The latest news on fintech banking trends, how banks partner with fintechs, how fintechs disrupt payments, and how fintechs redefine the future of banking.
Banks need to prepare now for radical change up and down the demographic spectrum, from young to old.
Square: An Increasingly Strong Player in Financial Services
If there is a single small business challenger bank for traditional banks and credit unions to keep an eye on, it's Square. Here, we hear from CEO Lewis Goodwin on his plans and the challenges facing North American fintechs.
Millennials Now Trust Fintechs as Much as Banks
Skyrocketing adoption of fintech is not only changing the way consumers bank, it’s changing how they live, think, and interact with money.
Why Neobank N26 Is Abandoning the U.S. Market (And 500,000 Customers)
The mobile bank is the second European challenger within a few weeks to bow out. Fintech experts weigh in on what it means for banking.
How Amazon’s Alliance With Venmo Will Disrupt The Payments Space Forever
Amazon gives consumers a new way to pay, and sets Venmo's parent PayPal up to siphon even more payments away from credit card providers.
Fintech 2.0: Is Your Bank Ready for the ‘Great Rebundling’?
Having achieved wide adoption, fintechs are now building a holistic ecosystem. Banks have much to gain in this process if they move quickly.
DIY Banking: Why Consumers Love Mix-and-Match Patchwork of Financial Providers
Consumers increasingly are willing to try new providers, looking for the best fit. Can banks and credit unions outpace neobanks and fintechs?
Will Regulators Stuff the Fintech Genie Back into the Bottle?
'Synthetic banking' as practiced by fintechs and banking as a service users is targeted by the acting national bank regulator.
The 68 Million Consumers Financial Institutions Are Overlooking
Independent contractors represent a fast-growing market, and millions of them need bank accounts. The right digital features are key.
Competitive Pressure Forcing More Bank+Fintech Partnerships
Combinations multiply as financial institutions face increased demand for digital services and fintechs need a more stable business model.
Plaid’s Payment Invasion Could Radically Alter Card-Based Transactions
The data aggregator launched an accounts-based payments ecosystem with the potential to sharply impact both bank revenues and card networks.
4 Real-World Lessons from Banks Wrestling with Digital Transformation
Creating a seamless experience while keeping everything running may feel impossible for many institutions. Here's how you can pull it off.
Square, PayPal Pose Grave Threat to Community Financial Institutions
Community banks and credit unions outpace megabanks and even neobanks in key areas, but that edge won't sustain those that lag in technology.
End of the Road for Monzo Charter Isn’t End of the Road for U.S. Unit
Despite a failed bid for a traditional charter, Monzo has grand plans to put a mobile app and ultra-slick payments card into Americans' hands.
Google Kills Plex, But Digital Threats Still Plague Traditional Banks
Google's abandonment of Plex digital-only banking should not bring comfort to traditional banks that are slow to respond to neobank offerings.
Will Regulators ‘De-Bank’ Neos, Cryptos & Fintechs?
Signs point to stricter rules for how nonbanks can use banking terms in their apps and marketing, complicating banking-as-a-service deals.
How to Build a Hybrid Digital-First Bank from Scratch
New Florida institution, built by two banking veterans on a modern tech platform, may be what the start-up of the future will look like.
Is PayPal’s Expanded Financial Offering a Threat to Banks?
PayPal launches a new personalized app with the goal of becoming an all-in-one financial and shopping solution.
3 Keys to the Future of Banking: Partnerships, Openness & Advice
Small and midsize financial institutions need to embrace “conscious banking” – becoming more like trusted advisors and less product-focused.
Getting Ready for FedNow’s Impact on Transaction Fees and More
Faster payments effort, accelerated to 2023, will upend the economics and competitive balance of an essential part of the banking business.
The Importance of a Challenger Mindset
What goes into a challenger bank mindset? What separates it from a legacy institution? It's more important than ever, says 11:FS' chief commercial officer Eric Fulwiler.
One Fintech’s Plans Reveal How BNPL Could Spread Further Into Banking
An inside look at what makes 'buy now, pay later' so hot, from revenue streams to funding – from the perspective of market leader Sezzle.
Fintech Success Story: How ‘Current’ Is Rising To Be The #2 Neobank
Current isn't just another fintech. Equipped with all its own technology, the neobank's Gen Z strategy targets legacy institutions.
