Once considered a competitive threat, fintech start-ups can also be partners for banks and credit unions in innovative growth.
The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
Powered by cards and savings, founder Max Levchin's Affirm is aiming to become a major payments brand, challenging traditional consumer credit.
Popular Articles within Payments Trends:
Are banks and credit unions prepared as mobile wallet growth accelerates and new fintech players enter the market?
Despite an increasing level of awareness of mobile payment options, usage at point-of-sale retail locations remains low.
Mobile payments struggle to gain acceptance despite increases in mobile banking and alternative payment use.
How can financial institutions rise to the top of wallets and increase interchange revenue this holiday season?
Sitting on the sidelines is no longer a viable mobile payments strategy in banking, proven by new research from the Boston Fed.
While mobile banking is being used by an increasing number of consumers, research indicates that penetration is far short of potential.
How do people perceive their finances and relate to various banking products? Why do they save, or apply for loans? Find out in this study.
Are you overlooking opportunities to increase credit card revenue. With an aggressive affluent card marketing program, you can maximize interchange income.
An analysis of the universal plastic payments cards shows why these alternatives may be the bridge to mobile payments.
The mobile phone is fast becoming the transactional tool of choice for consumers, starting with how they pay their bills.
It would be easy to assume that Millennials are those most interested in making mobile person-to-person payments. But it's not true.
This annual marketing study reveals some surprises: financial institutions struggle in social channels, and branches are hanging tough.
A survey of credit union executives reveals that auto loans will be their top priority in 2015. What else on their radar. Find out here.
As concerns about payment card security increase, the factors that go into selecting a preferred method of payment are also changing.
Study reveals how drastically consumers' wallets have changed in the last decade, particularly for Millennials and Boomers.
Should banking be concerned that despite massive media attention, mobile payments still represent only a small fraction of POS transactions?
Research reveals how consumers feel about banks, which checking features they want most, what channels they like, and why they'd switch.
Banks are charging more than they ever have before for ATM usage and for NSFs, setting new records in multiple categories.
Before Apple Pay even been launched publicly, Apple's banking partners started heavily promoting their relationship in digital media.
Apple Pay looks like a great collaboration between credit card companies, financial institutions and retailers. There could still be losers.
A pair of surveys show that Americans aren't giving up traditional banking instruments: brick-and-mortar branches, and cold hard cash... yet.