Six Retail Banking Technology Trends for 2022
The six trends will provide competitive advantages, including increased efficiency, improved experiences and future-proofed business models.
Banking Trends & Strategies
The latest trends and strategies in banking, with ideas, insights and research senior executive bank management teams need to build their strategic plans.
Latest Spotlight Article:
Regional Banks Need to Prepare Now for More Earnings Pressure in 2024
Players like Citizens, PNC and Huntington will see stiffer conditions on both the lending and deposit sides.
Popular Articles within Banking Trends & Strategies:
Roasted on The Hill, Biden’s Nominee for Top Bank Regulator Cries Foul
OCC nominee Saule Omarova accuses critics of taking her controversial views — like 'ending banking' — out of context.
Two Big Trends That Will Change Banking Forever
Great digital experience won't reverse shrinking revenue growth. The solution lies in product innovation plus an embedded banking model.
14 Surprising Predictions on the Future of Banking
Research predicts rapid change in key industry functions, prompting a shift of business models, but slower-than-expected change elsewhere.
4 Crucial Banking Trends for 2022 Financial Institutions Can’t Ignore
Traditional banks still have a leg up on digital competitors, but it's slipping. Here are key ways they can hold onto their advantage.
CFPB Cracks Down on Big Techs’ Consumer Payment Data Practices
Amazon, Apple, Facebook, Google, PayPal and Square must turn over payment system plans to the regulator and answer detailed questions.
Justice Department Sets Major Fair-Lending Enforcement Push
Banks and credit unions must evaluate marketing, branch and lending strategies as the Attorney General targets redlining in mortgage markets.
CFPB’s New Director is No Fan of Banks
To appease the Progressive Left, the Biden administration continues to appoint regulators likely to make life difficult for banks.
Return of The Postal Bank: Another New Rival or a Bad Joke?
Postal banking is making a comeback in the U.S., but the banking industry is battling the politicians who advocate its return.
Startup Bank Goes All-In Gambling on a Niche Market
Seeking long-term large deposit relationships Lexicon Bank balances compliance duties with marketing itself as a home for poker professionals.
The Great Banking Debate Rewind
Did you hear about the great banking debate? If not, that's okay. Jim joined Cornerstone Advisors' director of research Ron Shevlin to break it down.
Green Banking: Brand Differentiator, Regulatory Requirement or Both?
Consumers favor 'sustainable banking,' but, equally important, financial institutions face looming regulations forcing them to take action.
Biden’s New Regulatory Pick Would Rip Entire U.S. Banking System Apart
President's nominee for Comptroller of the Currency comes with a stack of opinions on the future of financial services, some quite startling.
Why Are So Many Credit Unions Buying Banks?
Cross-industry acquisitions, once rare, have shot up under the pressure to grow. Policy issues threaten to quash the trend.
Propelled By the Pandemic, Bank Innovation Surges
Building on the momentum created during the pandemic, financial institutions are creating a culture of innovation as a way to differentiate.
What’s Next in the ‘BankMobile’ Story Since Its SPAC Spinoff
Now on its own without a charter, BM Technologies looks to enhance existing partnerships and add new ones, including BaaS for banks.
Regulators’ Revenge: Fintechs’ Success Spurs Calls for More Oversight
As fintechs and big techs encroach deeper into banking, legislators and analysts are raising calls for increased regulation.
9 Tech and Payment Trends Shaping Community Institutions’ Future
Banks and credit unions must 'lean into' technology to a much greater degree if they hope to prevent consumers from straying to fintechs.
Bank Regulators Set Risk Guidance for Fintech Partnerships
The framework aims to ensure community banks make good choices, so it takes everything into account, including funding, management depth, business recovery strength and more.
10 Factors That Will Determine Banks’ Future Relevance
Banks and credit unions no longer have a cushion of time to meet competitive challenges. Clear strategies and definite actions are needed.
FDA Vaccine Approval Prompts New Mandates in Banking
With the FDA approval of the first vaccine, consumers and employers are increasingly supportive of mandates that keep others safe.
6 Global Megatrends Senior Bank Execs Can’t Afford to Ignore
Six trends completely reshaping the retail, tech and health sectors will soon impact banks that often lag far behind these other industries.