Trends 2024: Consumers Will Drive Open Banking, Not Regulators
Marketplace forces are finally pushing the U.S. toward open banking. Why that's good news.
Banking Trends & Strategies
The latest trends and strategies in banking, with ideas, insights and research senior executive bank management teams need to build their strategic plans.
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How the Mastercard/Visa Settlement with Retailers Could Remake the Payments Business
Settlement of a lawsuit that began in 2005 will shift the balance of power in how consumers pay merchants.
Popular Articles within Banking Trends & Strategies:
Four Rising Regulatory Expectations Bankers Should Anticipate
Banks and credit unions know regulators are calling for heavy scrutiny of interest rate and liquidity risks. But what does that look like? Here's what to expect.
Why Headwinds from Deteriorating Auto Loans Will Whip Credit Unions in 2024
Delinquencies will rise, and the value of many foreclosed vehicles financed during COVID are underwater.
Why New Market Conditions Require a Refreshed Approach to Banking Innovation
There's good news: Banks and credit unions may be uniquely positioned in 2024 to pursue radical reinvention.
Banking 2030, Part 4: The Path to Delivering Fully Integrated Banking Experiences
Special Report: The tools banks require to deliver financial services everywhere, all the time, are at hand.
Washington Watch: 5 Issues Bankers Should Monitor in 2024
A thaw in the M&A freeze, tougher attention to fintechs, continuing fair-lending attention and more promise turbulence in an election year.
Banking 2030, Part 3: Banking Innovation is Paramount Even as Regulatory and Competitive Pressures Mount
Special Report: Why a challenging environment cannot distract banks and credit unions from the imperative to innovate.
An Inside Look at Ally Bank’s Measured Roll-Out of GenAI
How can banks harness AI's emergent capabilities before public opinion or regulatory sentiment turns? Ally's responsible and inclusive approach is a good start.
Profiles in Leadership: Discussion with Megan (Caywood) Cooper
Starling alum Megan Cooper, Chief Product Officer of ClearBank shares leadership secrets from her exceptional career path between traditional banks and fintech firms.
Trends 2024: Prepare for Disruptive Activism from a Politicized CFPB
While a pending Supreme Court case threatens its funding, an increasingly political CFPB also faces an industry more willing to fight back.
Banking 2030, Part 1: The New Realities of Banking
Special Report: The first of a five-part series on the long-term future of the banking industry, looking past current challenges to future growth.
Five of the Best: Our Top CX Stories from 2023
From failing bank loyalty to the Southwest Airlines Christmas fiasco, here are the top five stories from The Financial Brand on customer experience.
Five of the Best: BNPL Exploded in 2023, With More to Come in 2024
Buy now, pay later hit banking hard in 2023, and its influence will only grow in 2024. Check out our top five stories on BNPL this year.
Trends 2024: Bank Spending on RegTech Will Reach New Heights in 2024
While overall bank tech spending remains flat, intensifying focus on security and fraud means that regtech will demand an ever bigger piece of the pie.
Trends 2024: Four Banking Growth Strategies for a Challenging Year
Beset by threats on all sides, banks and credit unions need to focus their efforts in 2024 on a short list of priorities.
Adapting for 2024 Digital Banking Success
Pål Krogdahl from Samlink provides banking professionals with the insights and strategies needed to not only navigate but thrive in the rapidly evolving banking environment of 2024.
Five of The Best: Top AI Guides and Case Studies for 2024
Our top five stories from 2023 covering artificial intelligence and generative AI that no banker can miss.
4 Surprising Charts on What’s Buoying the U.S. Economy
Will Federal Reserve policymakers pull off a 'soft landing' in 2024? Here are four surprising charts indicating sources of financial strength among consumers across the country.
The Future of Retail Banking: A Look Into the Crystal Ball
Trends emerge for banks to reinvent customer lifetime value, personalization, digital platform thinking and reimagined experiences.
Five Takeaways from the Senate Banking Hearing That Got Lost in the Drama
Heads of JPMorgan Chase, Bank of America, Goldman, Wells Fargo and more got — and sometimes gave — an earful to the Senate Banking Committee.
CEO Survey Finds ‘Cautious Optimism’ Among Banking Leaders
As 2023 comes to a close and we approach 2024, banking CEOs remain upbeat about growth despite inflation, disruption and regulators.
Regional Banks Need to Prepare Now for More Earnings Pressure in 2024
Players like Citizens, PNC and Huntington will see stiffer conditions on both the lending and deposit sides.