Co-branded GM card, with unique e-commerce potential, is latest foray into banking. Meanwhile, the industry awaits launch of Marcus. Read More about What’s Next for Goldman’s Marcus Banking Strategy?
Fintechs are making deep inroads in the small business banking market, including lending, forcing banks to up their game.. Read More about Top Trends Transforming Business Banking in 2022 and Beyond
Just as more Millennials are finally looking to become homeowners they find starter homes have been grabbed by retirees or. Read More about Mortgage Lending Snag: Boomers & Millennials Vie for the Same Houses
Omicron and persistent inflation cloud an otherwise upbeat view of growth in most categories. Home equity credit may be in for a. Read More about The Future of Consumer Credit in 2022 (And Beyond)
The trend isn't the end of relationship banking, but partnering and a niche market focus will be essential, especially as CRE lending. Read More about How the Convergence of Fintech & Banking Is Transforming Business Lending
Technology is behind many, but not all, of the trends. Some represent serious operational challenges, others big revenue opportunities.. Read More about 9 Pivotal Trends that Will Shape Banking Strategies for 2022
The megabank rolled out a key enhancement to its loyalty program and launched a slick new card — both aimed at high net worth. Read More about BofA Wades Into High Net Worth Battle with New Rewards and Card Offers
Mortgage-as-a-service gets a big boost, giving community financial institutions new options, and confirming the value of a human. Read More about How the Salesforce + Rocket Partnership Could Completely Redefine the Mortgage Market
Some view soaring BNPL as an existential threat to credit cards and traditional bank loans. Others argue there are strong. Read More about Is ‘Buy Now, Pay Later’ the Future of Consumer Lending?
The bank is the biggest so far to nix the fees. The action has emboldened legislators and regulators to try and abolish OD fees. Read More about Why Capital One’s Move Won’t Be the Death of Overdraft Fees
This could be the biggest challenge since the 2008 financial crisis. Here's a sustainability crash course for banks and credit. Read More about Banks Can No Longer Ignore Climate Change (And Here’s Why)
Three steps can help financial marketers shift unprofitable accounts to the plus column. Personalized offers at the right moment are. Read More about The Hard Truth About Unprofitable Bank Customers (and How to Change It)
Novel plan provides anonymous help for people in a bind (including financial institution staff), generates new business and is. Read More about How a Cool 0% Loan Improves Wellness and Grows New Deposits
Greater acceptance of digital commercial lending processes has arrived as both financial institution lenders and prospects see the. Read More about How the ‘New Normal’ is Driving Change in Small Business Lending
The mobile wallet war is one challenge. The shift to P2P and rapid growth of buy now, pay later are two more that directly impact. Read More about Banks Risk Losing Critical Revenue Stream If Payment Trends Continue
Research predicts rapid change in key industry functions, prompting a shift of business models, but slower-than-expected change elsewhere.. Read More about 14 Surprising Predictions on the Future of Banking
Wait, wasn't Gen Z supposed to be 'debt averse'? New research paints a more nuanced picture as new card accounts. Read More about Gen Z Stokes Credit Card Growth in Spite of BNPL
A rebound in secured consumer credit is coming but financial institutions unable to offer mobile and online applications will lose. . Read More about Consumers Ditch Branches and Use Digital Channels for Home Equity Applications
A complex mix of revenues and expenses is not always understood by financial institutions, which can turn card programs into profit. Read More about Evaluating Credit Card Profitability: Fee vs. Interest Income
Financial marketers ramp up campaigns to capture holiday spend in a season that is all about cash rewards. But BNPL looms. Read More about Banks Duke it Out to Give Consumers a Cash-Back Christmas
As financial institutions pile on the BNPL bandwagon, Fitch Ratings issues warnings about the potential consequences of this trendy. Read More about The Real Risks and Hidden Costs in the BNPL Game
Banks and credit unions must adapt to technology and demographic changes as the frenetic home-buying boom. Read More about Top Mortgage Lending Trends for 2022
