Hungry for Loan Growth? Auto Lending Offers Fresh Opportunities
Flush with deposits, banks and credit unions seeking new volume may find it with aggressive promotion to people returning to the auto
Loan Growth
Articles about loan growth strategies and how banks grow lending portfolios, including mortgages, home loans, auto loans that generate interest income.
Traditional Bank Lenders Gaining Market Share at Fintechs’ Expense
During the pandemic, banks and credit unions greatly surpassed fintechs in both lending volume and satisfaction among small
CX vs. Customer Advocacy: Which Pays Bigger Dividends for Banks?
Research shows that banks should do what's right for consumers, not just what's best for their own bottom line. But will
Bank Marketers Fighting Stiff Lending Headwinds
Wrestling with delinquencies and loan loss provisions, government stimulus and aid programs make it even harder to read the
Collaborative Digital Lending: The Next Step in Financial Inclusion
Millions of unbanked, financially excluded consumers can gain access to credit through a new approach to digital
Bank Lenders Brace for an Ugly Wave of Consumer Credit Defaults
Coming credit crisis will test ability of banks and credit unions to treat troubled borrowers fairly while recovering funds. New AI can
Trendwatch: How Auto Lending Keeps Driving Through COVID
Captive auto finance companies pull ahead of bank and credit union lenders as car industry assesses whether 2020's sales rebound will
How COVIDnomics Is Disrupting the Consumer Lending Outlook
Consumer delinquencies are steady, but some worry that aid programs may mask problems. Small businesses, however, have significant issues.
6 Steps Before Adding E-Signatures to Your Lending Process
Digital signature technology has been helping banks and credit unions serve people through COVID-19 but are not
Lenders Struggling With Rise of Gig Workers and Alt-Credit Challenges
POS financing is surging, changing consumer preferences and displacing credit cards. Are financial institutions prepared to manage the
Digital Lending Requires Speed and Simplicity to Win Battle With Fintechs
Modern digital lending is no longer optional for traditional financial institutions, but a survival requirement in
Open Banking Provides Potential For Revenue Goldmine
Open banking and open APIs provide opportunities to serve new markets and build partnerships for new revenue
How Data and New Technologies Are Transforming Digital Lending
An important component of digital banking transformation is the ability to provide credit across digital platforms seamlessly and on
Three Ways Bank Lenders Are Preparing for the Post-Covid World
When the credit delinquency dam breaks, some banks and credit unions will be ready. Here's how leaders are preparing their collections
Impending Credit Crisis: How Banks and Credit Unions Must Prepare
The COVID-19 recession will get worse before it gets better, but lenders must be sure their own actions don't trigger
Lessons Bank Lenders Must Learn from the Paycheck Protection Program
This COVID-19 stimulus program demanded speed from government agencies and banks. How can financial institutions build on those
How BaaS Turns Traditional Banks Into Digital Deposit & Loan Machines
Banking-as-a-service could be a huge win for financial institutions that seize the opportunity, and a growing threat to those that ignore
Can Nontraditional Credit Analysis Be Community Banks’ Path to Profit?
Even before COVID socked the economy community banks and credit unions saw local loan demand falling. Adapting a fintech technique may
Process Flexibility Key to Bank Lending in Post-COVID Market
The pandemic has made clear the need for financial institutions to reexamine back-end operations if they wish to truly transform
Rethinking Lending & Credit in a Post-COVID World
Digital lending automation and advanced analytics are required to meet the future demand for loans in a post-COVID
Understanding How Covid Impacts Consumer Borrowing Habits
More caution, fewer places to splurge on credit and general unease may make loans a harder sell for financial
How the Retail Banking Industry Could Look 3 Years After COVID
Four post-pandemic scenarios could impact banks, credit unions and fintechs in sharply different ways. A new analysis provides a