcard.com	Bank Ed	Con		101 to 250	562.20	2016			New York, NY	Credit cards designed to help build credit with APRs between 12.99 and 29.49%. Cards issued by WebBank
193	Pockit	pockit.com	Bank Pay	Con	500,000.00	11 to 50	38.40	2012	Europe	United Kingdom	London, UK	An instant UK banking account with a prepaid Mastercard and easy money transfers for the underserved
194	Point	point.com	Lend	Con		11 to 50	30.40	2014			Palo Alto, CA	Home lending for consumers, up to $350,000
195	Progressa	progressa.com	Lend	Con		101 to 250	95.40	2013			Vancouver, Canada	Personalized debt relief for Canadian consumers and progressa pay it directly, allowing customers to pay it back on their own time
196	Prospa	prospa.com	Lend	Bus		251 to 500	96.70	2012			Sydney, Australia	Small business loans ranging anywhere from $5,000 to $300,000 or lines of credit between $2,000 and $150,000
197	Prosper	prosper.com	Lend	Con Bus	1,080,000.00	251 to 500	415.50	2005			San Francisco, CA	Peer-to-peer lending platform where consumers can borrow up to $40K with low interest rates and next day funding
198	Purple	withpurple.com	Bank	Con		1 to 10		2020			Bonita Springs, FL	Mobile banking for people with disabilities, debit card, checking account and easy money transfers
199	Qapital	qapital.com	PFM	Con		51 to 100	47.30	2012			New York, NY	Goals-based couple or solo credit accounts, integrates existing accounts
200	Qonto	qonto.com	Bank	Bus	120,000.00	101 to 250	151.50	2016			Paris, France	Business accounts for business owners to manage finances with credit cards and international money transfers
201	Qube Money	qubemoney.com	Bank PFM	Con		11 to 50	4.00	2019	North America	United States	Pleasant Grove, UT	Child and joint bank accounts, along with savings account based on "cash envelope" theory
202	Quontic Bank	quontic.com	Bank	Bus		101 to 250	11.30	2009			Manhattan, NY	A banking account where, everytime users swipe a card for a debit purchase, they earn 1.5% bitcoin
203	RateSetter	ratesetter.com	Lend	Con		101 to 250	59.30	2010	Europe	United Kingdom	London, UK	Acquired by Metro Bank PLC in 2020, RateSetter offers fast, simple personal unsecured loans
204	Razorpay	razorpay.com	Pay	Bus		501 to 1,000	206.60	2014			Bangalore, India	Accept payments from customers. Automate payouts to vendors & employees.
205	Rebellion	rebellionpay.com	Bank	Bus	200,000.00	11 to 50	7.60	2017			Madrid, Spain	Neobank designed for Gen Z and Millennials in Europe
206	Remitly	remitly.com	Pay	Con	2,000,000.00	501 to 1,000	505.00	2011			Seattle, WA	International money transfers physically, to a bank account, cash pickup and mobilly
207	Revolut	revolut.com	Bank	Con	12,000,000.00	1,001 to 5,000	905.50	2015			London, UK	"UK's fastest growing financial super app", credit accouts, single use cards, international money transfer
208	Rewire	rewire.com	Bank Pay	Con	1,000,000.00	101 to 250	32.00	2015			Tel Aviv, Israel	A payments program that allows consumers to send money internationally and set up a debit card with ATM withdrawals
209	Rho	rho.co	Bank	Bus		11 to 50	19.90	2018			New York, NY	Digital banking platform for businesses to coordinate global payments, offers cash back with a built-in accounting services
210	Ripple	ripple.com	Pay	Bus		501 to 1,000	293.80	2012			San Francisco, CA	Ripple provides one frictionless experience to send money globally using the power of blockchain.
