Why Fintech Firms Can’t Achieve Global Scale
Expansion of fintechs can be good news for consumers, legacy banks and countries involved, as innovation improves banking accessibility.
Fintech Banking
The latest news on fintech banking trends, how banks partner with fintechs, how fintechs disrupt payments, and how fintechs redefine the future of banking.
Latest Spotlight Article:
Affirm Sees Profitability in 2025 as its BNPL Products Gain Traction
Founder and CEO Max Levchin hopes to see merchants someday deploy marketing dollars on Affirm payment plans like companies buy Google AdWords.
Popular Articles within Fintech Banking:
Digital-Only Grasshopper Bank’s Recession-Beating Strategy
Branchless business bank supplements a fintech lending specialty with an SBA division, both funded by its growing banking as a service unit.
Robo-Advisor Betterment’s ‘Challenger Mindset’ Drives Growth
Betterment’s president says differentiating its offerings led to growth in the consumer, advisor and employer markets.
Amazon Boosts Business Lending Lineup with Fintech Cash Advances
A new fintech partnership enables sellers to finance their Amazon marketing through a 'pay-as-you-sell' approach.
Why Neobank Dave Expects to Be a Profitable Fintech Survivor
Difficult economic conditions favor Dave's unusual overdraft model. The challenge is how to keep innovating but also generate returns.
Where Banks Get Customers Wrong: Branches & Unbundling
Use of branches is up, and use of multiple banking providers by consumers is way up, new data shows. Here's what it means.
Banks Should Scavenge Troubled Fintechs’ Talent and Technology
Successfully transplanting a fintech into a bank environment may take more than cash. Cultural fit is more important than ever.
Now’s the Time to Pick Battles with Fintech Challengers
Challenger and digital-only banks are offering higher yields on savings and deposit accounts, which is proving to be painful for traditional financial institutions. Here's how legacy banks can get ahead, says Kasasa's executive strategist Ryan Walker.
Chase and 10X Banking: Building a Digital Platform for the Future
Is your financial institution struggling to build a strong core system for a digital bank? A scalable core platform built on micro-services and APIs is the key, says 10x Banking CEO and founder Antony Jenkins.
Marcus by Goldman Sachs Finds That Building a Retail Bank is Tough
What does Goldman Sachs' abandonment of building a full digital bank signal to other fintech firms wanting to disrupt traditional banking?
What the Apple Card High-Yield Savings Account is Really About
Apple Savings adds another interlocking piece to the big tech's growing ecosystem of financial services creating a financial juggernaut.
Debbie: An Innovative Rewards Platform for Managing Debt
Credit card balances are reaching new highs, and consumers aren't paying their balances in full. Debbie cofounders Frida Leibowitz and Rachel Lauren say they have the solution.
Betterment: Using a Challenger Mindset for Market-Leading Growth
Betterment is providing robo-advisory services so consumers can manage their money without needing a traditional financial institution, and it's working, says president Michael Reust.
Details of Unusual Fintech Loan Partnership Between Alliant and Upstart
Arrangement offers traditional lender extensive digital marketing reach supported by artificial-intelligence-driven credit evaluation.
3 Ways Community Financial Institutions Should Invest in Innovation
Direct investments in fintechs, an in-house innovation lab and two new digital brands help a forward-looking credit union tap new growth.
Funding Squeeze Fallout: Will Neobanks Have to Scale Back Innovation?
Innovation is expensive. The high rates and other crowd-pleasing features that put fintech players on the map will be hard to maintain.
New Neobank For ‘HENRYs’ Supplies Its Own Fintech Capital
Marygold & Co. blends banking as a service, investment firm heritage and tech to appeal to 'High Earner, Not Rich Yet' prospects.
Varo’s CEO on the Neobank’s Missteps & Rebuilding Strategy
After battling to obtain a national bank charter, Varo Bank was forced to contend with Covid, soaring inflation, and an impending recession.
Bluevine: The Digital Bank Catering to the ‘Underserved’ SMB Market
Less than a decade old, the small business neobank just rebranded and launched an innovative digital tool. The CEO explains their strategy.
Banks Must Tap Fintech Partnerships to Capture SMB Accounts
Banks should team-up with fintechs if they hope to compete effectively for small business customers who demand seamless digital solutions.
Why Neobanks and Fintechs Have Made ‘Underbanked’ an Obsolete Term
The profusion of digital banking services has changed the business forever. But outdated concepts are hindering traditional institutions.
Webinar: Navigating Fintech Disruption While Preserving the Heart of Community Banking
Market share for community banks has dropped below 20%. Megabanks and fintechs are gobbling up new consumers at an alarming rate.