How One Fintech Is Building a Sustainable Empire
With over five million customers and a focus on sustainable finance, Aspiration's strategy couldn't be more different from its
Banking Trends & Strategies
The latest trends and strategies in banking, with ideas, insights and research senior executive bank management teams need to build their strategic plans.
A Close Look at Covid’s Deep and Lasting Impact on Payment Trends
Data from a comprehensive Federal Reserve study puts real numbers behind the massive changes in consumer and business payment
What’s Worrying BofA’s Brian Moynihan in 2022: Wages, Inflation & The Economy
The CEO of the No. 2 U.S. bank is unsettled by inflation's impact on economic growth and the effect that could have on lending.
New Competition Forcing Smaller Banks to Try (Almost) Anything
A big surprise is the willingness to offer crypto services. But the unwillingness to reconsider branch dependency could be a
Will Biden’s Regulators Totally Redefine Bank Mergers in 2022?
A convergence of new leadership in federal banking agencies and significant changes to bank merger policies promise major
9 Retail Banking Reflections and Keys to Success for 2022
The best way that banks can prepare for the future is to reflect on the progress and shortfalls of the
Banking’s Role in the Rapidly Growing ‘Internet of Things’ World
Embedded banking and IoT is leading to a 'Thing Economy' where smart devices autonomously transact and engage in commerce.
Why (and How) a Community Bank Cultivates Crypto & Cannabis Clients
A small Florida bank seeks to fill a niche by serving riskier businesses — nationally — that other financial institutions shy away
7 Major Payment Trends that Will Shake Up Banking
From BNPL to super apps to real-time trends, payments will send bankers to their pain relievers of choice. But there's also
9 Pivotal Trends that Will Shape Banking Strategies
Technology is behind many, but not all, of the trends. Some represent serious operational challenges, others big revenue opportunities.
Banks Can No Longer Ignore Climate Change (And Here’s Why)
This could be the biggest challenge since the 2008 financial crisis. Here's a sustainability crash course for banks and credit
How Klarna’s Attack on the Payments System Could Impact Banking
The BNPL giant rolled out a "pay now" option and a charge card, raising big questions about what the future holds for traditional
Six Retail Banking Technology Trends for 2022
The six trends will provide competitive advantages, including increased efficiency, improved experiences and future-proofed business
Roasted on The Hill, Biden’s Nominee for Top Bank Regulator Cries Foul
OCC nominee Saule Omarova accuses critics of taking her controversial views — like 'ending banking' — out of
Two Big Trends That Will Change Banking Forever
Great digital experience won't reverse shrinking revenue growth. The solution lies in product innovation plus an embedded banking
14 Surprising Predictions on the Future of Banking
Research predicts rapid change in key industry functions, prompting a shift of business models, but slower-than-expected change elsewhere.
4 Crucial Banking Trends for 2022 Financial Institutions Can’t Ignore
Traditional banks still have a leg up on digital competitors, but it's slipping. Here are key ways they can hold onto their
CFPB Cracks Down on Big Techs’ Consumer Payment Data Practices
Amazon, Apple, Facebook, Google, PayPal and Square must turn over payment system plans to the regulator and answer detailed questions.
Justice Department Sets Major Fair-Lending Enforcement Push
Banks and credit unions must evaluate marketing, branch and lending strategies as the Attorney General targets redlining in mortgage
CFPB’s New Director is No Fan of Banks
To appease the Progressive Left, the Biden administration continues to appoint regulators likely to make life difficult for
Return of The Postal Bank: Another New Rival or a Bad Joke?
Postal banking is making a comeback in the U.S., but the banking industry is battling the politicians who advocate its
Startup Bank Goes All-In Gambling on a Niche Market
Seeking long-term large deposit relationships Lexicon Bank balances compliance duties with marketing itself as a home for poker