The latest news on fintech banking trends, how banks partner with fintechs, how fintechs disrupt payments, and how fintechs redefine the future of banking.
Powered by cards and savings, founder Max Levchin's Affirm is aiming to become a major payments brand, challenging traditional consumer credit.
Debbie: An Innovative Rewards Platform for Managing Debt
Credit card balances are reaching new highs, and consumers aren't paying their balances in full. Debbie cofounders Frida Leibowitz and Rachel Lauren say they have the solution.
Betterment: Using a Challenger Mindset for Market-Leading Growth
Betterment is providing robo-advisory services so consumers can manage their money without needing a traditional financial institution, and it's working, says president Michael Reust.
Details of Unusual Fintech Loan Partnership Between Alliant and Upstart
Arrangement offers traditional lender extensive digital marketing reach supported by artificial-intelligence-driven credit evaluation.
3 Ways Community Financial Institutions Should Invest in Innovation
Direct investments in fintechs, an in-house innovation lab and two new digital brands help a forward-looking credit union tap new growth.
Funding Squeeze Fallout: Will Neobanks Have to Scale Back Innovation?
Innovation is expensive. The high rates and other crowd-pleasing features that put fintech players on the map will be hard to maintain.
New Neobank For ‘HENRYs’ Supplies Its Own Fintech Capital
Marygold & Co. blends banking as a service, investment firm heritage and tech to appeal to 'High Earner, Not Rich Yet' prospects.
Varo’s CEO on the Neobank’s Missteps & Rebuilding Strategy
After battling to obtain a national bank charter, Varo Bank was forced to contend with Covid, soaring inflation, and an impending recession.
Bluevine: The Digital Bank Catering to the ‘Underserved’ SMB Market
Less than a decade old, the small business neobank just rebranded and launched an innovative digital tool. The CEO explains their strategy.
Banks Must Tap Fintech Partnerships to Capture SMB Accounts
Banks should team-up with fintechs if they hope to compete effectively for small business customers who demand seamless digital solutions.
Why Neobanks and Fintechs Have Made ‘Underbanked’ an Obsolete Term
The profusion of digital banking services has changed the business forever. But outdated concepts are hindering traditional institutions.
Webinar: Navigating Fintech Disruption While Preserving the Heart of Community Banking
Market share for community banks has dropped below 20%. Megabanks and fintechs are gobbling up new consumers at an alarming rate.
Dave’s CMO Breaks Down the Neobank’s Digital Marketing Strategy
The fintech marketer shares how the neobank uses real-time personalization to help overcome traditional institutions' trust advantage.
Fintech Slump Gives Banks a Great Shot at Closing the Talent Gap
Fintech layoffs and changing economic conditions are making banks and credit unions more attractive for tech workers — a crucial opportunity.
Which Neobanks Will Survive In the Future?
A sharp funding pullback threatens the existence of even well-known neobanks. Here's what a shakeout could mean for traditional banks.
To Compete with Fintechs, Bank Marketers Must Embrace Niche Strategy
Most bank and credit union marketing falls short. The key to improving it is to recognize and tightly target what customers truly want.
Understanding the Retail Bank that Apple Has Quietly Built
Apple Wallet, Apple Pay, Apple Card, Apple Cash and more on the way. Suddenly the iPhone looks a lot like a lean, mean banking competitor.
Cross River Bank’s Strategic Plan: BaaS, Crypto and Fintech Investments
Cross River is a bank and a BaaS provider, coupled with a venture firm to tie it together. Here are the trends its leaders are investing in.
The Battle for Consumer Attention in the Digital Banking War
Digital banking success — for both neobanks and traditional banks — hinges on factors that create differentiation, a new analysis reveals.
How to Win in Digital Banking: Four Essentials for Success
The need for change has never been greater in banking. Meeting the challenge requires banks and fintechs to focus on value-driven ecosystems.
Two Digital Banking Models for Targeting Doctors and Nurses
Tailoring loan & deposit products to the medical community brings digital banking to a huge niche market with affinity group characteristics.
Neobank ‘Totem’ to Serve Native Americans with Unique Revenue Model
Tapping into tribes' need for better benefits distribution and streamlined payments gives Totem a potentially recession-resistant niche.
Inside the Digital Marketing Strategies of Neobanks Revolut, Monzo
An analysis of the strategies of the two neobanks reveals ideas banks and credit unions can use to improve their digital marketing chops.