211	Rizq	getrizq.co	Bank	Con		11 to 50	0.70	2020			London, UK	A financial app focused on delivering banking to British Muslims, powered by Rizq Financial Technologies
212	Robinhood	robinhood.com	Inv	Con	13,000,000.00	501 to 1,000	5,600.00	2013			Menho Park, CA	Stocks and funds, gold and cash management
213	RoosterMoney	roostermoney.com	Bank Ed	Con	200,000.00	11 to 50	2.90	2015			London, UK	A digital app for kids and parents with a virutal money tracker, chore manager and star chart
214	Sable	sablecard.com	Bank Ed	Con		1 to 10	6.20	2019			New York, NY	Full-service digital bank with bank accounts and credit cards, designed to help build credit
215	Scratch	scratch.fi	Lend	Con Bus		11 to 50	17.30	2015			San Francisco, CA	A website facilitating and helping borrowers service consumer loans
216	SEBA	seba.swiss	Bank Lend Inv PFM Ed	Con Bus		51 to 100	126.50	2018			Zug, Switzerland	A Swiss e-bank that ties together traditional bank accounts to cryptocurrency markets
217	Seed	seed.co	Bank	Bus		11 to 50	5.90	2014			San Francisco, CA	A mobile bank account for businesses, with a built-in debit business card, check deposits. Acquried by CrossRIver Bank
220	Sofi	sofi.com	Bank Lend Inv	Con Bus	700,000.00	1,001 to 5,000	3,000.00	2011			San Francisco, CA	Student, home improvement, medical, mortgage, credit card consolidation, loans and credit cards
221	Spiral	spiral.us	Bank	Con		1 to 10		2019				A bank account focused on charity giving with a debit card, check deposit and bill payment
222	Spriggy	spriggy.com.au	Bank	Con	400,000.00	11 to 50	5.10	2015			Sydney, Australia	Mobile app and debit card for kids and teenagers to learn how to spend and save wisely
223	Square	squareup.com	Lend Pay	Bus	36,000,000.00	1,001 to 5,000	590.50	2009			San Francisco, CA	Sell products and services, manage money, pay teams, business insights with small business loans
224	Stack	getstack.ca	Bank	Con		11 to 50		2018			Toronto, Canada	Reloadable Mastercard with no fees on international purchases. Acquired by Credit Sesame.
226	Starling Bank	starlingbank.com	Bank Lend Pay	Con Bus	2,000,000.00	501 to 1,000	874.10	2014	Europe	United Kingdom	London, UK	Awarded Britain's Best Bank 2020. Personal or business bank account on the phone.
227	Stash	stash.com	Inv	Con	5,000,000.00	251 to 500	427.40	2015			New York, NY	An investment service with a "stock-back" card that rewards stock from purchases of that institution
228	Step	step.com	Bank Ed	Con	100,000.00	11 to 50	93.10	2018			Palo Alto, CA	"Banking for teens": free FDIC-insured bank account and Visa card for the next generation
229	Stilt	stilt.com	Bank Lend	Con		11 to 50	213.50	2015			San Francisco, CA	Loans for immigrants and the underserved, no need for a SSN, cosigner with low interest rates.
230	Stocard	stocardapp.com	Bank	Con	50,000,000.00	51 to 100	31.10	2012			Mannheim, Germany	Allows consumers to add their loyalty cards for easy payment at retail stores
231	StorkCard	storkcard.com	Bank PFM	Con		1 to 10		2018			London, UK	A debit card provider that helps new parents budget and set aside money for parenting
232	Stripe	stripe.com	Bank Pay	Bus		1,001 to 5,000	2,200.00	2010			San Francisco, CA	An API payments software with a corporate card for growing businesses
233	sync	sync.money	Bank Pay PFM	Con	37,000.00	11 to 50	7.60	2018			London, UK	An open banking platform that compiles all financial accounts into one place for easy money transfers and budgeting
234	Tala	tala.co	Lend	Con	4,000,000.00	501 to 1,000	204.40	2011			Santa Monica, CA	Offering loans and financial access to the "3 billion underserved globally"
235	Tandem	tandem.co.uk	Bank	Con		51 to 100	184.90	2015			London, UK	Green banking software that supports green lending initiatives, savings accounts and open banking
236	Tangerine	tangerine.ca	Bank	Con	2,000,000.00	1,001 to 5,000		1997			Toronto, Canada	Online banking savings accounts. "We don't have branches. We have a cafe."
