The latest news on fintech banking trends, how banks partner with fintechs, how fintechs disrupt payments, and how fintechs redefine the future of banking.
Embedded payments processes can keep banks in the game. But making it work takes collaboration and careful relationship management.
Four Strategic Lessons from Digital-Only Banks and Neobanks
In the three-way battle between banks, digital-only banks and fintechs, understanding why consumers choose each type of provider is key.
Neobanks’ Growth Comes at a Cost: What it Means for Traditional Banks
The proliferation of neobanks raises questions about customer cost of acquisition and profitability, with implications for traditional banks.
CFPB: Fintechs’ Days of Bypassing Regulatory Scrutiny Numbered
The Consumer Financial Protection Bureau finally takes its ability to examine fintechs off the back burner. What it means for banks.
Why New Banks Are Taking Over the World
The funding is coming in strong for fintech firms, who are competing for (and winning) consumer relationships from legacy banking providers, says Philippe De Backer and Juan Gonzalez from Arthur D. Little.
Marcus Acquires Fintech Firms to Become Dominant Banking Power
Goldman Sach's Marcus is becoming a banking powerhouse, with a digital platform that serves up consumer loans, credit cards, high-yield savings, automated investing, and more. This is how Marcus intends to become a dominant force in retail banking, says its head of direct-to-consumer business Swati Bhatia.
Should Bankers Fear Apple’s Future Growth Strategy?
Apple is on its way to becoming the one-size-fits-all banking provider, as it expands past just payments products, says global fintech advisor Efi Pylarinou.
4 Ways to Keep Younger Consumers from Leaving Your Bank for Fintechs
Digital banking features, crypto and sustainability are luring Millennials and Gen Z away from banks and into the arms of fintechs.
Digital Bank & Fintech Slogans: 200+ Taglines from Around the World
Digital banks & fintechs strive to set themselves apart with slogans that stress innovation, inclusion and frequently anti-bank snubs.
Inside Green Dot: The Bank Behind Walmart, Apple, Amazon & Intuit
Blending physical 'branches' it doesn't own with digital service about to be revved up helps Green Dot make money from people of modest means.
How Sofi Intends to Become the Center of the Financial Universe
Sofi has become the ultimate competitor for legacy financial institutions. It's on a mission to become more than just a direct-to-consumer fintech, says Galileo Financial Technologies' CEO Derek White.
Apple’s Growth Strategy Emphasizes Payments + BNPL
Apple Pay expands with a BNPL option, so people can make installment purchases at retail stores using its proprietary mobile wallet.
What is a ‘Fintech Unicorn’? (And Why Should Banks Care?)
Becoming a fintech unicorn confers status on disruptors with fresh banking ideas, but investors demand they produce even fresher thinking.
How Banks Can Stop Losing Deposits to Investment App Robinhood
Investing has never been more accessible, and banks and credit unions are losing deposits (and relationships) to investing fintech startups.
Apple’s Strategy to Dominate Payments with Open Banking Fintech
The tech giant's startup acquisition could enhance credit card penetration in the U.S. and beyond while improving Apple Pay engagement.
The Emerging Payments Trends Threatening the Future of Banking Revenues
Account-to-account (A2A) payments reduce interchange income and could hasten the decline of payment cards, but also bring new opportunities.
All-Digital Grasshopper Bank Pushes Into BaaS and SBA Lending
Experience, being nimble and competing in business banking, rather than the consumer side, could put young Grasshopper into the black.
Fintechs Raise Digital Transformation Stakes, Many Banks Don’t Ante Up
Change won't wait for digital laggards, yet many banks and credit unions still aren't focused on answering fintech and neobank innovation.
Fintech Funding Boom Spurs Bank Fears and Tech Spending
Money poured into fintechs through 2021, prompting banks to respond with investments in both R&D and directly in fintechs themselves.
Why SoFi’s Tech + Bank Deals Could Disrupt Traditional Banking
The student loan refi lender is building a new banking model around payments and digital banking platforms, plus a national charter.
How Nubank Became One of the World’s Biggest Digital Banks
Sure, it only operates in Latin America, yet it has nearly the same digital presence as BofA. Here's why banks must keep an eye on Nubank.
Ease of Switching in Fintech Era Jeopardizes Loyalty to Banks
Primary institution satisfaction is strong, but new data shows switching activity is rising as people spread their banking business around.
Mainstream and Fintech Lenders Creeping Further Into Non-Prime Lending
Banks, credit unions and digital newcomers step up lending to lower credit tiers to build balances & revenues. The great unknown: inflation.
