9 Retail Banking Reflections and Keys to Success for 2022
The best way that banks can prepare for the future is to reflect on the progress and shortfalls of the past.
Banking Trends & Strategies
The latest trends and strategies in banking, with ideas, insights and research senior executive bank management teams need to build their strategic plans.
Banking’s Role in the Rapidly Growing ‘Internet of Things’ World
Embedded banking and IoT is leading to a 'Thing Economy' where smart devices autonomously transact and engage in commerce.
Why (and How) a Community Bank Cultivates Crypto & Cannabis Clients
A small Florida bank seeks to fill a niche by serving riskier businesses — nationally — that other financial institutions shy away from.
7 Major Payment Trends that Will Shake Up Banking
From BNPL to super apps to real-time trends, payments will send bankers to their pain relievers of choice. But there's also opportunity.
9 Pivotal Trends that Will Shape Banking Strategies
Technology is behind many, but not all, of the trends. Some represent serious operational challenges, others big revenue opportunities.
Banks Can No Longer Ignore Climate Change (And Here’s Why)
This could be the biggest challenge since the 2008 financial crisis. Here's a sustainability crash course for banks and credit unions.
How Klarna’s Attack on the Payments System Could Impact Banking
The BNPL giant rolled out a "pay now" option and a charge card, raising big questions about what the future holds for traditional payments.
Six Retail Banking Technology Trends for 2022
The six trends will provide competitive advantages, including increased efficiency, improved experiences and future-proofed business models.
Roasted on The Hill, Biden’s Nominee for Top Bank Regulator Cries Foul
OCC nominee Saule Omarova accuses critics of taking her controversial views — like 'ending banking' — out of context.
Two Big Trends That Will Change Banking Forever
Great digital experience won't reverse shrinking revenue growth. The solution lies in product innovation plus an embedded banking model.
14 Surprising Predictions on the Future of Banking
Research predicts rapid change in key industry functions, prompting a shift of business models, but slower-than-expected change elsewhere.
4 Crucial Banking Trends for 2022 Financial Institutions Can’t Ignore
Traditional banks still have a leg up on digital competitors, but it's slipping. Here are key ways they can hold onto their advantage.
CFPB Cracks Down on Big Techs’ Consumer Payment Data Practices
Amazon, Apple, Facebook, Google, PayPal and Square must turn over payment system plans to the regulator and answer detailed questions.
Justice Department Sets Major Fair-Lending Enforcement Push
Banks and credit unions must evaluate marketing, branch and lending strategies as the Attorney General targets redlining in mortgage markets.
CFPB’s New Director is No Fan of Banks
To appease the Progressive Left, the Biden administration continues to appoint regulators likely to make life difficult for banks.
Return of The Postal Bank: Another New Rival or a Bad Joke?
Postal banking is making a comeback in the U.S., but the banking industry is battling the politicians who advocate its return.
Startup Bank Goes All-In Gambling on a Niche Market
Seeking long-term large deposit relationships Lexicon Bank balances compliance duties with marketing itself as a home for poker professionals.
Green Banking: Brand Differentiator, Regulatory Requirement or Both?
Consumers favor 'sustainable banking,' but, equally important, financial institutions face looming regulations forcing them to take action.
Biden’s New Regulatory Pick Would Rip Entire U.S. Banking System Apart
President's nominee for Comptroller of the Currency comes with a stack of opinions on the future of financial services, some quite startling.
Why Are So Many Credit Unions Buying Banks?
Cross-industry acquisitions, once rare, have shot up under the pressure to grow. Policy issues threaten to quash the trend.
Propelled By the Pandemic, Bank Innovation Surges
Building on the momentum created during the pandemic, financial institutions are creating a culture of innovation as a way to differentiate.
What’s Next in the ‘BankMobile’ Story Since Its SPAC Spinoff
Now on its own without a charter, BM Technologies looks to enhance existing partnerships and add new ones, including BaaS for banks.
