How COVIDnomics Is Disrupting the Consumer Lending Outlook
Consumer delinquencies are steady, but some worry that aid programs may mask problems. Small businesses, however, have significant issues.. Read More
Article Archive: Lending Strategies
6 Points To Consider Before Adding E-Signatures to Your Lending Process
Digital signature technology has been helping banks and credit unions serve people through COVID-19 but are not. Read More
How COVID-19 is Remolding Credit Card Marketing
New partnerships, fintech plays, incentives, and an astounding return to direct mail all mark the turmoil in the credit card business.. Read More
Pandemic Wreaking Havoc on Traditional Banking Structure and Practices
An economy in flux because of COVID-19 recession will see financial institution evolution go on the fast-track, says major PwC. Read More
Lenders Struggling With Rise of Gig Workers and Alt-Credit Challenges
POS financing is surging, changing consumer preferences and displacing credit cards. Are financial institutions prepared to manage the. Read More
Digital Lending Requires Speed and Simplicity to Win Battle With Fintechs
No longer optional for traditional financial institutions, modern digital lending is a survival requirement in world of enhanced. Read More
Fintechs + Ecosystems = Big Pressure on Banks’ Business Lending Role
Role of firms like Kabbage and Intuit in Paycheck Protection Program stomped on the gas of small firms' rising. Read More
How Data and New Technologies Are Transforming Digital Lending
An important component of digital banking transformation is the ability to provide credit across digital platforms seamlessly and on. Read More
Gen Z, Millennials and COVID Fueling Rise in Hybrid Credit Card Alternatives
It's both a payment and lending challenge — banks must match fintechs' point of sale 'buy now, pay later' service or they'll lose. Read More
5 Threats Banks Face to Their Commercial Business (And How to Respond)
Along with the challenges come opportunities, including partnering with fintech providers in a platform arrangement, and enhanced. Read More
Three Ways Consumer Lenders Are Preparing for Life After COVID-19
When the credit delinquency dam breaks, some banks and credit unions will be ready. Here's how leaders are preparing their collections. Read More
Impending Credit Crisis: How Banks and Credit Unions Must Prepare
The COVID-19 recession will get worse before it gets better, but lenders must be sure their own actions don't trigger. Read More
5 Ways to Boost Digital Customer Acquisition via ‘The Rocket Effect’
One size doesn't fit all — but all do insist on getting a much better digital experience from banks and credit unions than most are. Read More
Lessons Lenders Must Learn from the Paycheck Protection Program
This COVID-19 stimulus program demanded speed from government agencies and banks. How can financial institutions build on those. Read More
Can Nontraditional Credit Analysis Be Community Banks’ Path to Profit?
Even before COVID socked the economy community banks and credit unions saw local loan demand falling. Adapting a fintech technique may. Read More
Process Flexibility Key to Consumer Lending in Post-COVID Market
The pandemic has made clear the need for financial institutions to reexamine back-end operations if they wish to truly transform. Read More
Amazon Pushing Deeper into Banking in the Post-Pandemic World
Savvy ecommerce giant ramps up banking-as-a-service and partnership programs to boost sales. For a handful of banks it's a prime. Read More
Banks Must Adopt APIs for Business Lending or the Fintechs Will Win
The PPP crush spotlighted banks' lack of digital progress, giving fintech lenders an opening. It's not too late to regain the. Read More
Will COVID-19’s Impact on Banking Be Worse Than the Great Recession?
Early financial support averted a depression, but conditions will deteriorate, impacting bank and credit union profits. How to prepare. Read More
5 Critical Economic Trends for Financial Marketers
The escalating impact of the coronavirus pandemic, plus other economic trends, will challenge bank and credit union marketers for. Read More
A Hybrid Fintech Startup Foretells Banking’s Future
A challenger bank's credit marketplace could be seen as a threat or a way forward for banks and credit unions as banking continues to evolve.. Read More
Rethinking Lending & Credit in a Post-COVID World
Digital lending automation and advanced analytics are required to meet the future demand for loans in a post-COVID. Read More