How Data and New Technologies Are Transforming Digital Lending
An important component of digital banking transformation is the ability to provide credit across digital platforms seamlessly and on
Loan Growth
Articles about loan growth strategies and how banks grow lending portfolios, including mortgages, home loans, auto loans that generate interest income.
Three Ways Bank Lenders Are Preparing for the Post-Covid World
When the credit delinquency dam breaks, some banks and credit unions will be ready. Here's how leaders are preparing their collections
Impending Credit Crisis: How Banks and Credit Unions Must Prepare
The COVID-19 recession will get worse before it gets better, but lenders must be sure their own actions don't trigger
Lessons Bank Lenders Must Learn from the Paycheck Protection Program
This COVID-19 stimulus program demanded speed from government agencies and banks. How can financial institutions build on those
How BaaS Turns Traditional Banks Into Digital Deposit & Loan Machines
Banking-as-a-service could be a huge win for financial institutions that seize the opportunity, and a growing threat to those that ignore
Can Nontraditional Credit Analysis Be Community Banks’ Path to Profit?
Even before COVID socked the economy community banks and credit unions saw local loan demand falling. Adapting a fintech technique may
Process Flexibility Key to Bank Lending in Post-COVID Market
The pandemic has made clear the need for financial institutions to reexamine back-end operations if they wish to truly transform
Rethinking Lending & Credit in a Post-COVID World
Digital lending automation and advanced analytics are required to meet the future demand for loans in a post-COVID
Understanding How Covid Impacts Consumer Borrowing Habits
More caution, fewer places to splurge on credit and general unease may make loans a harder sell for financial
How the Retail Banking Industry Could Look 3 Years After COVID
Four post-pandemic scenarios could impact banks, credit unions and fintechs in sharply different ways. A new analysis provides a
Will COVID-19 Trigger Massive Wave of Mortgage Defaults?
With major unemployment settling in, foreclosure holds and federal forbearance won't last forever. In time many could lose their homes.
These 5 Trends Are Transforming Retail Bank Lending
Competition in retail lending and leasing is increasingly won (or lost) during origination and collection. Both areas are changing
Banking Must Help Small Businesses With PPP Loan Forgiveness
Small businesses that received an SBA Paycheck Protection Plan loan are counting on financial institutions to get their loan
Preventing Fraud in COVID-19 Federal Relief Loan Programs
Back in action with fresh billions, the Paycheck Protection Program demands fast processing but lenders must beware of dishonest applicants.
When COVID-19 Deferrals End, Better Loan Collection Programs Critical
Coronavirus impact on jobs will drive collections issues. Lenders must blend human and tech efforts to treat people well but ensure
Coronavirus Prompts Loan and Fee Relief from Financial Institutions
Zero or low-rate emergency loans, skip-payments, loan forbearance among aids financial institutions are offering to
How Banking Providers Can Help Consumers in the Coronavirus Economy
Most banks are ill equipped to provide personalized solutions to consumers faced with a financial emergency caused by
4 Ways to Improve Borrower Experience to Meet Fintech Challenges
Targeted personal credit offers plus approaches tapping the best in digital lending technology will keep banks and credit unions in the
Banks & Credit Unions Facing Mortgage Headwinds With Millennials
Young adults are desperate for houses, but the numbers don't pencil out for lenders. Will financial marketers figure it out before
Nontraditional Credit Data Could Bring Loans to More Consumers
'Alternative credit data,' plus a growing role for artificial intelligence, starts redefining what good credit looks like. But is it
Trendwatch 2020: How Auto Loan Marketing Will Evolve in the Year Ahead
New ways people buy cars are creating fresh loan competition, and opportunities, for traditional lenders. Refis are another option to
How Banks & Credit Unions Can Regain Ground Lost to Fintech Lenders
Fintechs have grabbed big market share in both consumer and business lending. A two-pronged approach can help traditional lenders