How Banks Can Help Customers Tame Credit Card Debt
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Fintech Banking
The latest news on fintech banking trends, how banks partner with fintechs, how fintechs disrupt payments, and how fintechs redefine the future of banking.
‘Bank of Twitter’: Is Elon Musk Spitballing Or Could It Really Work?
Elon Musk is seriously considering putting Twitter into the payments business to make it profitable. Will the blue bird
Why Fintech Firms Can’t Achieve Global Scale
Expansion of fintechs can be good news for consumers, legacy banks and countries involved, as innovation improves banking
Community Bank BaaS Provider Creates Private ‘Metaverse’ for Fintechs
Building its own interactive 3D ecosystem gives a tech-savvy community bank potential entrée to over 5 million potential
Digital-Only Grasshopper Bank’s Recession-Beating Strategy
Branchless business bank supplements a fintech lending specialty with an SBA division, both funded by its growing banking as a service
Robo-Advisor Betterment’s ‘Challenger Mindset’ Drives Growth
Betterment’s president says challenging and differentiating its own offerings led to growth in the consumer, advisor and employer markets.
Amazon Boosts Business Lending Lineup with Fintech Cash Advances
A new fintech partnership enables sellers to finance their Amazon marketing through a 'pay-as-you-sell'
Why Neobank Dave Expects to Be a Profitable Fintech Survivor
Difficult economic conditions favor Dave's unusual overdraft model. The challenge is how to keep innovating but also generate
Where Banks Get Customers Wrong: Branches & Unbundling
Use of branches is up, and use of multiple banking providers by consumers is way up, new data shows. Here's what it means.
Banks Should Scavenge Troubled Fintechs’ Talent and Technology
Successfully transplanting a fintech into a bank environment may take more than cash. Cultural fit is more important than
Marcus by Goldman Sachs Finds That Building a Retail Bank is Tough
What does Goldman Sachs' abandonment of building a full digital bank signal to other fintech firms wanting to disrupt traditional
What the Apple Card High-Yield Savings Account is Really About
Apple Savings adds another interlocking piece to the big tech's growing ecosystem of financial services creating a financial
Details of Unusual Fintech Loan Partnership Between Alliant and Upstart
Arrangement offers traditional lender extensive digital marketing reach supported by artificial-intelligence-driven credit evaluation.
Three Ways Community Financial Institutions Should Invest in Innovation
Direct investing in fintechs, an in-house innovation lab and two new digital brands help a forward-looking credit union tap new
Funding Squeeze Fallout: Will Neobanks Have to Scale Back Innovation?
Innovation is expensive. The high rates and other crowd-pleasing features that put fintech players on the map will be hard to maintain.
Why Banks Need Real-Time Loan Data to Survive a ‘Credit Recession’
In an economic downturn, better loan decisioning is crucial — both to reduce risks, and to meet customer expectations for fast
New Neobank For ‘HENRYs’ Supplies Its Own Fintech Capital
Marygold & Co. blends banking as a service, investment firm heritage and tech to appeal to 'High Earner, Not Rich Yet'
Varo’s CEO on the Neobank’s Missteps & Rebuilding Strategy
After battling to obtain a national bank charter, Varo Bank was forced to contend with Covid, soaring inflation, and an impending recession.
Bluevine: The Digital Bank Catering to the ‘Underserved’ SMB Market
Less than a decade old, the small business neobank just rebranded and launched an innovative digital tool. The CEO explains their
What Are Banks’ Responsibilities When Their Neobank Partners Fail?
More fintechs and neobanks will likely fail due to funding issues. How that impacts banking-as-a-service arrangements is a crucial question.
Banks Must Tap Fintech Partnerships to Capture SMB Accounts
Banks should team-up with fintechs if they hope to compete effectively for small business customers who demand seamless digital
Why Neobanks and Fintechs Have Made ‘Underbanked’ an Obsolete Term
The profusion of digital banking services has changed the business forever. But outdated concepts are hindering traditional