'Synthetic banking' as practiced by fintechs and banking as a service users is targeted by the acting national bank regulator.
The latest news on fintech banking trends, how banks partner with fintechs, how fintechs disrupt payments, and how fintechs redefine the future of banking.
While an 'Apple Bank' may never happen, the big tech's financial ambitions keep growing, as 12 million Apple Cards attest.
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Independent contractors represent a fast-growing market, and millions of them need bank accounts. The right digital features are key.
Combinations multiply as financial institutions face increased demand for digital services and fintechs need a more stable business model.
The data aggregator launched an accounts-based payments ecosystem with the potential to sharply impact both bank revenues and card networks.
Creating a seamless experience while keeping everything running may feel impossible for many institutions. Here's how you can pull it off.
Community banks and credit unions outpace megabanks and even neobanks in key areas, but that edge won't sustain those that lag in technology.
Despite a failed bid for a traditional charter, Monzo has grand plans to put a mobile app and ultra-slick payments card into Americans' hands.
Google's abandonment of Plex digital-only banking should not bring comfort to traditional banks that are slow to respond to neobank offerings.
Signs point to stricter rules for how nonbanks can use banking terms in their apps and marketing, complicating banking-as-a-service deals.
New Florida institution, built by two banking veterans on a modern tech platform, may be what the start-up of the future will look like.
PayPal launches a new personalized app with the goal of becoming an all-in-one financial and shopping solution.
Small and midsize financial institutions need to embrace “conscious banking” – becoming more like trusted advisors and less product-focused.
Explore a three-month view of consumer transactions and trends during the 2023 holiday spending season, including BNPL activity and mobile wallet purchase performance.
Copy: Explore the big ideas, new innovations and latest trends reshaping banking at The Financial Brand Forum this May. Will you be there?
Faster payments effort, accelerated to 2023, will upend the economics and competitive balance of an essential part of the banking business.
What goes into a challenger bank mindset? What separates it from a legacy institution? It's more important than ever, says 11:FS' chief commercial officer Eric Fulwiler.
An inside look at what makes 'buy now, pay later' so hot, from revenue streams to funding – from the perspective of market leader Sezzle.
Current isn't just another fintech. Equipped with all its own technology, the neobank's Gen Z strategy targets legacy institutions.
Now on its own without a charter, BM Technologies looks to enhance existing partnerships and add new ones, including BaaS for banks.
As fintechs and big techs encroach deeper into banking, legislators and analysts are raising calls for increased regulation.
Senior execs at the data aggregator reveal the strategy behind moves to cooperate with banks, and the impact of an open-finance future.
What prime opportunities would develop if the mega-online-retailer plops its own department stores on the edge of your market?
Nerve, a mobile banking app started by two fintech marketing veterans, aims to help musicians deal with their unique financial needs.
Bank labs lost some of their cachet, but many are still effectively working out of the limelight, including Amazon's new payments lab.
Explore the three keys to improving your digital experience and accelerating customer and business adoption: tokenization, digital onboarding, and a unified customer experience.
Listen to the brightest minds in the banking and business world and get ready to embrace change, take risks and disrupt yourself and your organization.