The latest news on fintech banking trends, how banks partner with fintechs, how fintechs disrupt payments, and how fintechs redefine the future of banking.
Embedded payments processes can keep banks in the game. But making it work takes collaboration and careful relationship management.
The 68 Million Consumers Financial Institutions Are Overlooking
Independent contractors represent a fast-growing market, and millions of them need bank accounts. The right digital features are key.
Competitive Pressure Forcing More Bank+Fintech Partnerships
Combinations multiply as financial institutions face increased demand for digital services and fintechs need a more stable business model.
Plaid’s Payment Invasion Could Radically Alter Card-Based Transactions
The data aggregator launched an accounts-based payments ecosystem with the potential to sharply impact both bank revenues and card networks.
4 Real-World Lessons from Banks Wrestling with Digital Transformation
Creating a seamless experience while keeping everything running may feel impossible for many institutions. Here's how you can pull it off.
Square, PayPal Pose Grave Threat to Community Financial Institutions
Community banks and credit unions outpace megabanks and even neobanks in key areas, but that edge won't sustain those that lag in technology.
End of the Road for Monzo Charter Isn’t End of the Road for U.S. Unit
Despite a failed bid for a traditional charter, Monzo has grand plans to put a mobile app and ultra-slick payments card into Americans' hands.
Google Kills Plex, But Digital Threats Still Plague Traditional Banks
Google's abandonment of Plex digital-only banking should not bring comfort to traditional banks that are slow to respond to neobank offerings.
Will Regulators ‘De-Bank’ Neos, Cryptos & Fintechs?
Signs point to stricter rules for how nonbanks can use banking terms in their apps and marketing, complicating banking-as-a-service deals.
How to Build a Hybrid Digital-First Bank from Scratch
New Florida institution, built by two banking veterans on a modern tech platform, may be what the start-up of the future will look like.
Is PayPal’s Expanded Financial Offering a Threat to Banks?
PayPal launches a new personalized app with the goal of becoming an all-in-one financial and shopping solution.
3 Keys to the Future of Banking: Partnerships, Openness & Advice
Small and midsize financial institutions need to embrace “conscious banking” – becoming more like trusted advisors and less product-focused.
Getting Ready for FedNow’s Impact on Transaction Fees and More
Faster payments effort, accelerated to 2023, will upend the economics and competitive balance of an essential part of the banking business.
The Importance of a Challenger Mindset
What goes into a challenger bank mindset? What separates it from a legacy institution? It's more important than ever, says 11:FS' chief commercial officer Eric Fulwiler.
One Fintech’s Plans Reveal How BNPL Could Spread Further Into Banking
An inside look at what makes 'buy now, pay later' so hot, from revenue streams to funding – from the perspective of market leader Sezzle.
Fintech Success Story: How ‘Current’ Is Rising To Be The #2 Neobank
Current isn't just another fintech. Equipped with all its own technology, the neobank's Gen Z strategy targets legacy institutions.
What’s Next in the ‘BankMobile’ Story Since Its SPAC Spinoff
Now on its own without a charter, BM Technologies looks to enhance existing partnerships and add new ones, including BaaS for banks.
Regulators’ Revenge: Fintechs’ Success Spurs Calls for More Oversight
As fintechs and big techs encroach deeper into banking, legislators and analysts are raising calls for increased regulation.
What’s Next for Plaid’s Complex Relationship With Financial Institutions?
Senior execs at the data aggregator reveal the strategy behind moves to cooperate with banks, and the impact of an open-finance future.
What Will Happen in Banking if Amazon Rolls Out Retail Branches?
What prime opportunities would develop if the mega-online-retailer plops its own department stores on the edge of your market?
Does a New Neobank for Musicians Herald a Micro-Niche Trend?
Nerve, a mobile banking app started by two fintech marketing veterans, aims to help musicians deal with their unique financial needs.
What 5 Top Financial Innovation Labs Are Doing
Bank labs lost some of their cachet, but many are still effectively working out of the limelight, including Amazon's new payments lab.
Banks’ Poor Use of Data Drives Business Customers to Fintechs
Despite progress in analytics, data-driven decision-making lags, especially with SMB customers, making them susceptible to poaching.
