The Coming War for Credit as Gen Z Finally Embraces Plastic
The latest card and personal loan trends show that even Gen Zers, long averse to credit cards, are upping their usage, thanks to inflation.
Articles about loan growth strategies and how banks grow lending portfolios, including mortgages, home loans, auto loans, personal loans that generate interest income.
Credit card lending boosts big banks' loan growth as consumer spending normalizes post-pandemic.
The latest card and personal loan trends show that even Gen Zers, long averse to credit cards, are upping their usage, thanks to inflation.
The regulatory response to the regional bank crisis of spring 2023 could weigh heavily on the lending ability of larger institutions.
Upgrade, a fintech offering cards & other loans, thrives by evaluating credit differently than the many banks & credit unions it works with.
Banks and credit unions can — and should — prudently grow lending regardless of the economic indicators, especially in the credit card business.
The experience of a student seeking her first credit card shows how banks can do better by those with little to no credit history.
Banks and credit unions can win more business by using pricing models that take into account everything they know about customers.
To avoid disintermediation, financial institutions must build embedded finance solutions that will grow deposits and loans.
Today skipping and paying loans is a cumbersome process for most financial institutions, especially when it comes to indirect loans.
Citi Pay ushers in consumer lending options for merchants that go beyond the white-label credit card. In fact, the card part is virtual.
Federal student loan payments won't be coming back to the same credit environment that existed when the moratorium was put in place.
The moratorium on student loan payments is ending (sort of) & the Biden debt forgiveness plan is dead (sort of). But really neither is kaput.
About half of Millennials & four in 10 Gen Zers plan to get new credit or refinance soon. Interest in credit cards & consumer loans is high.
Discover how State Employees Credit Union maximized process efficiency, increased loan volumes, and enhanced member value by moving its indirect lending operations in-house with Origence.
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Manual tasks across channels is costly. And while AI is hot, there’s a simpler way to bring efficiency that many bankers have overlooked.
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A digital initiative to make home equity applications faster & easier for borrowers helped make Citizens No. 1 lender in this booming sector.
For the first time in 40 years, banks must factor sustained inflation into their consumer credit strategy.
Fintechs cultivate personal loan borrowers as long-term banking prospects. Can banks and credit unions compete?
Buy now, pay later plans from the Klarnas of fintech introduced many online buyers to installment payments, but banks are poised to move in.
Fintech loan specialist Provide, now part of Fifth Third Bank, helps dentists and vets launch their own practices.
Credit score ‘inflation’ has made some people seem like better risks than they are. Yet home equity promises loan growth.
Psychographics aren't just for marketing anymore. Such valuable customer insight helps all executives who need to recognize emerging risks.
Online loan applications that route too many applicants to manual paths are digital anti-marketing tools. Here are three fixes.
Loan growth is such a strength for credit unions that they are outpacing banks. But the top federal regulator warns about heightened risks.
The National Credit Union Administration chairman discusses new regulations, worrisome lending trends, fintechs and more in a wide-ranging interview.
Explore the big ideas, new innovations and latest trends reshaping banking at The Financial Brand Forum. Will you be there? Don't get left behind.
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Learn how Sprinklr is redefining success in the financial sector by harnessing the potential of tailored content and personalized engagement.
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