Fintech Start-Ups: Threat or Innovation Partners?
Once considered a competitive threat, fintech start-ups can also be partners for banks and credit unions in innovative growth.
Payments Trends
The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
Latest Spotlight Article:
Affirm Goes Big: How It Intends to Go Beyond BNPL to Own Payments
Powered by cards and savings, founder Max Levchin's Affirm is aiming to become a major payments brand, challenging traditional consumer credit.
Popular Articles within Payments Trends:
Mobile Wallets: The Battle for Top-of-Mind
Are banks and credit unions prepared as mobile wallet growth accelerates and new fintech players enter the market?
Payments Industry, We Have a Problem…
Despite an increasing level of awareness of mobile payment options, usage at point-of-sale retail locations remains low.
Consumers Still Love Plastic More Than Mobile Payments
Mobile payments struggle to gain acceptance despite increases in mobile banking and alternative payment use.
8 Ways to Make Your Card Consumers’ Choice This Holiday
How can financial institutions rise to the top of wallets and increase interchange revenue this holiday season?
Offering of Mobile Payments Expected to Skyrocket by 2016
Sitting on the sidelines is no longer a viable mobile payments strategy in banking, proven by new research from the Boston Fed.
Banks & Credit Unions Just Offering Mobile Banking is Not Enough
While mobile banking is being used by an increasing number of consumers, research indicates that penetration is far short of potential.
2015 State of the Banking Consumer
How do people perceive their finances and relate to various banking products? Why do they save, or apply for loans? Find out in this study.
Affluent Credit Card Marketing Opportunities for Banks
Are you overlooking opportunities to increase credit card revenue. With an aggressive affluent card marketing program, you can maximize interchange income.
Battle For Mobile Payments: Guide to Universal Cards
An analysis of the universal plastic payments cards shows why these alternatives may be the bridge to mobile payments.
Consumers Love Paying Bills With Their Smartphones
The mobile phone is fast becoming the transactional tool of choice for consumers, starting with how they pay their bills.
Mobile P2P Payments Aren’t Just For Millennials
It would be easy to assume that Millennials are those most interested in making mobile person-to-person payments. But it's not true.
2015 State of Bank & Credit Union Marketing
This annual marketing study reveals some surprises: financial institutions struggle in social channels, and branches are hanging tough.
Auto Loans and Apple Pay Critical to Credit Unions in 2015
A survey of credit union executives reveals that auto loans will be their top priority in 2015. What else on their radar. Find out here.
Security Issues Shaping Consumers’ Payment Behavior
As concerns about payment card security increase, the factors that go into selecting a preferred method of payment are also changing.
How Consumers’ Wallets Have Changed Radically in Just 10 Years
Study reveals how drastically consumers' wallets have changed in the last decade, particularly for Millennials and Boomers.
When Will POS Mobile Payments Go Mainstream?
Should banking be concerned that despite massive media attention, mobile payments still represent only a small fraction of POS transactions?
The Annual ‘2014 State of Checking Consumers’ Report
Research reveals how consumers feel about banks, which checking features they want most, what channels they like, and why they'd switch.
ATM, Overdraft Fees Surge to Record Highs
Banks are charging more than they ever have before for ATM usage and for NSFs, setting new records in multiple categories.
Big Banks Promote Apple Pay Partnership
Before Apple Pay even been launched publicly, Apple's banking partners started heavily promoting their relationship in digital media.
Is Apple Pay a Banking Trojan Horse?
Apple Pay looks like a great collaboration between credit card companies, financial institutions and retailers. There could still be losers.
Studies Reveal Consumers Still Clinging to Cash and Branches
A pair of surveys show that Americans aren't giving up traditional banking instruments: brick-and-mortar branches, and cold hard cash... yet.