
How Data and New Technologies Are Transforming Digital Lending
An important component of digital banking transformation is the ability to provide credit across digital platforms seamlessly and on
Articles about loan growth strategies and how banks grow lending portfolios, including mortgages, home loans, auto loans that generate interest income.
An important component of digital banking transformation is the ability to provide credit across digital platforms seamlessly and on
When the credit delinquency dam breaks, some banks and credit unions will be ready. Here's how leaders are preparing their collections
The COVID-19 recession will get worse before it gets better, but lenders must be sure their own actions don't trigger
This COVID-19 stimulus program demanded speed from government agencies and banks. How can financial institutions build on those
Banking-as-a-service could be a huge win for financial institutions that seize the opportunity, and a growing threat to those that ignore
Even before COVID socked the economy community banks and credit unions saw local loan demand falling. Adapting a fintech technique may
The pandemic has made clear the need for financial institutions to reexamine back-end operations if they wish to truly transform
Digital lending automation and advanced analytics are required to meet the future demand for loans in a post-COVID
More caution, fewer places to splurge on credit and general unease may make loans a harder sell for financial
Four post-pandemic scenarios could impact banks, credit unions and fintechs in sharply different ways. A new analysis provides a
With major unemployment settling in, foreclosure holds and federal forbearance won't last forever. In time many could lose their homes.
Competition in retail lending and leasing is increasingly won (or lost) during origination and collection. Both areas are changing
The most innovative banks, credit unions, and fintechs are providing their customers a fast, secure, and reliable way to connect financial accounts.
Read More about Token-Based APIs: Fast, Secure, and Reliable Connectivity
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Small businesses that received an SBA Paycheck Protection Plan loan are counting on financial institutions to get their loan
Back in action with fresh billions, the Paycheck Protection Program demands fast processing but lenders must beware of dishonest applicants.
Coronavirus impact on jobs will drive collections issues. Lenders must blend human and tech efforts to treat people well but ensure
Zero or low-rate emergency loans, skip-payments, loan forbearance among aids financial institutions are offering to
Most banks are ill equipped to provide personalized solutions to consumers faced with a financial emergency caused by
Targeted personal credit offers plus approaches tapping the best in digital lending technology will keep banks and credit unions in the
Young adults are desperate for houses, but the numbers don't pencil out for lenders. Will financial marketers figure it out before
'Alternative credit data,' plus a growing role for artificial intelligence, starts redefining what good credit looks like. But is it
New ways people buy cars are creating fresh loan competition, and opportunities, for traditional lenders. Refis are another option to
Fintechs have grabbed big market share in both consumer and business lending. A two-pronged approach can help traditional lenders
Trends paint an alarming picture for the future of banking, and U.S. banks now face an ultimatum: Grow and get bigger... or die.
Read More about Grow or Die: Half of US Banks to Disappear in 20 Years