The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
Attraction of low- and no-fee cards grows, at a time when points and miles cards have alienated some customers.
Walmart & Green Dot Turning Pre-Paid Cards into Checking Accounts
Anticipation about the mega-retailer's banking ambitions stokes fears, but the evolving role of hybrid fintech/neobank Green Dot is key.
Card Program Trends 2021: The Mid-Year Assessment
Banking is nearly halfway through what has been a most unpredictable and disruptive year in consumer payments trends.
Two Emerging Trends Signal Trouble for Both Fintechs & Regional Banks
As a new normal begins both must take a fresh look at what they are doing with mobile apps and beyond or get beaten by large national banks.
Why (and How) the Bilt Mastercard Is Revolutionizing Paying Rent
Paying landlords checks is a thing of the past. Consumers will soon be paying for their apartments with a credit card — and getting rewarded.
Five Ways to Stimulate Increased Debit Card Usage
Marketing can't be a daily core dump of features, but the frequency of promotional messages consumers will accept is higher than you'd think.
Zelle Stretches Far Past P2P Payments to ‘Digital Cash’ Role
Fast-growing payments app remains an option for banks and credit unions only. Players using banking-as-a-service programs aren't eligible.
Overdraft Fees: Will Big Banks Ditch Them for Good?
Regionals' attitudes on overdraft are changing, though megabanks don't appear to be there yet. Digital technology is providing new options.
Why Banks Must Be Ready for a ‘Less-Cash’ (But Not Cashless) Future
Don't toss out your currency-counting machines yet. Use of cash, that decidedly old-school form of payment, is seeing new signs of life.
Wells Fargo Launches Fresh Attack on Credit Card Market
New cashback rewards card for mass affluent is spearhead for a rejuvenated card program rolling out first phases over 2021-2022.
Payments and Digital Drive Consumers to Big Fintechs
New data confirms that consumer loyalties are shifting rapidly to large fintechs like PayPal, and that digital payments are a key reason.
Financial Marketers Must Rethink Consumer Banking Campaigns
The pandemic affected how consumers see multiple financial needs. Tools and techniques for promoting services will have to evolve.
Payments Maturity Lacking at Most Financial Institutions
Banks and credit unions face an inescapable challenge to keep pace with the changes in the payments marketplace.
Banks Could Be the Future of ‘Buy Now, Pay Later’ Lending
While new ways to pay on the installment plan beckon, younger consumers attracted to fintech offerings could be wooed back by banks.
Where P2P Payments are Heading
Speed of payment has growing appeal and sets the stage for more interest and growth in real-time payments, says Fiserv expert.
Future of Mobile Wallets Uncertain as Growth Flatlines
Study shows that among younger adults, the trend is clearly up, but sagging interest among older U.S. consumers stalls overall growth.
Growing Impact of Payment Disruptors Threatens Financial Institutions
Financial institutions can't rely on consumer loyalty. Big techs and mega retailers can, and will, offer what consumers really want.
Buy Now, Pay Later Altering Consumers’ Credit Behavior Fast
Red hot 'BNPL' market is attracting scrutiny, which could give incumbents a bit of breathing space to craft the right response.
The Future of Payments is Fast, Seamless, Safe and Embedded
Payments are a competitive winner in banking, not just a cost center. IBM's global payments leader Mike Cook talks how banks can keep up with a new generation of payment providers.
Beyond P2P: The Future of Real-Time Payments
RTP is accelerating in the U.S., prompting new interest among community institutions and causing the Fed to advance the FedNow timeline.
What Banking Providers Need In Their Toolbox to Help SMBs
New buying habits raised demand for omnichannel and integrated payment solutions. Banks and credit unions are in a good position to respond.
The Importance of Global Payments Functionality
Community banks and credit unions that offer international payments services to their customers can keep ahead of the financial institutions only providing domestic transactions.
The Future of Payments in Banking is Fast, Seamless and Embedded
Can traditional banks keep pace with a payments ecosystem where innovation balances speed and security?