237	Tide	tide.co	Bank	Bus	250,000.00	251 to 500	114.80	2015			London, UK	Subscription-based bank platform for small businesses with upgradable plans
238	Timo	timo.vn	Bank	Con		51 to 100		2015			Ho Chi Minh Ciy, Vietnam	An online bank account for Vietnamese citizens, with a Visa credit card and savings and checkig accounts
239	Tinaba	tinaba.bancaprofilo.it	Bank Lend	Con	1,200,000,000.00	11 to 50		2015			Milan, Italy	Bank account backed by Banca Proflio with a prepaid card, mortgage lending and a saving account.
240	TinkOff	tinkoff.ru	Bank Lend	Con	9,000,000.00	5,001 to 10,000	90.00	2006			Moscow, Russia	Debit cards, credit and savings accounts, cash loans and loyalty programs
241	TomoCredit	tomocredit.com	Bank	Con	10,000.00	1 to 10	7.00	2018			San Francisco, CA	Helping millennials get a credit card, with no credit check and no fees and cashback rewards
242	Tomorrow	tomorrow.one	Bank	Con	70,000.00	51 to 100	3.50	2017	Europe	Germany	Hamburg, Germany	Mobile banking for a sustainable future with a wooden debit card and savings accounts
243	Tonik	tonikbank.com	Bank Lend Pay	Con		101 to 250	27.00	2018	Asia	Philippines	Singapore, Singapore	Neobank with retail financial products, including savings deposits, loans, current accounts, payments, and cards
244	Touco	usetouco.com	PFM	Con		1 to 10		2018			London, UK	A technology company offering people with long-term mental health conditions money management tools
245	Wise	wise.com	Bank Pay	Con Bus	10,000,000.00	1,001 to 5,000	1.10	2011	All	All (except North Korea and Iran)	London, UK	Wise is a global technology company, building the best way to move money around the world."
246	TreeCard	treecard.org	Bank	Con		1 to 10	6.20	2020			London, UK	A wooden Mastercard that, with every purchase, 80% of profits go straight to reforestation
247	Tymit	tymit.com	Bank PFM	Con		51 to 100	22.10	2017			London, UK	A credit card that helps consumers stay up to date, with no minimum payment and no interest on interest
248	Ubank	ubank.com.au	Bank Lend	Con		101 to 250		2008			North Sydney, Australia	Variable rate home loans, savings and checking accounts, fixed rate home loans and term deposits
249	Umba	umba.com	Bank Lend Pay	Con		11 to 50	2.00	2018			San Francisco, CA	A free bank account for African populations with free money transfers, access to instant loans and cashback on card purchases
250	Unifimoney	unifimoney.com	Bank Lend Inv	Con		11 to 50	1.60	2019			San Francisco, CA	Savings accounts with a debit card, investment opportunities, loans and refinancing
251	Upgrade	upgrade.com	Bank Lend	Con	12,000,000.00	251 to 500	222.00	2016			San Francisco, CA	An Upgrade credit line up to $25,000 or personal loans up to $50,000
253	Varo	varomoney.com	Bank	Con	3,000,000.00	501 to 1,000	482.40	2015	North America	United States	San Francisco, CA	Checking or savings account with early direct deposit and rewards
254	Venmo	venmo.com	Pay PFM	Con Bus	60,000,000.00	51 to 100	1.30	2012			New York, NY	An easy payment software with no fees to deposit and a credit card with rewards
255	Viva Wallet	vivawallet.com	Pay	Bus		501 to 1,000	113.20	2000			Athens, Greece	Viva Wallet is a global, fully cloud-based digital payments factory, providing innovative, reliable and secure payments services.
