Fight Over Consumer Data Ownership Pits Banks Against Fintechs
Free-market approaches to 'open banking' in the U.S. dissatisfy everyone and lead to piecemeal solutions. APIs and some cooperation may help.
Fintech Banking
The latest news on fintech banking trends, how banks partner with fintechs, how fintechs disrupt payments, and how fintechs redefine the future of banking.
LendingClub and Radius Merger: First of Many Fintech + Bank Deals
First fintech acquisition of a U.S. bank will create a traditional banking structure but in an entirely digital way. Get set for more.
The Challenger Banks That Threaten to Disrupt Financial Institutions
Out of hundreds of fintech rivals, 30 stand out as serious competitors to banks and credit unions, including five rising stars.
Ally Bank Lab Builds Savings Features into App to Solve Pain Points
Helping savers by setting up automated ways to 'pay yourself first' out of idle checking funds is one key to online bank's new approach.
Varo Money Becomes First Fintech to Get Banking Greenlight from FDIC
Fintech's patience paying off as it nears final hurdles, setting stage for major new digital banking competitor.
Legacy Bank Wake-Up Call: 70% of Your Customers May Leave for Digital
Fear and fatigue keep too many banks and credit unions from making transformational changes. Here's what can help them move forward.
Marcus: A Digital Bank That Should Keep Rivals Up At Night
With the addition of a mobile app, checking and wealth management, Marcus is positioned to be a major player in retail banking.
Consumers Now Much More Likely to Place Deposits with Online Banks
Financial marketers must make their deposit offerings crystal clear and make it easy to open accounts digitally, a new Raddon report warns.
Essential Marketing Strategies for Fintech-Bank Partnerships
Partnerships are becoming a core competency for banks and credit unions. Five steps will help ensure a successful collaboration.
Fintech Adoption in North America Lags Global Acceptance
Analysis of significant variances in fintech adoption globally and what can be done by banks to retain market share.
Why Fintech Challengers May Not Conquer Banking After All
The catch: Many legacy banks won't win either, says Accenture's bank lead. The new era is all about multilateral partnerships and open data.
Why Facebook Still Wants to Invade the Payments Space
Facebook Pay's debut keeps momentum going for social media firm's payment ambitions even as its Libra cryptocurrency hits major speed bumps.
Making Fintech Partnerships Work: Tips for Banking Providers
6 ways banks and credit unions must double-down on fintech relationships to achieve the revenue and profit potential of digital innovations.
Innovation’s Great, But We Haven’t Seen Fintech’s Second Act Yet
The impact of fintechs on retail banking is real but overplayed, says KBW's Fred Cannon. And startups are untested by a major slump.
Power of Personalization Fuels Partnerships with Fintechs and Retailers
Streaming TV offers two lessons for financial marketers: You can't personalize too much and strong brand reputation and trust still count.
The Fintech Strategy to Steal the Small Business Banking Market
Business mobile apps increasingly catch on, but ongoing challenges show how financial institutions may evolve to face growing competition.
5 Risks Banks and Credit Unions Face By Partnering With Google
With big-tech firms looking for more partners, financial institutions should fully understand the potential conflicts before signing up.
Troubled Fintech Charter: How More Delays Impact Competitive Situation
Federal ruling striking down fintech banking charter pleases traditional players and state regulators, but they've won a pause, not a war.
The Business Case for Financial Wellness in Banking
The CEO of the pioneering mobile banking app, Moven, argues that financial wellness is a critical cornerstone to personalization strategies.
What the U.S. Can Learn from U.K. Fintechs and Neobanks
Three factors powered the rise of hundreds of fintechs in the U.K. Two of those factors exist in U.S. The third would unleash a flood tide.
Why Facebook’s Libra Digital Currency May Still Be a Threat to Banking
Major setbacks may (or may not) doom the ambitious Facebook plan, but the underlying drivers for digital currency innovation remain.
4 Out of 5 People Who Use Digital Banks Would Switch to Amazon
Most consumers still save with traditional financial institutions, but that preference lessens with higher balances and online experience.
