Article Archive: Lending Strategies

Calls grow for regulation of fintech-driven POS lending, but for some banks, a credit card variation could be at least a good defensive. Read More

Coming credit crisis will test ability of banks and credit unions to treat troubled borrowers fairly while recovering funds. New AI can. Read More

McKinsey lays out key strategies to help not only with upcoming credit problems but fundamental transformations now urgently. Read More

Fintech payment giant's adoption of business banking-as-a-service could upend traditional players, but not all agree on that. Read More

Captive auto finance companies pull ahead of bank and credit union lenders as car industry assesses whether 2020's sales rebound will. Read More

Fast-growing mega-fintech siphons small business loans and transactions from banks. ILC charter plus P2P could impact the consumer. Read More

COVID has squeezed traditional revenues and accelerated digital pay choices, forcing incumbents to modernize to stay. Read More

'COVIDnomics' expose more people to predatory lenders. With artificial intelligence traditional lenders can counter with advice and. Read More

Agency rule would halt decisions by institutions to boycott 'disapproved' industries, clashing with growing 'responsible banking'. Read More

Rough times mean stepping up your digital game to fend off fintech niche players and adding relationship managers who are effective. Read More

Don't stand in the shadows of major card issuers' highly promoted programs. The COVID-19 recession has upped receptivity to fresh. Read More

Consumer delinquencies are steady, but some worry that aid programs may mask problems. Small businesses, however, have significant issues.. Read More

Digital signature technology has been helping banks and credit unions serve people through COVID-19 but are not. Read More

New partnerships, fintech plays, incentives, and an astounding return to direct mail all mark the turmoil in the credit card business.. Read More

An economy in flux because of COVID-19 recession will see financial institution evolution go on the fast-track, says major PwC. Read More

POS financing is surging, changing consumer preferences and displacing credit cards. Are financial institutions prepared to manage the. Read More

No longer optional for traditional financial institutions, modern digital lending is a survival requirement in world of enhanced. Read More

Role of firms like Kabbage and Intuit in Paycheck Protection Program stomped on the gas of small firms' rising. Read More

An important component of digital banking transformation is the ability to provide credit across digital platforms seamlessly and on. Read More

It's both a payment and lending challenge — banks must match fintechs' point of sale installment lending service or they'll lose. Read More

Along with the challenges come opportunities, including partnering with fintech providers in a platform arrangement, and enhanced. Read More

When the credit delinquency dam breaks, some banks and credit unions will be ready. Here's how leaders are preparing their collections. Read More