Amazon Pushing Deeper into Banking in the Post-Pandemic World
Savvy ecommerce giant ramps up banking-as-a-service and partnership programs to boost sales. For a handful of banks it's a prime. Read More
Article Archive: Lending Strategies
Banks Must Adopt APIs for Business Lending or the Fintechs Will Win
The PPP crush spotlighted banks' lack of digital progress, giving fintech lenders an opening. It's not too late to regain the. Read More
Will COVID-19’s Impact on Banking Be Worse Than the Great Recession?
Early financial support averted a depression, but conditions will deteriorate, impacting bank and credit union profits. How to prepare. Read More
5 Critical Economic Trends for Financial Marketers
The escalating impact of the coronavirus pandemic, plus other economic trends, will challenge bank and credit union marketers for. Read More
A Hybrid Fintech Startup Foretells Banking’s Future
A challenger bank's credit marketplace could be seen as a threat or a way forward for banks and credit unions as banking continues to evolve.. Read More
COVID-19 Provides Unprecedented Lending Opportunities
Digital lending automation and advanced analytics are required to meet the future demand for loans in a post-COVID. Read More
Understanding How Consumer Borrowing Habits Will Change Post-COVID
More caution, fewer places to splurge on credit and general unease may make loans a harder sell for financial. Read More
How the COVID Downturn is Changing the Business Lending Landscape
Drawn-out reopenings aren't helping a demoralized business sector rebuild credit and earnings. Federal commercial lending adds new twist.. Read More
Will COVID-19 Trigger Massive Wave of Mortgage Defaults?
With major unemployment settling in, foreclosure holds and federal forbearance won't last forever. In time many could lose their homes.. Read More
These 5 Trends Are Transforming Retail Bank Lending
Competition in retail lending and leasing is increasingly won (or lost) during origination and collection. Both areas are changing. Read More
How COVID-19 Is Changing Credit Card Marketing
Card programs must keep current cardholders active and happy, even as they sharpen their credit evaluations to control rising. Read More
What Financial Institutions Must Know About PPP Suits Against Big Banks
As round two of Paycheck Protection Program continues, lawsuits are proceeding against PNC, Chase, BofA and Wells Fargo for round one. Read More
Banking Industry Must Support Consumers & Businesses Post COVID-19
The future of many communities will rely on the financial support of banks and credit unions beyond short-term stimulus packages.. Read More
Covidnomics: Millennials Taking Brunt of Coronavirus Slump
Everyone's affected by the pandemic in some way but some Millennials are now getting their third major economic blow as conditions. Read More
America’s Gradual Reopening Begins with Economic Turmoil and Stress
Businesses and workers want to go back to 'normal' life after the COVID-19 pause. But many are not optimistic about a quick rebound.. Read More
Key Lessons About the Payroll Protection Program for Financial Institutions
Small and midsize lenders, ready to jump in again with sweat equity, savvy and fintech help, share tips from program's first. Read More
Preventing Fraud in COVID-19 Federal Relief Loan Programs
Back in action with fresh billions, the Paycheck Protection Program demands fast processing but lenders must beware of dishonest applicants.. Read More
What the ‘New Normal’ Might Look Like in Banking (Brace Yourself)
COVID-19 analysis points to rough times ahead for the industry, but also opportunities. Recommendations for how to meet the. Read More
COVID-19 Response: Planning for Banking’s Next Phase
As coronavirus-driven challenges mount, banks and credit unions must start thinking of solutions that will help for months, not. Read More
When COVID-19 Deferrals End, Better Collection Programs Will Be Critical
Coronavirus impact on jobs will drive collections issues. Lenders must blend human and tech efforts to treat people well but ensure. Read More
Paycheck Protection Program Put on Express Track By Midwestern Bank
COVID-19 aid package gives community financial institutions the chance to prove their worth in the crisis, says banker who jumped on it. Read More
How Banks Can Help Small Businesses Through Aid Tangle and Beyond
Dealing with 'PPP' crush will impact brand impressions long beyond coronavirus. Five tips will help banks and credit unions come out ahead.. Read More