Why Should Banking Providers Offer Credit Builder Loans?
More consumers want credit builder loans now and fintechs and neobanks have jumped on the opportunity with competitive
Loan Growth
Articles about loan growth strategies and how banks grow lending portfolios, including mortgages, home loans, auto loans that generate interest income.
Ending the Annual Exodus of Mortgage Borrowers
How can mortgage servicers keep refinanced mortgages in their own portfolios when the original loan goes
How to Retain Customers in the Wake of the Refi Boom
Interest rates are rising again but at current levels there are still consumers who can refinance. Here's how to land their
5 Digital Strategies to Boost Mortgage Lending in a Red Hot Market
Demand is soaring but so is competition, making digital marketing tools and capabilities – including mobile, chat and social – essential.
Banks’ Most Pressing Digital Lending Priorities
New data shows where credit unions and banks are placing their bets to win big with borrowers, and what headwinds the institutions
Is the Banking Industry Facing an Apocalyptic Future?
Incumbents' advantages won't forestall an onslaught of new digital competitors for long without a complete reimagining of existing
Community Bank Amplifies Niche Strategy Based on ROA/ROE Analysis
Backed by performance data, the bank concentrates on things it’s really good at that big banks can't touch and fintechs haven't pounced
How Consumers Prioritized Debt Payments During The Pandemic
TransUnion data reveals mortgages were paid first, in part to preserve not only a place to live, but a place to
How Banks Can Increase Their New Loan Business 100% (Or More)
In the absence of better processes banks and credit unions are actually losing two accounts for every one that they
Skyrocketing Student Loans Threaten to Suffocate Lending’s Future
Drowning in student debt, consumers' inability or unwillingness to borrow more may cripple the lending market, and it's only getting
Hungry for Loan Growth? Auto Lending Offers Fresh Opportunities
Flush with deposits, banks and credit unions seeking new volume may find it with aggressive promotion to people returning to the auto
Traditional Bank Lenders Gaining Market Share at Fintechs’ Expense
During the pandemic, banks and credit unions greatly surpassed fintechs in both lending volume and satisfaction among small
CX vs. Customer Advocacy: Which Pays Bigger Dividends for Banks?
Research shows that banks should do what's right for consumers, not just what's best for their own bottom line. But will
Bank Marketers Fighting Stiff Lending Headwinds
Wrestling with delinquencies and loan loss provisions, government stimulus and aid programs make it even harder to read the
Collaborative Digital Lending: The Next Step in Financial Inclusion
Millions of unbanked, financially excluded consumers can gain access to credit through a new approach to digital
Bank Lenders Brace for an Ugly Wave of Consumer Credit Defaults
Coming credit crisis will test ability of banks and credit unions to treat troubled borrowers fairly while recovering funds. New AI can
Trendwatch: How Auto Lending Keeps Driving Through COVID
Captive auto finance companies pull ahead of bank and credit union lenders as car industry assesses whether 2020's sales rebound will
How COVIDnomics Is Disrupting the Consumer Lending Outlook
Consumer delinquencies are steady, but some worry that aid programs may mask problems. Small businesses, however, have significant issues.
6 Steps Before Adding E-Signatures to Your Lending Process
Digital signature technology has been helping banks and credit unions serve people through COVID-19 but are not
Lenders Struggling With Rise of Gig Workers and Alt-Credit Challenges
POS financing is surging, changing consumer preferences and displacing credit cards. Are financial institutions prepared to manage the
Digital Lending Requires Speed and Simplicity to Win Battle With Fintechs
Modern digital lending is no longer optional for traditional financial institutions, but a survival requirement in
Open Banking Provides Potential For Revenue Goldmine
Open banking and open APIs provide opportunities to serve new markets and build partnerships for new revenue