256	Vivid Money	vivid.money	Bank Inv	Con		101 to 250	17.70	2020			Berlin, Germany	A credit card account with cashback that allows consumers to instantly invest with no commission fees
257	Volt Bank	voltbank.com.au	Bank	Con		51 to 100	78.50	2019			North Sydney, Australia	Online savings account with personal challenges to incite savings
258	Walrus	walrus.club	Bank	Con		1 to 10		2019			Bengaluru, India	A debit card for Gen Z, with no bank account required, no minimum balance and zero hidden charges
259	Wealthfront	wealthfront.com	Bank Lend Inv PFM	Con	440,000.00	101 to 250	204.50	2011	North America	United States	Palo Alto, CA	A digital bank account with "Self-Driving Money" that uses your paycheck for savings or investment accounts
260	Wealthsimple	wealthsimple.com	Inv PFM	Con	1,000,000.00	251 to 500	302.90	2014			Toronto, Canada	Investment tools with plans to help plan for retirement or simple save — investing on autopilot
261	WeBank	webank.com	Bank	Con	200,000,000.00	1,001 to 5,000	182.60	2014			Shenzhen, China	a private commercial bank with an online focus that utilizes facial recognition security software
262	WorldRemit	worldremit.com	Pay	Con		501 to 1,000	407.70	2010			London, UK	International money transfers physically, to a bank account, cash pickup and mobilly
263	X1 Card	x1creditcard.com	Bank	Con		11 to 50	22.00				San Francisco, CA	Call themselves "the smartest credit card ever made" and designed for a new generation of cardholders
264	Xero	xero.com	PFM	Bus	2,000,000.00	1,001 to 5,000	681.40	2006			Wellington, New Zealand	Accounting software for small businesses to keep track of expenses with corresponding bank accounts
266	Xoom	xoom.com	Pay	Con		101 to 250	104.30	2001			San Francisco, CA	A Paypal service that deposits money transfers to a bank, sends it for pickup or has it delivered
267	Yolt	yolt.com	Bank	Con	1,500,000.00	11 to 50		2016			Amsterdam, Netherlands	Savings account with savings incentives
268	Yotta	withyotta.com	Bank	Con	150,000.00	11 to 50	16.60	2019	North America	United States	New York, NY	Savings account plus the chance to win up to $10 million every week, offers debit card
269	youTrip	you.co	Bank Pay	Con		51 to 100	25.50	2016			Sheung Wan, Hong Kong	A multi-currency travel wallet with a 0% transaction fee for currency changes, with a built in Mastercard
270	Ziina	ziina.com	Bank PFM	Con		1 to 10	1.10	2020	Asia	UAE	Dubai, UAE	A neobank and digital wallet combined — still in beta
271	Zelf	zelf.co	Bank	Con		11 to 50	2.00	2019			Riga, Latvia	A completely mobile card based on text messaging, where you text "Zelf" what you need it to do
272	Zelle	zellepay.com	Pay	Con Bus				2017	North America	United States	Scottsdale, AZ	A payments network operated by Early Warning Services, LLC, that integrates with banks and credit unions nationwide
273	Zen.com	zen.com	Bank	Con Bus		101 to 250					Wilno, Lithuania	The zero effort nonbank that allows consumers to save and get instant access to money with no hassle
275	Zeta	askzeta.com	PFM	Con		1 to 10	1.50	2017			San Francisco, CA	Joint accounts for couples with two cards and "features built to help your relationship thrive" and budgeting tools
276	Zoona	ilovezoona.com	Bank	Con Bus		11 to 50	22.90	2009			Cape Town, South Africa	A mobile technology company with money transfers, electronic voucher payments, and agent payments
277	zopa	zopa.com	Bank Lend	Con	400,000.00	251 to 500	464.50	2005	Europe	United Kingdom	London, UK	A bank account with options for personal loans, credit card and opportunities for peer-to-peer lending
278	Zoro Card	zorocard.com	Bank Ed	Con		1 to 10		2019	Australia		Bloomington, IN	Simplest way to build credit, debit card that build credit where all purchases are reported
279	Zytara	zytara.com	Bank	Con		1 to 10		2019				Digital banking platform and payment network for gamers and esport enthusiasts
280	Tnex	tnex.com.vn	Bank PFM	Con Bus		51 to 100		2019			Hanoi, Vietnam	First digital banking platform and lifestyle ecosystem for Micro Merchants and GenZ in Vietnam
281	Anglo-Gulf Trade Bank	agtb.com	Bank Lend Pay Inv	Bus		11 to 50	100.00	2018			Abu Dhabi, United Arab Emirates	Envisioned as the world’s-first digital corporate trade bank, AGTB seeks to address the trade finance gap
282	OCareNeo	ocareneo.com	Bank Lend Pay Inv	Con		11 to 50	1.00	2020	Asia	India	India	A health focused neobank offering integrated health and wealth management solutions to consumers
283	HyperJar	hyperjar.com	Bank PFM	Con		11 to 50		2019			London, UK	A digital version of jam-jar budgeting that makes it easier to plan, share and spend your money.
