How Banking Providers Can Tap Subscription Economy Revenue
Financial institutions can develop a lucrative payment stream by giving customers reasons to process subscription payments with them.
Payments Trends
The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
5 Ways Banks Can Prevent Small Business Defections to Fintechs
Small businesses are underserved when it comes to their digital banking needs. Find out how to give them what they need before they move
Why a Tiny Credit Union Sued Apple Over Unfair Tap-to-Pay Rule
Apple Pay has enjoyed exclusive access to iPhone payments, enabling it to charge banks and credit unions whose customers upload their
The Pros & Cons of ‘Cashback Calendar’ Credit Card Rewards Programs
Cashback is a fan favorite of credit card rewards programs, but should a rotating cashback calendar be part of your card marketing
What Klarna’s Cratering Valuation Means for BNPL’s Future
Buy now, pay later was a wave that never crested, until now. Market saturation, regulation and a possible recession are dragging it down.
How Long Will Credit Card Borrowing Defy ‘Economic Gravity’?
Chase, U.S. Bancorp, BofA and others haven't seen any notable downtick in card performance. (They wouldn't mind seeing balances tick
Surging Digital Wallet Use Threatens Traditional Credit Card Market
With consumers using digital wallets at a much higher rate, it's critical for banks and other card issuers to remain 'top of
FedNow Will Propel Real-Time Payments Into the Banking Mainstream
Launching in 2023, FedNow real-time payments have grabbed the attention of smaller banks, credit unions, fintechs ... and The Clearing
How Banks Can Meet SMB Demands for Omnichannel Payments
A mix of payment types is now the norm. Community banks must be able to handle the latest digital options as well as offline
The Potential Impact of Apple’s New ‘Embedded’ BNPL Product on Banks
The Apple Pay Later product slams other BNPL players, but its effect on banking could be bigger, especially as part of a payments
Critics and Bad News Unable to Thwart Growth of BNPL
Bad headlines for Klarna and other BNPL providers have traditional competitors cheering, but writing off BNPL is a big mistake. Here's
Bill Pay: Can Digital Banking’s Neglected Product Be Revived?
Online and mobile bill payments are rising, but so are late and missed payments. One surprising reason: confusing banking bill pay
Banks Can Look to Partnerships, Niche Markets to Succeed in BNPL
To avoid ceding the fast-growing buy now, pay later market to a few aggressive fintechs, banks should focus on partnering and niche
AI Can Help Banks Provide Better Service to Credit & Debit Cardholders
Cardholders want timely insights into their spending habits. Unclear and misleading data gets in the way. Here's how to overcome
TD Bank Payment Data: Mobile Wallet Use Down, Contactless Cards Up
Mobile wallets may have cachet, but they can be clunky to use compared to tapping a contactless card, making payment habits slow to
30+ Buy Now, Pay Later Trends & Statistics for Banks in 2022
BNPL is expected to hit $680 billion in e-commerce transactions by 2025. 30 more stats cover consumer attitudes, demographic use and
How Banks Can Use Prepaid Technology to Innovate Like Fintechs
Banks often regard prepaid cards as high risk/low reward. In fact, prepaid technology is now being used to create digital products
How Klarna’s U.S. Payments Innovations Are Going Beyond BNPL
Klarna's 'Pay Now' service, piggybacking on bank debit and credit, and its coming Klarna Card, greatly expand its
P2P Payment Scams Posing New Brand & Reputational Risks for Banks
Growing fraud in P2P payments is creating reputational risk for banks that fail to address it. Washington and the media have taken
3 Keys to Building the Right Credit Card Product Strategy
A successful credit card strategy must be based on three essentials: tailored products, mobile technology and financial education
Innovation and Inflation: Two Trends Changing Credit Card Marketing
Rising rates have refocused credit card 'revolvers' on the cost of interest, and climbing prices prompt innovative features from
Banks Must Prep for the Disruption (and Promise) of Real-Time Payments
Wider adoption of 'request for payment' messaging capability will hasten use of real-time payments, bypassing traditional payment