Why Do Consumers Love Fintechs Like Chime and SoFi?
Fintechs are using data, AI and personalization to show people they can reduce financial stress much better than traditional banks.
Fintech Banking
The latest news on fintech banking trends, how banks partner with fintechs, how fintechs disrupt payments, and how fintechs redefine the future of banking.
Latest Spotlight Article:
How to Navigate the Coming Storm of Demographic Disruption
Banks need to prepare now for radical change up and down the demographic spectrum, from young to old.
Popular Articles within Fintech Banking:
Winning in a World of Digital Giants
Fintech firms built exclusively on digital platforms are disrupting the legacy financial institutions — big time, says founder and chairman of Constellation Research Ray Wang.
Buy Your Own All-Digital Neobank From a Portfolio of Prepackaged Brands
Traditional institutions can now buy prebuilt, turnkey digital banking brands that are ready to roll out in as little as 90 days.
Jamie Dimon Says Competitive Threats Put Banking’s Future at Risk
The CEO of JPMorgan Chase says traditional institutions are under attack and could become obsolete without a 'level playing field'.
How Fintechs Buy, Rent and Fight Their Way Into Bank Charters
When neobanks and fintechs feel like they need to operate under their own bank charter, they will get it — one way or another.
Fintech Lenders Roaring to Life in the Post-Covid World
While Kabbage and On Deck were bought, other players have been overcoming the COVID slump to haunt traditional financial institutions again.
Google Search Trends in Digital Banking, Payments & Fintech
A look at the major search trends impacting banking in 25 charts — what consumers and banking execs are looking for most, and when.
How Innovative ‘Bundled Banking’ Subscription Models Make More Money
If Apple, Netflix and Disney moved into banking, they would start packaging financial services into subscription bundles immediately.
LendingClub (Now a Bank) Aims to Become a ‘Financial Health’ Brand
Acquiring Radius Bank sets the marketplace lender on a path to further penetrate the prime middle-class consumer market – at much lower cost.
How Fintechs and Social Changes Are Radically Reshaping Banking
Technology and evolving consumer views could unravel the business model of financial institutions but also provide new avenues for growth.
The Rise of Big Tech Platforms in Banking
Big tech platforms — like Amazon and Google — are encroaching in the financial service sector from checking accounts to contactless payments. Hear from Oxford University professor Pinar Ozcan on banks can innovate to stay ahead.
The Secret Financial Lives of Consumers Banks Don’t Know About
Consumers are increasingly turning to fintechs and other 'shadow banking' alternatives for checking, savings, credit cards and investments.
Why Banks Must Take PayPal’s ‘Super App’ Seriously
People want their financial lives simplified, which is why PayPal says it is turning its digital wallet into a 'super app' to rule them all.
5 Things You Must Do to Become a True Digital Banking Competitor
Functionality is the foundation, but it won't differentiate your institution. Four other user experience elements are required.
Varo Bank Launches Across the U.S. With Massive Marketing Blitz
The first fintech to get a national bank charter in the U.S. is unleashing a major brand campaign focused on 'financial inclusion.'
Bezos May Be Stepping Down, But Amazon’s Banking Ambitions Remain
As a new stage commences for the ecommerce giant, it may be a tossup between 'banking as a service' and 'Amazon as a service.'
Why Bank + Fintech Partnerships Are Going Nowhere
Myopia reigns as financial institutions fail to focus on revenue opportunities and don't home in on services consumers clamor for.
Do Fintechs Scare You As Much As They Do These CEOs?
Dismissing challengers in any form is a luxury no bank or credit union can afford any longer. But sound strategy beats sleepless nights.
Who Says You Need A Charter To Be A ‘Bank’?
BankMobile ditches the Holy Grail others seek — a banking charter — to become a full-fledged nonbank fintech company.
What the Surge in Fintech Launches Signals for Banking’s Future
When even Chase fears the impact of fintechs, it tells you things have changed. No institution can ignore the trend or fail to respond.
Walmart’s Fintech Deal Threatens a Much Deeper Banking Incursion
Partnership with fintech backer Ribbit could bring major new financial services to masses in local communities that trust mega retailer.
Digital Bank Now Rewarding Checking Customers With Bitcoin Bonuses
Leaning into the white hot crypto trend, one bank has rolled out a Bitcoin rewards checking product. Will more follow, or shun the fad?