The latest trends and strategies in banking, with ideas, insights and research senior executive bank management teams need to build their strategic plans.
Pressure on funding costs might ease, but that's not the whole picture. Here are five key points to weigh as the Fed begins lowering rates.
How to Mitigate the Risks and Pitfalls of Banking Transformation
A 'failure analysis' at the beginning of new projects lets team members draw on personal experiences to imagine how setbacks might occur.
How to Stay Out of Trouble With Regulators When Innovating
Rolling out new digital services shouldn't blindside regulators. Discussing transformation strategies with agencies up front avoids angst.
Retail Banking Trends to Watch in 2022
Banks and credit unions must stay on top of the retail banking trends coming on the horizon if they wish to keep up with the competition. Here are the trends to keep an eye on in 2022, says Accenture's global banking lead Michael Abbott.
2022 Trends Reflect a New Era for Banking
To succeed, banks will need to be proactive, forward-looking and open to change, as opposed to building business models around old paradigms.
How Banks & Credit Unions Should Prepare for Rising Interest Rates
Deposit strategies will be sharply impacted by the rapid pace of change, complicated further by several unprecedented economic factors.
Credit Unions Buying Banks at a Breakneck Pace: Here’s How It Works
In 2021, 13 credit unions acquired community banks. Don’t be surprised to see this number double in 2022, setting a record.
How One Fintech Is Building a Sustainable Empire
With over five million customers and a focus on sustainable finance, Aspiration's strategy couldn't be more different from its competitors.
A Close Look at Covid’s Deep and Lasting Impact on Payment Trends
Data from a comprehensive Federal Reserve study puts real numbers behind the massive changes in consumer and business payment habits.
Nova Credit: Helping Immigrants Realize the American Dream
If there's a population in the underbanked sector in desperate need of banking services, it's immigrants, says co-founder and CEO of Nova Credit Misha Esipov.
What’s Worrying BofA’s Brian Moynihan: Wages, Inflation & The Economy
The CEO of the No. 2 U.S. bank is unsettled by inflation's impact on economic growth and the effect that could have on lending.
New Competition Forcing Smaller Banks to Try (Almost) Anything
A big surprise is the willingness to offer crypto services. But the unwillingness to reconsider branch dependency could be a millstone.
Will Biden’s Regulators Totally Redefine Bank Mergers in 2022?
A convergence of new leadership in federal banking agencies and significant changes to bank merger policies promise major upheaval.
9 Retail Banking Reflections and Keys to Success for 2022
The best way that banks can prepare for the future is to reflect on the progress and shortfalls of the past.
Banking’s Role in the Rapidly Growing ‘Internet of Things’ World
Embedded banking and IoT is leading to a 'Thing Economy' where smart devices autonomously transact and engage in commerce.
Why (and How) a Community Bank Cultivates Crypto & Cannabis Clients
A small Florida bank seeks to fill a niche by serving riskier businesses — nationally — that other financial institutions shy away from.
7 Major Payment Trends that Will Shake Up Banking
From BNPL to super apps to real-time trends, payments will send bankers to their pain relievers of choice. But there's also opportunity.
Looking to 2022 and Beyond: New Rules for a New World
If financial institutions want to succeed in the digital 21st century, it'll be those that leverage data correctly, says author of "The Algorithmic Leader" Mike Walsh.
9 Pivotal Trends that Will Shape Banking Strategies
Technology is behind many, but not all, of the trends. Some represent serious operational challenges, others big revenue opportunities.
14 Surprising Predictions on the Future of Banking
Research predicts rapid change in key industry functions, prompting a shift of business models, but slower-than-expected change elsewhere.
Banks Can No Longer Ignore Climate Change (And Here’s Why)
This could be the biggest challenge since the 2008 financial crisis. Here's a sustainability crash course for banks and credit unions.
How Klarna’s Attack on the Payments System Could Impact Banking
The BNPL giant rolled out a "pay now" option and a charge card, raising big questions about what the future holds for traditional payments.
Six Retail Banking Technology Trends for 2022
The six trends will provide competitive advantages, including increased efficiency, improved experiences and future-proofed business models.
