The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
Launch of marketing campaign features comedian Will Ferrell. But for PayPal, the added volume is no laughing matter.
Is PayPal Everywhere an Existential Threat to Banks and Traditional Debit?
Launch of marketing campaign features comedian Will Ferrell. But for PayPal, the added volume is no laughing matter.
Pay by Bank Is Gathering Steam: How U.S. Banks Can Ride the Wave
Major shifts in payment tech and consumer preferences are pushing pay by bank to the fore. Here's how your bank can be ready.
Why Cardholders Are Ditching Miles and Points in Favor of Cashback
Attraction of low- and no-fee cards grows, at a time when points and miles cards have alienated some customers.
Affirm Sees Profitability in 2025 as its BNPL Products Gain Traction
Founder and CEO Max Levchin hopes to see merchants someday deploy marketing dollars on Affirm payment plans like companies buy Google AdWords.
Four Developing Payments Stories That Bankers Must Watch This Fall
The abortive credit card settlement, ongoing battles over late fees and the Capital One-Discover merger, and more "junk fee" debates.
Beyond Plastic: How AI and Fraud Threats Are Reshaping Credit Cards
TransUnion executives discuss evolving credit behaviors, fraud threats and the role of AI in reshaping the credit card landscape.
Apple’s Open NFC May Benefit Some Payment Providers, But ID Applications Are the Real End Game
PayPal stands to gain in the short term. But a gold rush in identification services is the long-term play.
Unpacking Credit Card Challenges and Opportunities for Growth
Josh Turnbull, VP of Card and Banking Strategy, and Craig LaChapelle, VP of Market Development at TransUnion discuss the marketplace changes in the credit card industry that will drive the future of payments.
What Banks Must Learn from Washington’s Attack on Zelle
Viewpoint: Fraud's impact on payments products goes beyond Zelle, says J.D. Power research. In fact, Congress and regulators may be off base.
Mobile Debit Card Payments Are Ramping. But the Economics for Issuers Are in Flux
Increasingly, debit 'card' transactions occur on mobile or in digital 'Card Not Present' venues. Will that put pressure on pricing?
For Younger Consumers, Payments Is Banking. Why That’s Trouble for Traditional Institutions
Digital payments are reshaping finance for good. Marqeta's 2024 report reveals consumer trends, from contactless adoption to P2P popularity. What's next?
The Key to Modernizing Payment Solutions for Small Businesses
Transcard's Jeff Horowitz on how third-party providers are helping financial institutions address the unique payment needs of small businesses.
CFPB’s Rule, Plus Inflation, Will Make Buy Now, Pay Later Mainstream
Back-to-school season is the first test for buy now, pay later lending in the wake of the CFPB's leveling of the regulatory playing field.
Inside the AmEx Brand Strategy Winning Younger Consumers
A strategic focus on personalization, digital innovation, and lifestyle experiences has propelled the American Express brand into the wallets of Gen Z and millennials.
How Can U.S. Banking Grow Instant Payments Faster?
Is better marketing the answer — or is adoption of instant payments simply going to be a slow grind in the U.S.?
Are Co-Branded Credit Cards the Key to Attracting Card Revenue?
Co-branded cards is the new untapped potential in consumer credit. New study reveals surprising trends in adoption, usage and demographic preferences.
CFPB Proposal Would Set Up Federal Exams for Nonbank Consumer Digital Payment Players
Game changer? Under a CFPB proposal techs like Apple that do digital payments could be examined in their own right, not as bank servicers.
P2P Apps Now Dominate Payments Between Individuals, Eclipsing Cash
All P2P payment companies currently enjoy a high degree of customer inertia. But that advantage may not last.
Chase Rides to a Strong Second Quarter on Consumer Credit
Nonetheless, management argues that unusual economic and business trends mean that JPMorgan Chase is 'over-earning.'
After Apple Bows Out, How Do the Remaining BNPL Players Shake Out?
Apple killed its BNPL entry, but there's still much activity in the business. Here's what BNPL players are up to.
Apple Shifts Focus As It Drills Deeper into Payments
The big tech's new payment products announcements may signal a strategic shift away from direct participation in favor of networking.
Even as Financial Worries Grow, U.S. Consumers Keep Using Credit Cards
Inflation keeps many Americans relying more and more on credit cards to get by. Meanwhile, lenders favor super prime borrowers.