284	Axos Financial	axosbank.com	Bank Lend Inv	Con Bus		11 to 50		2000			San Diego, CA	Opened as the Bank of the Internet, 7 years before the first smartphone
285	WhatsLoan	whatsloan.com	Lend	Con Bus	100,000.00	11 to 50	0.00	2019	Asia	India	Bangalore, India	A neolending digital platform
286	Moves Financial	movesfinancial.com	Bank Ed	Con		11 to 50	1.80	2020	North America	United States, Canada	Toronto, Canada	Financial services platform for independent “gig” workers
287	Vbank	vbank.ng	Bank Lend Pay Inv	Con Bus		51 to 100		2015	Africa	Nigeria	Lagos, Nigeria	Offers deposit accounts, joint accounts, physical and virtual cards, multiple payment channels (QR & NFC), transfers to multiple beneficiaries, bill payments and account analytics
289	EQIBank	eqibank.com	Bank Lend Pay Inv	Bus		51 to 100	25.00	2015	All	All (except North Korea and Iran)	Eastern Caribbean	Recognized as one of top 10 digital banks to watch
290	Branch	branchapp.com	Bank Pay PFM Ed	Con Bus		51 to 100	10.70	2015	North America	United States	Minneapolis, MN	Helping businesses offer accelerated pay and digital banking to empower their workers
291	Agora	teenzpower.club	Bank Ed	Con		11 to 50	2.00	2018			Atlanta, GA	Allows parents to pre-open a teen bank account for their children and permits them to manage and monitor their children's spending
292	QuickenLoans	quickenloans.com	Lend Ed	Con		251 to 500		1985			Detroit, MI	Affordable mortgags with award-winning client service
293	Esusu	esusurent.com	PFM Ed	Con Bus		11 to 50	4.30	2017			New York, NY	Fintech platform that leverages data solutions to empower tenants and improve property performance
294	Genome	genome.eu	Pay	Bus		11 to 50		2018	Europe	United Kingdom	Vilnius, Lithuania	Genome is an Electronic Money Institution, founded in 2018 and licensed by the National Bank of Lithuania. Genome provides online financial services for businesses and individuals.
295	Flyp Financial	weflyp.com	Bank Lend Pay Ed	Con		1 to 10	2.00	2020	North America	United States	Charlotte, North Carolina	Flyp is a social impact digital bank built on the principle that all Americans deserve access to high quality, affordable banking services regardless of socioeconomic status, race, ethnicity, or age.
297	Wave Financial	waveapps.com	Bank Pay	Con		251 to 500		2010	North America	United States, Canada	Ontario, Canada	Wave Financial Inc. offers a no-fee small business bank account, Wave Money, which provides quick access to funds, automates bookkeeping and requires no account minimums or monthly fees.
