The latest news on fintech banking trends, how banks partner with fintechs, how fintechs disrupt payments, and how fintechs redefine the future of banking.
Embedded payments processes can keep banks in the game. But making it work takes collaboration and careful relationship management.
Why Neobanks and Fintechs Have Made ‘Underbanked’ an Obsolete Term
The profusion of digital banking services has changed the business forever. But outdated concepts are hindering traditional institutions.
Webinar: Navigating Fintech Disruption While Preserving the Heart of Community Banking
Market share for community banks has dropped below 20%. Megabanks and fintechs are gobbling up new consumers at an alarming rate.
Dave’s CMO Breaks Down the Neobank’s Digital Marketing Strategy
The fintech marketer shares how the neobank uses real-time personalization to help overcome traditional institutions' trust advantage.
Fintech Slump Gives Banks a Great Shot at Closing the Talent Gap
Fintech layoffs and changing economic conditions are making banks and credit unions more attractive for tech workers — a crucial opportunity.
Which Neobanks Will Survive In the Future?
A sharp funding pullback threatens the existence of even well-known neobanks. Here's what a shakeout could mean for traditional banks.
To Compete with Fintechs, Bank Marketers Must Embrace Niche Strategy
Most bank and credit union marketing falls short. The key to improving it is to recognize and tightly target what customers truly want.
Understanding the Retail Bank that Apple Has Quietly Built
Apple Wallet, Apple Pay, Apple Card, Apple Cash and more on the way. Suddenly the iPhone looks a lot like a lean, mean banking competitor.
Cross River Bank’s Strategic Plan: BaaS, Crypto and Fintech Investments
Cross River is a bank and a BaaS provider, coupled with a venture firm to tie it together. Here are the trends its leaders are investing in.
The Battle for Consumer Attention in the Digital Banking War
Digital banking success — for both neobanks and traditional banks — hinges on factors that create differentiation, a new analysis reveals.
How to Win in Digital Banking: Four Essentials for Success
The need for change has never been greater in banking. Meeting the challenge requires banks and fintechs to focus on value-driven ecosystems.
Two Digital Banking Models for Targeting Doctors and Nurses
Tailoring loan & deposit products to the medical community brings digital banking to a huge niche market with affinity group characteristics.
Neobank ‘Totem’ to Serve Native Americans with Unique Revenue Model
Tapping into tribes' need for better benefits distribution and streamlined payments gives Totem a potentially recession-resistant niche.
Inside the Digital Marketing Strategies of Neobanks Revolut, Monzo
An analysis of the strategies of the two neobanks reveals ideas banks and credit unions can use to improve their digital marketing chops.
Bank as Fintech: The Future Model for Banking?
The country's top SBA lender — the 'original niche bank' — bets big on embedded banking using a modern core. A key goal: low-cost deposits.
Can Innovative ‘Save Now, Buy Later’ App Challenge BNPL?
Getting people to save up for a purchase in an era of instant gratification hinges on offering incentives well ahead of checkout.
Inside Plaid’s Evolving Roadmap and Future In Banking & Payments
Already a leader in data connectivity, Plaid's fintech competitors are pushing it to new horizons in banking, including payments and credit.
Neobank ‘Cheese’ Targets Unique Market Via Banking as a Service
A fintech learns some tough lessons after early success in targeting a niche market. One is: A big rush of new customers can mislead you.
Chase’s Success With Its U.K. Digital Bank Could Become a Global Model
Chase’s first stab at a digital-only bank — the short-lived Finn — was a flop. Its new U.K. digital bank so far is a win. What changed?
How the World Has Shifted Forever for Fintechs and Banks
You can be big and diversified or small and hyper-focused, a World Bank report proclaims, but life in the middle may not work much longer.
The Key to Bank Growth Is Stressing Relationships Over Transactions
Why would a consumer choose a traditional banking provider over a fintech? Becoming the person's financial guide could be the differentiator.
Inside the Bank Selling Its Own Fintech Software
The OakNorth neobank+fintech model confirms that banking and technology are increasingly inseparable. It may prove to be a template.
Can Banks Beat Neobanks at Their Own Game?
Neobank growth has reached a turning point: Nonbank startups have peaked, but disruption from bank-created neobanks is just beginning.
