How the Retail Banking Industry Could Look 3 Years After COVID
Four post-pandemic scenarios could impact banks, credit unions and fintechs in sharply different ways. A new analysis provides a
Loan Growth
Articles about loan growth strategies and how banks grow lending portfolios, including mortgages, home loans, auto loans that generate interest income.
Will COVID-19 Trigger Massive Wave of Mortgage Defaults?
With major unemployment settling in, foreclosure holds and federal forbearance won't last forever. In time many could lose their homes.
These 5 Trends Are Transforming Retail Bank Lending
Competition in retail lending and leasing is increasingly won (or lost) during origination and collection. Both areas are changing
Banking Must Help Small Businesses With PPP Loan Forgiveness
Small businesses that received an SBA Paycheck Protection Plan loan are counting on financial institutions to get their loan
Preventing Fraud in COVID-19 Federal Relief Loan Programs
Back in action with fresh billions, the Paycheck Protection Program demands fast processing but lenders must beware of dishonest applicants.
When COVID-19 Deferrals End, Better Loan Collection Programs Critical
Coronavirus impact on jobs will drive collections issues. Lenders must blend human and tech efforts to treat people well but ensure
Coronavirus Prompts Loan and Fee Relief from Financial Institutions
Zero or low-rate emergency loans, skip-payments, loan forbearance among aids financial institutions are offering to
How Banking Providers Can Help Consumers in the Coronavirus Economy
Most banks are ill equipped to provide personalized solutions to consumers faced with a financial emergency caused by
4 Ways to Improve Borrower Experience to Meet Fintech Challenges
Targeted personal credit offers plus approaches tapping the best in digital lending technology will keep banks and credit unions in the
Banks & Credit Unions Facing Mortgage Headwinds With Millennials
Young adults are desperate for houses, but the numbers don't pencil out for lenders. Will financial marketers figure it out before
Nontraditional Credit Data Could Bring Loans to More Consumers
'Alternative credit data,' plus a growing role for artificial intelligence, starts redefining what good credit looks like. But is it
Trendwatch 2020: How Auto Loan Marketing Will Evolve in the Year Ahead
New ways people buy cars are creating fresh loan competition, and opportunities, for traditional lenders. Refis are another option to
How Banks & Credit Unions Can Regain Ground Lost to Fintech Lenders
Fintechs have grabbed big market share in both consumer and business lending. A two-pronged approach can help traditional lenders
5 Ways Banks & Credit Unions Can Digitally Transform Loan Origination
Despite the impact of fintech competition, the lending business for many community financial institutions remains way too slow and complex.
Trend Watch: Young Adults Racking Up Massive Consumer Debt
Gen Z is building credit card, auto, and personal loan balances at potentially worrisome rates. Banks and credit unions must monitor
Scheduling App Powers Strong New Loan Stats For Credit Union
Installed to bring order to branch chaos, scheduling software surprised one institution by being a new account driver and source of
POS Financing Is Both Threat and Opportunity in Retail Banking
Consumers, merchants, lenders, and fintechs all have a stake in rapidly evolving return to an older way of
Most Bank & Credit Union Digital Lending Efforts Come Up Short
While more financial institutions are offering digital lending functionality, their applications are neither fast nor easy to
Three Major Retail Banking Trends Financial Marketers Must Watch
Closer looks at deposit, loan and branching patterns reveal strategic consumer banking considerations banks and credit unions should
Financial Marketers Must Now Embrace ‘Always On’ Sales Mode
Tightly targeted messaging and continual promotion are essential for financial brands that seek growth in increasingly 'noisy'
How Home Equity Lenders Must Beat Back Online Threats
The home equity market is being squeezed by faster fintech alternatives and rate increases. How can traditional lenders fight
Auto Lending Trends in an Uber World
Thanks to Uber and other socio-economic shifts, the auto loan market is getting a lot harder. Here's what financial marketers need to