Plaid’s Payment Invasion Could Radically Alter Card-Based Transactions
The data aggregator launched an accounts-based payments ecosystem with the potential to sharply impact both bank revenues and card networks.
The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
Marketplaces like Amazon and Walmart.com capture more and more consumer payments, but so are growing ranks of specialized vertical providers.
The data aggregator launched an accounts-based payments ecosystem with the potential to sharply impact both bank revenues and card networks.
A complex mix of revenues and expenses is not always understood by financial institutions, which can turn card programs into profit drains.
Financial marketers ramp up campaigns to capture holiday spend in a season that is all about cash rewards. But BNPL looms large.
As financial institutions pile on the BNPL bandwagon, Fitch Ratings issues warnings about the potential consequences of this trendy product.
Covid has not only been a great accelerator of digital payments, but also fraud. Financial institutions must balance risk with CX.
BNPL use is surging, but card issuers can win by delivering digital journeys that engage and delight cardholders.
Customers increasingly seek a frictionless experience. This growing demand has sparked the launch of one-stop financial ‘super apps’.
Facing intense competitive pressure, more and more financial institutions are jumping onto the BNPL bandwagon before it's too late.
Buy now, pay later is revolutionizing the marketplace — for both financial and non-financial firms. How can BNPL be a win-win solution for everyone involved? PayPal's vice president of global pay later products Greg Lisiewski has the answer.
Mastercard's entry into the BNPL fray, following Square, Goldman and others, could alter the dynamics of what has been a fintech playground.
No retail banking player can ignore BNPL. But five realities – impacting both consumers and institutions – could determine your involvement.
Banks must balance pressure to grow consumer credit with the need to monitor payment performance as buy now, pay later trend boosts debt.
How can corporate banks meet the evolving expectations of their clients and use digital technology to enhance the work of their skilled relationship managers?
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Needing to improve staff efficiency, Great River deployed new technology to centralize staff. The results? An 80% decrease in lobby wait times and 4-to-1 FTE.
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Faster payments effort, accelerated to 2023, will upend the economics and competitive balance of an essential part of the banking business.
Buy now, pay later isn't merely a Covid-related trend. Consumers who adopted it during the pandemic say they are likely to continue using it.
An inside look at what makes 'buy now, pay later' so hot, from revenue streams to funding – from the perspective of market leader Sezzle.
Banks and credit unions must 'lean into' technology to a much greater degree if they hope to prevent consumers from straying to fintechs.
Nearly all issuers saw declines for the first time in years. The pandemic revealed several weak spots relating to service, terms and rewards.
A more dynamic era driven by customer preferences and technology is bringing the card business up to speed.
Giving consumers more control is seen as a big plus, but pressure from neobanks, Ally and Walmart could make PNC vulnerable on pricing.
After making some key adjustments, the tech giant is ready to launch its blockchain-based Novi wallet, targeting the underbanked market.
The fast-growing BNPL market, popular with Millennials and dominated by fintechs, is already siphoning billions in revenue from banks.
Total debit card spending passed that of credit cards for the first time in 2020. The pandemic was a big reason, but not the only one.
In this live webinar, you'll see real examples of institutions using AI to maintain service quality, streamline internal processes, and enhance overall operational efficiency during transitions.
Read More about Enhance Customer Support and Employee Operations With AI
Discover how to harness data insights to predict needs, deliver relevant offers, and grow relationships with dynamic personal experiences.
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