These 5 Trends Are Transforming Retail Bank Lending
Competition in retail lending and leasing is increasingly won (or lost) during origination and collection. Both areas are changing. Read More
Article Archive: Lending Strategies
How COVID-19 Is Changing Credit Card Marketing
Card programs must keep current cardholders active and happy, even as they sharpen their credit evaluations to control rising. Read More
What Financial Institutions Must Know About PPP Suits Against Big Banks
As round two of Paycheck Protection Program continues, lawsuits are proceeding against PNC, Chase, BofA and Wells Fargo for round one. Read More
Banking Industry Must Support Consumers & Businesses Post COVID-19
The future of many communities will rely on the financial support of banks and credit unions beyond short-term stimulus packages.. Read More
Covidnomics: Millennials Taking Brunt of Coronavirus Slump
Everyone's affected by the pandemic in some way but some Millennials are now getting their third major economic blow as conditions. Read More
America’s Gradual Reopening Begins with Economic Turmoil and Stress
Businesses and workers want to go back to 'normal' life after the COVID-19 pause. But many are not optimistic about a quick rebound.. Read More
Key Lessons About the Payroll Protection Program for Financial Institutions
Small and midsize lenders, ready to jump in again with sweat equity, savvy and fintech help, share tips from program's first. Read More
Preventing Fraud in COVID-19 Federal Relief Loan Programs
Back in action with fresh billions, the Paycheck Protection Program demands fast processing but lenders must beware of dishonest applicants.. Read More
What the ‘New Normal’ Might Look Like in Banking (Brace Yourself)
COVID-19 analysis points to rough times ahead for the industry, but also opportunities. Recommendations for how to meet the. Read More
COVID-19 Response: Planning for Banking’s Next Phase
As coronavirus-driven challenges mount, banks and credit unions must start thinking of solutions that will help for months, not. Read More
When COVID-19 Deferrals End, Better Collection Programs Will Be Critical
Coronavirus impact on jobs will drive collections issues. Lenders must blend human and tech efforts to treat people well but ensure. Read More
Paycheck Protection Program Put on Express Track By Midwestern Bank
COVID-19 aid package gives community financial institutions the chance to prove their worth in the crisis, says banker who jumped on it. Read More
How Banks Can Help Small Businesses Through Aid Tangle and Beyond
Dealing with 'PPP' crush will impact brand impressions long beyond coronavirus. Five tips will help banks and credit unions come out ahead.. Read More
A Closer Look at How COVID-19 is Smashing Americans’ Finances
As consumers' financial pain grows, hope for aid from the federal CARES Act is low. Worse yet, banking relief messages aren't always. Read More
How the $2 Trillion COVID-19 Relief Law Impacts Banking
Third and biggest federal aid package — so far — provides ease for consumer, business and mortgage borrowers & help to banks & credit. Read More
COVID-19 Is Crushing Small Business: Can Banks Move Fast Enough?
Financial institutions are key to helping this vital sector of the economy, and speed is imperative now. Here's what some are. Read More
Trendwatch: Banking Services and the Gig Economy
Growth-oriented banks and credit unions may find fresh opportunities among people who work gig jobs for Uber, Postmates and. Read More
4 Ways to Improve Borrower Experience to Meet Fintech Challenges
Targeted personal credit offers plus approaches tapping the best in digital lending technology will keep banks and credit unions in the. Read More
Banks & Credit Unions Facing Mortgage Headwinds With Millennials
Young adults are desperate for houses, but the numbers don't pencil out for lenders. Will financial marketers figure it out before. Read More
How Banks & Credit Unions Can Regain Ground Lost to Fintech Lenders
Fintechs have grabbed big market share in both consumer and business lending. A two-pronged approach can help traditional lenders. Read More
5 Ways Banks & Credit Unions Can Digitally Transform Loan Origination
Despite the impact of fintech competition, the lending business for many community financial institutions remains way too slow and complex.. Read More
New Amazon Credit Card Targets Financially Vulnerable Consumers
The ecommerce giant continues its foray into banking with a new Store Card designed for people with poor credit or no credit. Read More