
Consumers Funding Construction Loans in Innovative Fintech Model
Online platform brings upscale retail investment funding to smaller markets, providing housing and related construction credit opportunities.
Articles about loan growth strategies and how banks grow lending portfolios, including mortgages, home loans, auto loans, personal loans that generate interest income.
Online platform brings upscale retail investment funding to smaller markets, providing housing and related construction credit opportunities.
Traditional institutions exploited holes in fintechs' consumer lending model, especially relating to service. But technology is still key.
To compete with fintech lenders, traditional financial institutions must simplify internal processes and improve mobile experiences.
Consumers like the sound of getting a loan from a fintech provider instead of a traditional institution, but at what cost?
The company that began as an 'anti-bank' student loan refinancer wants to be the center of people's financial lives (and may soon be a bank).
By adopting current marketing methods, forming partnerships and offering credit that consumers want most, lenders can grow their portfolios.
Even though the change is limited, and credit scores are regarded as flawed, many believe moving entirely away from them is misguided.
More consumers want credit builder loans now and fintechs and neobanks have jumped on the opportunity with competitive programs.
How can mortgage servicers keep refinanced mortgages in their own portfolios when the original loan goes away?
Interest rates are rising again but at current levels there are still consumers who can refinance. Here's how to land their business.
Demand is soaring but so is competition, making digital marketing tools and capabilities – including mobile, chat and social – essential.
New data shows where credit unions and banks are placing their bets to win big with borrowers, and what headwinds the institutions face.
In this webinar from Franklin Madison, you will learn how your financial institution can increase consumer loyalty.
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Incumbents' advantages won't forestall an onslaught of new digital competitors for long without a complete reimagining of existing practices.
Backed by performance data, the bank concentrates on things it’s really good at that big banks can't touch and fintechs haven't pounced on.
TransUnion data reveals mortgages were paid first, in part to preserve not only a place to live, but a place to work.
In the absence of better processes banks and credit unions are actually losing two accounts for every one that they open.
Drowning in student debt, consumers' inability or unwillingness to borrow more may cripple the lending market, and it's only getting worse.
Flush with deposits, banks and credit unions seeking new volume may find it with aggressive promotion to people returning to the auto market.
During the pandemic, banks and credit unions greatly surpassed fintechs in both lending volume and satisfaction among small businesses.
Research shows that banks should do what's right for consumers, not just what's best for their own bottom line. But will they?
Wrestling with delinquencies and loan loss provisions, government stimulus and aid programs make it even harder to read the market.
Millions of unbanked, financially excluded consumers can gain access to credit through a new approach to digital lending.
Video storytelling can create brand awareness and raise customer engagement, but is an underutilized tactic if used effectively. Set yourself apart and grow your brand and prospects.
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