Banks Embrace ‘Earned Wage Access’ Pay Trend to Bolster Relationships
Citizens Bank, PNC and U.S. Bank all see fast-growing 'on-demand pay' appealing to gig workers, Millennials and hourly
Payments Trends
The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
How Chase Plans to Revolutionize Rent Payments with a Digital Solution
The nation's biggest bank is about to disrupt rent payments (and fintechs) on a big scale with a modern payment system for property
Behavior-Based App Helps Consumers Manage Rising Credit Card Debt
The app 'Debbie' is the Noom for credit cards. It uses behavioral psychology and habit-changing lessons to help consumers pay down card
The Lines Between Credit Cards and BNPL Are Blurring
Increasingly it's getting harder to tell where debit and credit end and BNPL picks up, as the share of wallet fight escalates.
‘Pay By Bank’ Trend Is Next Front In Merchants vs. Banks Payments War
Merchants will turn the automated clearinghouse system against banks, payment experts say. With this 5-point plan, banks can counter the
Durbin 2.0 Threat: Banks & Credit Unions Brace for Significant Impact
Banks relying on interchange fees to fund credit card rewards programs face difficult budgetary decisions if the Durbin bill passes.
5 Payment Trends to Watch in 2023
Big shifts in the payments space — crucial to banks — include a major P2P payment move by Amazon and a bigger role for debit
FedNow and the Future of Instant Payments
Competition in real-time payments will intensify when the Federal Reserve launches its long-awaited entry. What it means for
Chase’s Playbook to Beat PayPal and Square in Digital Payments
Integrating digital payments and small business services with banking is why the megabank is less 'scared' of big fintechs
How Banks Can Fight the Surge in Account Takeover Fraud
Knowing a banking customer’s financial habits helps in the tense battle against identity theft and account
How Card Issuers Can Stay Top of Wallet Amid Fierce Competition
With a billion credit cards in use in the U.S., and BNPL gaining fast, primary card status is tougher to achieve (and more vital) than ever.
Overdraft Fees: Worth the Publicity Headaches and the Fines?
Black eyes and penalties out of Washington drive changes in overdraft pricing and policy, creating a revenue hole and leaving some
What the Data-Driven Bank of the Future Looks Like
Banks will make better use of data to enhance decision making, automate processes and personalize CX. Here's how they can get
Costly Truth for Banks: Cash Payments Are Down But Not Out
Consumers and businesses are inching closer to a cashless world. Closer, but not all the way, and that presents some challenges for
CFPB to Unleash BNPL Rules that Would Also Impact Data Mining
Fintech firms like Klarna, Affirm and PayPal face a brand-new regulatory regime for buy now, pay later plans as bureau clamps
Zelle Small Business Payments Help Power the ‘P2P’ App’s Rapid Growth
The head of the bank-owned P2P payments app says QR code business payments are hot now, and responds to Zelle's high-profile fraud
Capitalizing on the ‘Pay with Points’ Credit Card Rewards Trend
Credit card reward points, historically limited to specific purchases, are becoming a type of currency, a trend that could boost card
Digital Wallets and Push Provisioning Enlarge Banks’ Payment Options
Customers demand intuitive, easy payment options. Banks and credit unions can meet the expectation by getting on board with digital
Rising Credit Card Debt Signals Bleaker Financial Outlook for Consumers
Wringing inflation out of the system is already hurting many consumers as rates rise. More pain is coming for them and for banks and
Credit Card Rewards Would Be Collateral Damage in ‘Durbin 2.0’ Bill
The Durbin Amendment is blamed for the near elimination of debit card rewards. A new Durbin bill could do the same for credit card
Inside Citizens Bank’s Growing ‘Buy Now, Pay Later’ Strategy
As inflationary realities, worries about recession, and potential regulation for fintech BNPL firms increase, Citizens Pay keeps
Rising Numbers of Stressed Consumers Seek Alternatives to Credit Cards
Higher interest rates and alternative lending options, especially BNPL, prompt financially strained consumers to spend less on