298	SaveIN	savein.money	Bank Lend Pay Inv	Con		1 to 10		2020	Asia	India	Delhi, India	SaveIN is India's first Social Finance led neo banking platform that aims to disrupt how Indian's transact, bank and save money.
299	Chaperone	chaperone.co.ls	Pay	Con Bus		11 to 50	0.60	2017	Africa	Lesotho	Meseru	Chaperone Limited is a technology company that uses its platforms to issue electronic payment instruments.
300	Pahela	pahela.money	Bank Lend Pay	Con		1 to 10		2020			Dhaka, Mumbai	Pahela ( or "Pahela Bank" or "Pahela Money" is the first cross-border bank out of Bangladesh with operations in India, currently live with the first product: Multi-Currency Virtual Card.
301	Monifi	monifi.com	Bank Pay PFM	Con		11 to 50		2020	North America	United States	Oklahoma City, Oklahoma	Monifi helps you control your finances and makes it easy to keep track of where your money is going. Because of Monifi’s unique separate Spend and Save structure, you are in control and only spend what you have assigned to spend.
302	Vio Bank	viobank.com	Bank	Con		11 to 50		2018	North America	United States	Oklahoma City, Oklahoma	Vio Bank is the digital bank division of MidFirst Bank, the largest privately held bank in the United States and an FDIC member.
303	Miio	miio.com.mx	Bank Lend Pay	Con		11 to 50	10.00	2018			Mexico City, Mexico	Miio is Latin America's first Telcobank. We combine digital banking with a cell phone company.
304	Up	up.com.au	Bank Pay PFM Ed	Con		51 to 100		2017	Australia	Australia	Melbourne, Australia	Australia’s first mobile-only digital bank, helping Upsiders spend wisely and save effortlessly. #1 rated Australian banking app (in the App Store and Google Play)
305	GoCardless	gocardless.com	Pay	Bus		251 to 500	217.30	2011	Europe	United Kingdom	London, UK	GoCardless is a payment company that makes collecting payments by direct debit easy for everyone.
306	Opay	opayweb.com	Bank Pay	Con Bus		251 to 500	170.00	2018			Lagos, Nigeria	OPay designs a mobile payment service and consumer platform for users to send and receive money, pay bills, and order food and groceries.
307	Paybby	paybby.com	Bank Pay	Con		11 to 50		2020	North America	United States	Syosset, NY	Built to empower the Black and Brown communities to pay less for banking, build wealth and end financial unfairness.
308	Pennyworth	pennyworthfinancial.com	Bank Lend pay	Con		1 to 10		2020	Europe	United Kingdom	London, UK	Building a digital bank for busy people. Register to be a Pennyworth pioneer.
309	Lower	lower.com	Lend	Con		501 to 1,000		2018			New Albany, Ohio	Lower provides home refinancing, customer service, consumer lending, home purchase, and financial services.
310	Jingle	jinglepay.com	Bank Pay PFM	Con		1 to 10	12.00	2017			Dubai, UAE	Jingle Pay offers fee-free, no commitment stored value accounts, paired with free international remittances at rates up to 21x cheaper than existing providers in key corridors.
311	AfterPay	afterpay.com	Pay	Con		501 to 1,000		2016			Sydney, Australia	AfterPay is a payment-after-delivery service for e-Commerce, m-Commerce, and cross-channel post-payment services.
312	Freo.money	freo.money	Bank Lend	Con		251 to 500		2016	Asia	India	Bangalore, India	India's first credit-led neobank, offering savings accounts, credit line, pay later apps and finance utilities
313	Statrys	statrys.com	Bank Pay	Con		11 to 50	5.00	2018			Hong Kong	Statrys is a fintech company that offers a digital payments solution alternative for SMEs, startups and entrepreneurs.
314	Budget Banking	budgetbanking.com	Bank PFM Ed	Con Bus		1 to 10		2017	North America	United States	Nashville, TN	A completely redesigned bank on a custom core that combines budgeting features and financial education features directly into consumer bank accounts
316	Propel	joinpropel.com	Pay PFM	Con		11 to 50	18.20	2014			New York, NY	Propel builds software dedicated to helping low-income Americans improve their financial health.
