The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
Settlement of a lawsuit that began in 2005 will shift the balance of power in how consumers pay merchants.
Financial Marketers Must Rethink Consumer Banking Campaigns
The pandemic affected how consumers see multiple financial needs. Tools and techniques for promoting services will have to evolve.
Payments Maturity Lacking at Most Financial Institutions
Banks and credit unions face an inescapable challenge to keep pace with the changes in the payments marketplace.
Banks Could Be the Future of ‘Buy Now, Pay Later’ Lending
While new ways to pay on the installment plan beckon, younger consumers attracted to fintech offerings could be wooed back by banks.
Where P2P Payments are Heading
Speed of payment has growing appeal and sets the stage for more interest and growth in real-time payments, says Fiserv expert.
Future of Mobile Wallets Uncertain as Growth Flatlines
Study shows that among younger adults, the trend is clearly up, but sagging interest among older U.S. consumers stalls overall growth.
Growing Impact of Payment Disruptors Threatens Financial Institutions
Financial institutions can't rely on consumer loyalty. Big techs and mega retailers can, and will, offer what consumers really want.
Buy Now, Pay Later Altering Consumers’ Credit Behavior Fast
Red hot 'BNPL' market is attracting scrutiny, which could give incumbents a bit of breathing space to craft the right response.
The Future of Payments is Fast, Seamless, Safe and Embedded
Payments are a competitive winner in banking, not just a cost center. IBM's global payments leader Mike Cook talks how banks can keep up with a new generation of payment providers.
Beyond P2P: The Future of Real-Time Payments
RTP is accelerating in the U.S., prompting new interest among community institutions and causing the Fed to advance the FedNow timeline.
What Banking Providers Need In Their Toolbox to Help SMBs
New buying habits raised demand for omnichannel and integrated payment solutions. Banks and credit unions are in a good position to respond.
The Importance of Global Payments Functionality
Community banks and credit unions that offer international payments services to their customers can keep ahead of the financial institutions only providing domestic transactions.
The Future of Payments in Banking is Fast, Seamless and Embedded
Can traditional banks keep pace with a payments ecosystem where innovation balances speed and security?
Startup Sees a Goldmine of Non-Interest Income in Virtual Cards
Virtual debit cards can slash online fraud while an interchange loophole boosts bank and credit union income.
Three Practical Applications for Artificial Intelligence in Payments
These data-driven AI technologies can help banks and credit unions pursue real digital transformation and generate more revenue.
Half of Mobile Users to Pay by Wallets by 2025 As Contactless Booms
Digital wallets will surf the coronavirus wave for at least half a decade as people avoid potential contamination.
Digital Transition Poses Key Payments Choices for Financial Institutions
A PwC expert says that growing competition from unusual sources will drive more institutions to partner for payments expertise.
‘Normal for Now’: The Future of Digital Banking and Payments
How much of consumers' changed financial behavior will revert back, and how much will remain long after COVID is behind us?
LendingClub (Now a Bank) Aims to Become a ‘Financial Health’ Brand
Acquiring Radius Bank sets the marketplace lender on a path to further penetrate the prime middle-class consumer market – at much lower cost.
Banking Providers Need to Upgrade Payment Routing Platforms
Smarter payment routing can reduce costs and complexity for payments system participants and improve consumers' checkout experience.
Growth of Digital Wallets and Contactless Payments Set to Explode
Adoption of digital wallets soared during the pandemic, accelerating growth forecasts to levels threatening the entire banking ecosystem.
How to Compete for Buy Now, Pay Later (BNPL) Customers
BNPL firms are cropping up more and more, points out Amount's Adam Hughes. How does it affect traditional POS card volume or traditional debit and credit card offerings?
‘Buy Now, Pay Later’ Programs: Threats and Opportunities in Banking
This fast-growing market presents significant challenges to traditional financial institutions hoping to serve younger consumers.
