The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
As banking becomes embedded in digital ecosystems, financial institutions must evolve from monetary exchange to enabling value transfer models.
The Future of Value: Rethinking Banking in an Era Beyond Money
As banking becomes embedded in digital ecosystems, financial institutions must evolve from monetary exchange to enabling value transfer models.
PNC, TD and BMO Adopt Earned Wage Access – Should Smaller Banks Step Up Too?
Earned wage access programs can deepen ties with business customers, which value the service as an employee retention tool.
Could ‘Amazon One’ Palm Payments Get The Upper Hand Over Digital Wallets?
Amazon One, the retailing giant's payment bet, raises the question: Do people need digital wallets when they can pay with the ultimate wearable — their hand?
Paze Digital Wallet Launch Delayed Until Early 2024 – Here’s the New Plan
Whatever happened to Paze, which was supposed to roll out in time for the 2023 holiday shopping season? Get a detailed look at what's ahead for the big banks' digital wallet.
Why JetBlue and Apple Cards Soar Even as Reward Satisfaction Falls
What’s the top credit card marketing challenge? What used to be great credit card rewards — like 2% cash back — are table stakes now.
‘Real-Time Payments’ Expert Pivots to ‘Chuck,’ a P2P Platform for Community Banks
'Payment Jedi' Peter Davey hopes to take Alloy Labs consortium members where no community bank has gone before. His mission? Launch Chuck.
How to Unleash the Full Potential of Digital Wallets
Even the 'experimenters' who use digital wallets more than other consumers find them clunkier than debit cards. Better product design and messaging would help.
Is CFPB’s Mobile Payments Salvo at Apple & Google Good for the Industry?
As the use of tap-to-pay with smartphones grows, the CFPB contends that the tech giants are stifling innovation and consumer choice in payments.
The Strategy Behind Amazon Pay’s Buy Now, Pay Later Push
Amazon Pay is a BNPL latecomer. But partnerships with the fintech Affirm and JPMorgan Chase could put it at the forefront of major growth in this payments segment.
Supercharge Your Boring Old Debit Cards to Drive More Users, Usage
Consumer spending is often done on debit cards, so why not do more to differentiate — and market — these cards as a way to attract deposits?
FedNow Turns Instant Payments into a Must-Have for Banks and Credit Unions
The Federal Reserve already has plans to roll out new features for its instant payments service, a rival to the RTP network.
The Coming War for Credit as Gen Z Finally Embraces Plastic
The latest card and personal loan trends show that even Gen Zers, long averse to credit cards, are upping their usage, thanks to inflation.
The Tech Strategy You Need to Deal with Disruption in Real Time
The massive disruption in payments hints at what open banking will spark for all of U.S. financial services. Is your tech strategy ready for this?
Credit Card Lenders Should Look Past the Almighty Credit Score for Growth
Banks and credit unions can — and should — prudently grow lending regardless of the economic indicators, especially in the credit card business.
Will FedNow and BNPL Dent Credit Card Use?
An analyst sizes up payments innovations threatening to erode consumer use of credit cards. He sees dim prospects for buy now, pay later.
In a Superapp Race, Apple’s Far Ahead of Twitter & Everybody Else
As Twitter revives its superapp dream, consider that Apple might already be one. It's not a copy of WeChat or AliPay, but a uniquely American take.
Apple Pay Later, Tech Giant’s BNPL Entry, Off to Strong Start
Apple's buy now, pay later entry is poised to give established players like PayPal, Afterpay & Klarna a run for their money, research shows.
Citibank Courts Merchants with a Twist on Embedded Payments Options
Citi Pay ushers in consumer lending options for merchants that go beyond the white-label credit card. In fact, the card part is virtual.
Banks and Credit Unions Rethinking Priorities Amid Economic Uncertainty
Technology & third-party collaborations are not just value-added propositions, but fundamental elements to meet strategic banking urgencies.
Customer Data Is Banks’ Secret Weapon for Entering Buy Now, Pay Later Fray
Consumers like buy now, pay later options. Isn't it time traditional players gave them better BNPL programs?
‘It’s Game On:’ Paze’s Push to Reshape the Future of Digital Payments
Paze reveals some new details as it pushes to get merchants on board. But data on its digital wallet rivals shows the uphill battle ahead.
The Future of Wearable Technology and Payments
David Birch, international speaker and author, predicts how wearable technology will be a major differentiator for both payments and digital authentication in the future.