317	Ramp	ramp.com	Bank Pay PFM	Bus		51 to 100	310.00	2019			New York, NY	Ramp is a technology company that develops corporate cards designed to save money for businesses.
318	Adyen	adyen.com	Pay PFM	Bus		501 to 1,000	266.00	2006			Amsterdam, Netherlands	Adyen offers a platform that integrates gateway, risk management, processing, acquiring, and settlement of payments.
319	knab	knab.nl	Bank Pay Inv	Con Bus		251 to 500		2012	Europe	Netherlands	Amsterdam, Netherlands	It's bank spelled backwards so it puts the customer at the front (klant in Dutch), focused on entreprenuers and consumers.
320	Ando	andomoney.com	Bank Pay Ed	Con	10,000.00	11 to 50	2.90	2021	North America	United States	San Diego, CA	Ando Money enables customers to join and drive a transformative movement to combat the climate crisis through carbon-reducing banking.
321	Atmos	joinatmos.com	Bank	Con		1 to 10		2020	North America	United States	Berkeley, CA	Atmos Financial is a neobank leveraging bank deposits to finance clean energy, electrification, and other climate-positive infrastructure.
322	Recognise	recognisebank.co.uk	Bank Lend	Bus		51 to 100		2016	Europe	United Kingdom	London, UK	Recognise Bank Ltd is a provider of Banking services to UK's Small and Medium sized Enterprises (SMEs).
323	Equip Money	equipmoney.com	Lend	Bus		11 to 50	20.00	2021	North America	United States	Des Moines, IA	Designed for SMB market, loans for legally verifiable businesses (that have acceptable credit) up to $15k. No document or application fees. Terms from 1-5 years.
324	DynaPay	dynapay.co.uk	Bank Pay	Bus		51 to 100		2004	Europe, North America	EU, United Kingdom, United States	London, UK	Multicurrency business accounts, multiple payment methods, wholesale FX rates, local accounts in the US, UK and EU.
325	Alliant CU	alliantcreditunion.org	Bank Lend Pay Inv	Con	600,000.00	251 to 500		1935			Des Plaines, IL	A digital-only credit union, chartered and based in Illinois
326	Niyo	goniyo.com	Bank Pay	Con	2,000,000.00	11 to 50	49.20	2015			Bangalore, India	NiYO is a fintech company that helps salaried employees access company benefits and other financial services.
327	Yap	yap.com	Bank PFM Ed	Con		11 to 50		2018			Dubai, UAE	Still in beta mode, a digital banking app for Dubai customers with spending insights
328	Zand	zand.ae	Bank	Con Bus		51 to 100		2018			Dubai, UAE	Zand, the first digital bank in the world to provide both retail and corporate banking is set for imminent launch in the UAE
329	Lance	lance.app	Bank Pay PFM	Con Bus		1 to 10	4.60	2018			New York, NY	Lance is a smart business banking account for the self-employed built by and for freelancers to proactively manage their backend finances.
330	Ivy	ivybank.com	Bank	Con				2021			Cambridge, MA	A digital-only division of Cambridge Savings Bank that offers user-friendly, high-interest rate products, exceptional digital experiences, and personalized service
331	Marcus	marcus.com	Bank Lend Inv Ed	Con		51 to 100		2017			Salt Lake City, UT	A digital-only division of Goldman Sachs, providing finanical insights as well as bank accounts, personal loans and investment services.
332	BankMD	bankmd.com	Bank Lend	Con Bus		11 to 50		2018			Pecos, TX	BankMD is a bank focused on the bridge between physicians and consumers and businesses.
333	Zynlo	zynlobank.com	Bank Pay	Con		11 to 50		2021				All-digital bank with features such as early paychecks, rewards on debit card purchases and fully-insured FDIC deposits
334	Facile	facile.life	Bank Pay	Con		11 to 50		2020			Miami, Florida	With the help of Nymbus, Pacific National Bank launched Facile with easy split-the-bill options, custom text alerts and more.
