Personal loans & BNPL can increasingly be accessed via card accounts —one of several trends reshaping how consumers use this banking product.
Online bill payments are rising. Banks and credit unions should make this service — which drives loyalty — central to customer interactions.
Banks must adapt as consumer payments habits change or face a big revenue hit. But how can they counter digital wallets from PayPal and Apple?
This gallery of holiday-themed promotions shows the tactics credit card issuers and BNPL firms are using to spur consumer spending.
Instant payments will improve the customer experience, which is one good reason for banks to integrate this service, especially for B2B.
Community banks and credit unions can unlock lending opportunities by helping customers get a grip on credit card debt.
Elon Musk is seriously considering putting Twitter into the payments business to make it profitable. Will the blue bird fly?
Citizens Bank, PNC and U.S. Bank all see fast-growing 'on-demand pay' appealing to gig workers, Millennials and hourly employees.
The nation's biggest bank is about to disrupt rent payments (and fintechs) on a big scale with a modern payment system for property owners.
The app 'Debbie' is the Noom for credit cards. It uses behavioral psychology and habit-changing lessons to help consumers pay down card debt.
Increasingly it's getting harder to tell where debit and credit end and BNPL picks up, as the share of wallet fight escalates.
Merchants will turn the automated clearinghouse system against banks, payment experts say. With this 5-point plan, banks can counter the hit.
Banks relying on interchange fees to fund credit card rewards programs face difficult budgetary decisions if the Durbin bill passes.
Big shifts in the payments space — crucial to banks — include a major P2P payment move by Amazon and a bigger role for debit cards.
Competition in real-time payments will intensify when the Federal Reserve launches its long-awaited entry. What it means for banks.
Integrating digital payments and small business services with banking is why the megabank is less 'scared' of big fintechs now.
Knowing a banking customer’s financial habits helps in the tense battle against identity theft and account takeovers.
With a billion credit cards in use in the U.S., and BNPL gaining fast, primary card status is tougher to achieve (and more vital) than ever.
Black eyes and penalties out of Washington drive changes in overdraft pricing and policy, creating a revenue hole and leaving some hanging.
Banks will make better use of data to enhance decision making, automate processes and personalize CX. Here's how they can get there.
Consumers and businesses are inching closer to a cashless world. Closer, but not all the way, and that presents some challenges for banks.
Fintech firms like Klarna, Affirm and PayPal face a brand-new regulatory regime for buy now, pay later plans as bureau clamps down.