The latest news on fintech banking trends, how banks partner with fintechs, how fintechs disrupt payments, and how fintechs redefine the future of banking.
Banks need to prepare now for radical change up and down the demographic spectrum, from young to old.
Late Adopters of ‘Embedded Finance’ Must Play Catch-Up Fast
Behind the curve, many institutions must figure out how to make their systems synch with nonbanks that have the entrée to fresh markets.
Visa Brings Fintech+Bank Match-Up Project to the U.S.
Payments giant plays middleman in encouraging partnerships – versus war – between fintechs and banking providers. (P.S. It also benefits.)
How the Right Banking Vendor Strategy Can Speed Digital Transformation
Banks and credit unions usually follow one of two approaches for tech upgrades. But a new third way of choosing vendors could be best.
What SoFi’s Rise From Niche Fintech to One-Stop-Shop Means
The company that began as an 'anti-bank' student loan refinancer wants to be the center of people's financial lives (and may soon be a bank).
Square Plunges Deeper Into Banking With Plans for Checking & Savings
The big fintech's design for low-cost business checking – unexpectedly revealed – could rock the SMB revenues of traditional institutions.
How One Community Bank is Reinventing Itself for Future Relevance
Building up digital capabilities and tapping partnerships with fintechs with special expertise can breathe new life into traditional banking.
MoneyLion Brings Platform Banking to Life with a Financial Marketplace
Taking a different route than Chime and Robinhood (which it so far trails) the neobank will use fresh capital to leverage AI-enhanced data.
Can Traditional Banks Keep Pace With Fintech Challengers?
The rise of digital challengers drives a rethinking of outdated business models and a new perspective on how to make a bank future-ready.
Brace Yourself for the ‘Bank of Amazon’ (It’s Coming)
Business credit illustrates how far the ecommerce portal has come, and how far it still has to go before it can truly replace banks.
Fintech-Bank Hybrids Are the Future of Banking
Neither financial institutions nor fintechs can go it alone as banking rapidly goes digital. Partnering in some form will be required.
How This Ex-Apple Card Strategist Is Taking ‘Dave’ to Next Level
This all-mobile challenger using a 'banking-as-a-service' model has big plans to build out more solutions on top of its app backbone.
The Coming Convergence of Neobanks and Traditional Players
Maybe it's not quite the 'tortoise and the hare,' but a noted Accenture consultant says a surprise is coming for challenger brands.
Covid’s Lasting Impact on Banking Remains Unclear
There's a need for business model innovation given expanding fintech-big tech competition, says Forrester. But neobanks have challenges too.
Fed Guidelines Look to Curb Fintechs Before They Run Wild
Leveling the playing field for using Fed services and payment rails could make new players with unusual charters toe the banking line.
Notably Quotable: Fintech Friends or Banking Foes?
Fintechs and traditional banks can either be great partners or fierce enemies — or both. Here's what experts have to say.
The History of Fintech Transformation
Getting funding for his digital bank wasn't always easy. Simple's CEO Shamir Karkal discusses how innovation in the banking industry has set he and his colleagues apart.
Big Techs in Finance Will Test Regulation and Policy Levers
Traditional banks feel like new competitors can do as they like but finding regulatory fairness will be harder than many realize.
Global Funding for Fintechs Exploding
Monitoring fintech investments by venture capital firms and traditional banks provides perspective on competitive and strategic trends.
Introducing the World’s First Interactive List of Digital Banks
The Financial Brand's list of digital banks is the largest database of fintechs providing financial services to consumers and businesses.
Flipping the Script on Vendor Accountability to Reach New Growth
In the second installment of the New Starts Now series, explore what a new accountability model in banking looks like.
The Future of Banking: More Competition Means More Disruption
As Walgreens and H&R Block enter banking, the debate over 'fad' versus 'lasting trend' heats up. The answer could be crucial.
An OCC Insider’s Perspective on Fintechs and Bank Charters
Former agency attorney predicts fintech applications for full charters will become commonplace as banking evolves.
