Brace Yourself for the ‘Bank of Amazon’ (It’s Coming)
Business credit illustrates how far the ecommerce portal has come, and how far it still has to go before it can truly replace banks.
Fintech Banking
The latest news on fintech banking trends, how banks partner with fintechs, how fintechs disrupt payments, and how fintechs redefine the future of banking.
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Affirm Sees Profitability in 2025 as its BNPL Products Gain Traction
Founder and CEO Max Levchin hopes to see merchants someday deploy marketing dollars on Affirm payment plans like companies buy Google AdWords.
Popular Articles within Fintech Banking:
Fintech-Bank Hybrids Are the Future of Banking
Neither financial institutions nor fintechs can go it alone as banking rapidly goes digital. Partnering in some form will be required.
How This Ex-Apple Card Strategist Is Taking ‘Dave’ to Next Level
This all-mobile challenger using a 'banking-as-a-service' model has big plans to build out more solutions on top of its app backbone.
The Coming Convergence of Neobanks and Traditional Players
Maybe it's not quite the 'tortoise and the hare,' but a noted Accenture consultant says a surprise is coming for challenger brands.
Covid’s Lasting Impact on Banking Remains Unclear
There's a need for business model innovation given expanding fintech-big tech competition, says Forrester. But neobanks have challenges too.
Fed Guidelines Look to Curb Fintechs Before They Run Wild
Leveling the playing field for using Fed services and payment rails could make new players with unusual charters toe the banking line.
Notably Quotable: Fintech Friends or Banking Foes?
Fintechs and traditional banks can either be great partners or fierce enemies — or both. Here's what experts have to say.
The History of Fintech Transformation
Getting funding for his digital bank wasn't always easy. Simple's CEO Shamir Karkal discusses how innovation in the banking industry has set he and his colleagues apart.
Big Techs in Finance Will Test Regulation and Policy Levers
Traditional banks feel like new competitors can do as they like but finding regulatory fairness will be harder than many realize.
Global Funding for Fintechs Exploding
Monitoring fintech investments by venture capital firms and traditional banks provides perspective on competitive and strategic trends.
Introducing the World’s First Interactive List of Digital Banks
The Financial Brand's list of digital banks is the largest database of fintechs providing financial services to consumers and businesses.
Flipping the Script on Vendor Accountability to Reach New Growth
In the second installment of the New Starts Now series, explore what a new accountability model in banking looks like.
The Future of Banking: More Competition Means More Disruption
As Walgreens and H&R Block enter banking, the debate over 'fad' versus 'lasting trend' heats up. The answer could be crucial.
An OCC Insider’s Perspective on Fintechs and Bank Charters
Former agency attorney predicts fintech applications for full charters will become commonplace as banking evolves.
Why Do Consumers Love Fintechs Like Chime and SoFi?
Fintechs are using data, AI and personalization to show people they can reduce financial stress much better than traditional banks.
Winning in a World of Digital Giants
Fintech firms built exclusively on digital platforms are disrupting the legacy financial institutions — big time, says founder and chairman of Constellation Research Ray Wang.
Buy Your Own All-Digital Neobank From a Portfolio of Prepackaged Brands
Traditional institutions can now buy prebuilt, turnkey digital banking brands that are ready to roll out in as little as 90 days.
Jamie Dimon Says Competitive Threats Put Banking’s Future at Risk
The CEO of JPMorgan Chase says traditional institutions are under attack and could become obsolete without a 'level playing field'.
How Fintechs Buy, Rent and Fight Their Way Into Bank Charters
When neobanks and fintechs feel like they need to operate under their own bank charter, they will get it — one way or another.
Fintech Lenders Roaring to Life in the Post-Covid World
While Kabbage and On Deck were bought, other players have been overcoming the COVID slump to haunt traditional financial institutions again.
Google Search Trends in Digital Banking, Payments & Fintech
A look at the major search trends impacting banking in 25 charts — what consumers and banking execs are looking for most, and when.
How Innovative ‘Bundled Banking’ Subscription Models Make More Money
If Apple, Netflix and Disney moved into banking, they would start packaging financial services into subscription bundles immediately.