Neobank ‘Cheese’ Targets Unique Market Via Banking as a Service
A fintech learns some tough lessons after early success in targeting a niche market. One is: A big rush of new customers can mislead you.
The latest news on fintech banking trends, how banks partner with fintechs, how fintechs disrupt payments, and how fintechs redefine the future of banking.
Banks need to prepare now for radical change up and down the demographic spectrum, from young to old.
A fintech learns some tough lessons after early success in targeting a niche market. One is: A big rush of new customers can mislead you.
Chase’s first stab at a digital-only bank — the short-lived Finn — was a flop. Its new U.K. digital bank so far is a win. What changed?
You can be big and diversified or small and hyper-focused, a World Bank report proclaims, but life in the middle may not work much longer.
Why would a consumer choose a traditional banking provider over a fintech? Becoming the person's financial guide could be the differentiator.
The OakNorth neobank+fintech model confirms that banking and technology are increasingly inseparable. It may prove to be a template.
Neobank growth has reached a turning point: Nonbank startups have peaked, but disruption from bank-created neobanks is just beginning.
In the three-way battle between banks, digital-only banks and fintechs, understanding why consumers choose each type of provider is key.
The proliferation of neobanks raises questions about customer cost of acquisition and profitability, with implications for traditional banks.
The Consumer Financial Protection Bureau finally takes its ability to examine fintechs off the back burner. What it means for banks.
The funding is coming in strong for fintech firms, who are competing for (and winning) consumer relationships from legacy banking providers, says Philippe De Backer and Juan Gonzalez from Arthur D. Little.
Goldman Sach's Marcus is becoming a banking powerhouse, with a digital platform that serves up consumer loans, credit cards, high-yield savings, automated investing, and more. This is how Marcus intends to become a dominant force in retail banking, says its head of direct-to-consumer business Swati Bhatia.
Apple is on its way to becoming the one-size-fits-all banking provider, as it expands past just payments products, says global fintech advisor Efi Pylarinou.
PwC’s Industry Cloud for Banking helps deliver personalized products and services that today’s customers expect.
PwC’s Industry Cloud for Banking applies our deep industry knowledge to your specific business needs
Digital banking features, crypto and sustainability are luring Millennials and Gen Z away from banks and into the arms of fintechs.
Digital banks & fintechs strive to set themselves apart with slogans that stress innovation, inclusion and frequently anti-bank snubs.
Blending physical 'branches' it doesn't own with digital service about to be revved up helps Green Dot make money from people of modest means.
Sofi has become the ultimate competitor for legacy financial institutions. It's on a mission to become more than just a direct-to-consumer fintech, says Galileo Financial Technologies' CEO Derek White.
Apple Pay expands with a BNPL option, so people can make installment purchases at retail stores using its proprietary mobile wallet.
Becoming a fintech unicorn confers status on disruptors with fresh banking ideas, but investors demand they produce even fresher thinking.
Investing has never been more accessible, and banks and credit unions are losing deposits (and relationships) to investing fintech startups.
The tech giant's startup acquisition could enhance credit card penetration in the U.S. and beyond while improving Apple Pay engagement.
Account-to-account (A2A) payments reduce interchange income and could hasten the decline of payment cards, but also bring new opportunities.
Experience, being nimble and competing in business banking, rather than the consumer side, could put young Grasshopper into the black.
Offering aggressive financial marketing strategies custom-built for leaders looking to redefine industry norms and establish market dominance.
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