Gen Z Craves Good Tech From Banks, Not Digital Banks
The industry assumes Gen Z will only be attracted to fintechs, but they still have a soft spot for traditional banking providers.
Fintech Banking
The latest news on fintech banking trends, how banks partner with fintechs, how fintechs disrupt payments, and how fintechs redefine the future of banking.
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How One Fintech 'Sifts for Gold' in the Low FICO Scores Banks Shun
Amid a funding crunch, many fintechs are rushing to turn a profit. Current's CEO shares his plan to get there by adding loan products and another 1 million customers.
Popular Articles within Fintech Banking:
Chime Leads U.S. Neobanks With Aspiration and Current on Its Heels
Chime is holding tight to its No.1 spot on the neobank charts, but Current is dethroning Aspiration as it claws its way to the top.
Payments and Digital Drive Consumers to Big Fintechs
New data confirms that consumer loyalties are shifting rapidly to large fintechs like PayPal, and that digital payments are a key reason.
Fintech Lending Is On The Rise, But Default Rates Aren’t Pretty
Consumers like the sound of getting a loan from a fintech provider instead of a traditional institution, but at what cost?
Neobank Comes Very Close to Being a Bank Without a Charter
Challenger bank 'One' has a fresh take on using banking-as-a-service that cuts out costs to give middle class a better deal.
How Revolut’s ‘Super App’ Strategy Could Shake Up Banking in the U.S.
Revolut's low-key debut in the American market may mislead traditional institutions to falsely conclude it isn't a real threat.
Late Adopters of ‘Embedded Finance’ Must Play Catch-Up Fast
Behind the curve, many institutions must figure out how to make their systems synch with nonbanks that have the entrée to fresh markets.
Visa Brings Fintech+Bank Match-Up Project to the U.S.
Payments giant plays middleman in encouraging partnerships – versus war – between fintechs and banking providers. (P.S. It also benefits.)
How the Right Banking Vendor Strategy Can Speed Digital Transformation
Banks and credit unions usually follow one of two approaches for tech upgrades. But a new third way of choosing vendors could be best.
What SoFi’s Rise From Niche Fintech to One-Stop-Shop Means
The company that began as an 'anti-bank' student loan refinancer wants to be the center of people's financial lives (and may soon be a bank).
Square Plunges Deeper Into Banking With Plans for Checking & Savings
The big fintech's design for low-cost business checking – unexpectedly revealed – could rock the SMB revenues of traditional institutions.
How One Community Bank is Reinventing Itself for Future Relevance
Building up digital capabilities and tapping partnerships with fintechs with special expertise can breathe new life into traditional banking.
MoneyLion Brings Platform Banking to Life with a Financial Marketplace
Taking a different route than Chime and Robinhood (which it so far trails) the neobank will use fresh capital to leverage AI-enhanced data.
Can Traditional Banks Keep Pace With Fintech Challengers?
The rise of digital challengers drives a rethinking of outdated business models and a new perspective on how to make a bank future-ready.
Brace Yourself for the ‘Bank of Amazon’ (It’s Coming)
Business credit illustrates how far the ecommerce portal has come, and how far it still has to go before it can truly replace banks.
Fintech-Bank Hybrids Are the Future of Banking
Neither financial institutions nor fintechs can go it alone as banking rapidly goes digital. Partnering in some form will be required.
How This Ex-Apple Card Strategist Is Taking ‘Dave’ to Next Level
This all-mobile challenger using a 'banking-as-a-service' model has big plans to build out more solutions on top of its app backbone.
The Coming Convergence of Neobanks and Traditional Players
Maybe it's not quite the 'tortoise and the hare,' but a noted Accenture consultant says a surprise is coming for challenger brands.
Covid’s Lasting Impact on Banking Remains Unclear
There's a need for business model innovation given expanding fintech-big tech competition, says Forrester. But neobanks have challenges too.
Fed Guidelines Look to Curb Fintechs Before They Run Wild
Leveling the playing field for using Fed services and payment rails could make new players with unusual charters toe the banking line.
Notably Quotable: Fintech Friends or Banking Foes?
Fintechs and traditional banks can either be great partners or fierce enemies — or both. Here's what experts have to say.
The History of Fintech Transformation
Getting funding for his digital bank wasn't always easy. Simple's CEO Shamir Karkal discusses how innovation in the banking industry has set he and his colleagues apart.