End of the Road for Monzo Charter Isn’t End of the Road for U.S. Unit
Despite a failed bid for a traditional charter, Monzo has grand plans to put a mobile app and ultra-slick payments card into Americans' hands.
Fintech Banking
The latest news on fintech banking trends, how banks partner with fintechs, how fintechs disrupt payments, and how fintechs redefine the future of banking.
Google Kills Plex, But Digital Threats Still Plague Traditional Banks
Google's abandonment of Plex digital-only banking should not bring comfort to traditional banks that are slow to respond to neobank offerings.
Will Regulators ‘De-Bank’ Neos, Cryptos & Fintechs?
Signs point to stricter rules for how nonbanks can use banking terms in their apps and marketing, complicating banking-as-a-service deals.
How to Build a Hybrid Digital-First Bank from Scratch
New Florida institution, built by two banking veterans on a modern tech platform, may be what the start-up of the future will look like.
Is PayPal’s Expanded Financial Offering a Threat to Banks?
PayPal launches a new personalized app with the goal of becoming an all-in-one financial and shopping solution.
3 Keys to the Future of Banking: Partnerships, Openness & Advice
Small and midsize financial institutions need to embrace “conscious banking” – becoming more like trusted advisors and less product-focused.
Getting Ready for FedNow’s Impact on Transaction Fees and More
Faster payments effort, accelerated to 2023, will upend the economics and competitive balance of an essential part of the banking business.
One Fintech’s Plans Reveal How BNPL Could Spread Further Into Banking
An inside look at what makes 'buy now, pay later' so hot, from revenue streams to funding – from the perspective of market leader Sezzle.
Fintech Success Story: How ‘Current’ Is Rising To Be The #2 Neobank
Current isn't just another fintech. Equipped with all its own technology, the neobank's Gen Z strategy targets legacy institutions.
What’s Next in the ‘BankMobile’ Story Since Its SPAC Spinoff
Now on its own without a charter, BM Technologies looks to enhance existing partnerships and add new ones, including BaaS for banks.
Regulators’ Revenge: Fintechs’ Success Spurs Calls for More Oversight
As fintechs and big techs encroach deeper into banking, legislators and analysts are raising calls for increased regulation.
What’s Next for Plaid’s Complex Relationship With Financial Institutions?
Senior execs at the data aggregator reveal the strategy behind moves to cooperate with banks, and the impact of an open-finance future.
What Will Happen in Banking if Amazon Rolls Out Retail Branches?
What prime opportunities would develop if the mega-online-retailer plops its own department stores on the edge of your market?
Does a New Neobank for Musicians Herald a Micro-Niche Trend?
Nerve, a mobile banking app started by two fintech marketing veterans, aims to help musicians deal with their unique financial needs.
What 5 Top Financial Innovation Labs Are Doing
Bank labs lost some of their cachet, but many are still effectively working out of the limelight, including Amazon's new payments lab.
Banks’ Poor Use of Data Drives Business Customers to Fintechs
Despite progress in analytics, data-driven decision-making lags, especially with SMB customers, making them susceptible to poaching.
This Fintech Lender Has Big Plans to Be More Than ‘Just a Bank’
Brex aims to build a vast customer base of small-to-midsize businesses, which it says are underserved by traditional institutions.
Don’t Surrender Retail Banking to Fintechs and Megabanks
If your financial institution isn't using consumer deposits to grow profitable relationships, you're overlooking a huge opportunity.
3 Culture Shifts That Give Any Financial Marketer Fintech-Like Results
Sharply different approaches distinguish fintechs from established institutions. Yet key principles of startups can be applied by anyone.
Can Traditional Banks Digital-Only Divisions Beat Out Neobanks?
A growing roster of challengers are all the rage now, but as incumbents roll out their own digital options they could regain the momentum.
Three Fintech Trends Banks and Credit Unions Can’t Ignore
Personalization via 'Netflix-style' banking, financial gamification, and super-app strategy will help traditional institutions adapt.
H&R Block Plunges Deeper Into Banking With New Mobile App
Mobile app's free business checking accounts could be a gateway to other banking relationships as more small firms join the platform.
