Regulators’ Revenge: Fintechs’ Success Spurs Calls for More Oversight
As fintechs and big techs encroach deeper into banking, legislators and analysts are raising calls for increased regulation.
Banking Trends & Strategies
The latest trends and strategies in banking, with ideas, insights and research senior executive bank management teams need to build their strategic plans.
9 Tech and Payment Trends Shaping Community Institutions’ Future
Banks and credit unions must 'lean into' technology to a much greater degree if they hope to prevent consumers from straying to fintechs.
Bank Regulators Set Risk Guidance for Fintech Partnerships
Framework takes into account all from funding to management depth to business recovery strength to lead to good choices by community banks.
10 Factors That Will Determine Banks’ Future Relevance
Banks and credit unions no longer have a cushion of time to meet competitive challenges. Clear strategies and definite actions are needed.
FDA Vaccine Approval Prompts New Mandates in Banking
With the FDA approval of the first vaccine, consumers and employers are increasingly supportive of mandates that keep others safe.
6 Global Megatrends Senior Bank Execs Can’t Afford to Ignore
Six trends completely reshaping the retail, tech and health sectors will soon impact banks that often lag far behind these other industries.
Reinvent and Reimagine: Traditional Banks Have Work To Do
Digital giants like Google and Apple are more than a match for financial institutions in some areas, but incumbents can still prevail.
8 Fintech Trends Changing Banking Forever
Fintech innovations continue to transform every aspect of banking. Here are eight ways fintechs are forcing traditional banks to adapt.
Biden’s Attack on Bank Mergers Ignores Neobanks & Fintech Trends
Critics say administration focuses too much on traditional bank and bank combinations and not enough on the real world.
How One Florida Bank Is Embracing the Green Banking Agenda
Banking has been a slow-moving turtle in the eyes of environmentalists. Newly-established Climate First Bank could change that view.
White House Tells CFPB to Hit the Accelerator on Bank Data-Share Rules
People could soon request all of their financial data and demand their banking provider share it with a third party, thanks to Biden's plan.
How Community Banks Can Stay Relevant in the Face of a Digital Assault
Traditional strengths still count, yet the ability to innovate and adapt are key. Asset size does play a role, bankers and others note.
Neobanks Could Get Slammed As Biden Rearms CFPB
As the bureau re-asserts its broad authority in pursuit of an aggressive agenda, challengers and fintechs will be scrutinized.
CFPB Data Sharing Rule Could Undermine Financial Institutions
It's taken over ten years, but the CFPB may help consumers gain the right to access — and share — all their own financial data.
Legacy Financial Institutions Losing The Battle For Consumer Trust
Financial institutions must rebuild organizational structures and internal processes to enhance the customer experience.
Will Long-Term Effects of Deposit Surplus Speed Banking Consolidation?
A situation few predicted has financial institutions large and small scrambling to manage a historic imbalance between loans and deposits.
What Financial Institutions Must Know About Inflation Right Now
A concept most working bankers know only as something out of college economics books looms as a serious risk.
5 Growth Strategies Financial Institutions Can Use
Comparing Covid's impact with the Great Recession reveals ways community banks can attain a sustainable mix of loan and deposit growth.
Late Adopters of ‘Embedded Finance’ Must Play Catch-Up Fast
Behind the curve, many institutions must figure out how to make their systems synch with nonbanks that have the entrée to fresh markets.
Payments Maturity Lacking at Most Financial Institutions
Banks and credit unions face an inescapable challenge to keep pace with the changes in the payments marketplace.
HSBC Retreats from the U.S. as Citizens Bank Reaps Branch Reward
Citizens Financial wins big as the overseas giant concedes the U.S. retail market and hands off 80 branches and 800,000 customers.
Megabank CEOs Get Grilled on Both Sides on Capitol Hill
JPMorgan Chase's Jamie Dimon among those hit by both parties during major hearings. Issues range from overdrafts to energy-lending policy.