335	Smarty Pig	smartypig.com	Bank	Bus		1 to 10		2008	North America	United States	Des Moines, IA	SmartyPig is the first and only online banking application that combines the intuitive functionality of Web 2.0 user applications with the viral nature of social networking communities such as Facebook, Twitter and Get Satisfaction.
336	Rego Payments	regopayments.com	Bank PFM Ed	Con		51 to 100	70.00	2008	North America	United States	Blue Bell, PA	REGO Payment Architectures is an e-commerce solution that helps kids spend and manage money with full supervision of parents.
337	Locality Bank IO	localitybank.com	Bank	Con Bus		1 to 10		2021			Fort Lauderdale, FL	A digital-first community bank focused on empowering small to medium-sized businesses to maximize their potential. Still in Beta
338	Bank Zero	bankzerosa.co.za	Bank Pay	Bus		11 to 50		2016			Johannesburg, Gauteng	An App-driven bank established by tech entrepreneur Michael Jordaan and banking innovator Yatin Narsai, which is 45% black-owned and 20% women-owned.
339	Monobank	monobank.ua	Bank Pay PFM Ed	Con Bus		51 to 100		2017	Europe	Ukraine	Kiew, Kyyiv, Ukraine	A virtual bank service for Ukraine customers, offering both businesses accounts and consumer accounts, including a children's debit card
340	Bank Dora	bankdora.com	Bank Pay	Con		1 to 10		2020			Chelmsford, MA	Dora is a cooperative neobank, powered by the credit union movement, to reduce racial and economic disparities.
341	Fardows	fardows.com	Bank Pay Inv PFM	Con		1 to 10		2021			Mountain View, CA	Fardows is an Islamic financial technology company that allows you to save, spend and invest in a halal and efficient way.
342	EQ Bank	eqbank.com	Bank	Con	300,000.00	501 to 1,000		2016			Toronto, Canada	EQ Bank offers no-nonsense saving accounts, joint saving accounts, USD accounts, and GICs; all at highly competitive interest rates. EQ bank has over $6.5 billon in deposits.
343	Hiver	hiver.bank	Bank Lend Pay PFM	Con		501 to 1,000		2021	Australia	Australia	NSW, Australia	Hiver isn’t just another bank, it’s a community. A busy Hive filled with like minded individuals wanting to get the most from their money while being driven by a shared purpose to help our communities.
344	Vergo	getvergo.com	Bank Lend Pay PFM	Con Bus		1 to 10	10,000.00	2021			New York, NY	The world's first digital bank exclusively for the AEC community. Still in beta
345	Zolve	zolve.com	Bank Pay Ed	Con		11 to 50	15.00	2020			Bangalore, India	Zolve provides financial assistance to the immigrants which helps them to be financially free.
346	Elyps	elyps.com	Bank Pay Inv	Con		11 to 50	3.10	2018	Europe	United Kingdom	Brussels, Belgium	elyps is an Alternative Investment Boutique featuring a current account and an international VISA card.
347	Casa do Crédito	casadocredito.com.br	Bank Lend Pay	Con Bus		11 to 50		2020			São Paulo, Brazil	Financial Institution authorized by the Central Bank of Brazil, which operates in the segment for micro and small companies, digital payment accounts, and microcredit for individuals and companies.
348	ILoveSMB	ilovesmb.com	Bank Pay PFM	Bus		1 to 10		2021	North America	United States	Santa Clara, CA	I Love SMB, powered by Agora, is a business-focused neobank. Still in beta mode
349	Uala	uala.com.ar	Bank Pay PFM	Con		1,001 to 5,000	544.00	2017	South America		Buenos Aires, Argentina	Ualá is a fintech company that offers a financial ecosystem through an app, linked to a free international Mastercard card.
	Company		Categories	Audience					Continent	Country		Description

The World’s Biggest List of Digital Banks

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