Apple’s Growth Strategy Emphasizes Payments + BNPL
Apple Pay expands with a BNPL option, so people can make installment purchases at retail stores using its proprietary mobile wallet.
Payments Trends
The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
Latest Spotlight Article:
Digital Wallet Paze Leans into Security and Speed as Shopping Season Looms
Early Warning's Paze is heading for some favorite websites. But there are no plans to bring it into physical stores — for now.
Popular Articles within Payments Trends:
Banks Getting Into BNPL Should Study CFPB Complaints First
Banks building their own Buy Now, Pay Later programs can avoid regulatory headaches by looking at the mistakes fintechs have made.
Can Traditional Banks Keep Up With Payments Transformation?
The payments landscape is changing, driven primarily by changing consumer expectations and the rise of new technologies, says Fiserv's president of digital payments and data aggregation Matthew Wilcox.
Taking Digital Wallets Beyond Payments by Turning Them Into ‘Super Wallets’
Digital wallets, with growing usage, are evolving into 'super wallets,' threatening banking's strategic role versus big techs and fintechs.
How Banks Can Transform Online Bill Pay Into a Personal Finance Tool
Newer tech simplifies money movement and management, helping to put banks and credit unions back into the center of peoples’ financial lives.
Lender Alert: Struggling Consumers Using BNPL Almost 4x More Than Others
Consumers report strong credit performance but higher usage by financially vulnerable must be monitored closely as inflation and rates rise.
Digital UX Key for Banks to Win Back Small Businesses from Fintechs
Banks must address gaps in digital capability to retain small business customers. Innovative features and ease of use are both essential.
How a New Mobile Payments App Is Building a Global ‘Crypto P2P’ Service
Fintech startup taps blockchain and 'Web 3.0' technology to give people a simple way to engage in decentralized finance on a mobile phone.
Gen Z Payment Trends: How They Use Cash, P2P and BNPL
Research uncovers trends and unexpected insights about how Gen Z views peer-to-peer payments, Buy Now, Pay Later and cash.
The Emerging Payments Trends Threatening the Future of Banking Revenues
Account-to-account (A2A) payments reduce interchange income and could hasten the decline of payment cards, but also bring new opportunities.
BNPL Is Now Officially Mainstream: What It Means for Lenders
The three major credit bureaus now collect BNPL data, which could alter the competitive balance between fintechs and banks and fuel growth.
Four Trends Redefining the Payments System in 2022
The payments battle grows hotter as it ranges from mobile technology to digital currency to invisible payments via the internet of things.
It Takes More Than Convenience to Acquire Credit Card Users
A low APR is still key, but new research reveals that active credit card users consider almost five factors, on average, when choosing cards.
Surging Use of Crypto Cards Warns Banks of a New Payments Disruption
Credit and debit cards backed by cryptocurrencies are on the verge of going mainstream. Use of Visa and Mastercard's platforms is key.
Is AmEx’s Consumer Checking Move Defense, Offense Or Both?
American Express presses further into banking, rolling out digital rewards checking. Experts assess what the card giant has in mind.
Banks Must Automate Data Preparation to Unlock Business Value
Back office operations impact efficiency and innovation. Automating finance and accounting departments in particular brings big benefits.
Why Banking Providers Need to Have ‘The Talk’ With Customers About BNPL
Many banks are unsure about offering 'buy now, pay later', but one thing they should do now is educate consumers on using it responsibly.
BNPL and Crypto Trends Influencing Consumer’s Banking Preferences
New financial products' growth amid increasing economic turmoil means that banks must figure out how to relate or face creeping obsolescence.
How Banks Can Create a White Label Response to BNPL Threats
Legacy financial institutions may be hesitant to recruit third party fintechs to build out their products, and improve the development process, but it's essential in order to outperform the competition, says Skeps CEO Tushar Srivastava.
Why Consumers Don’t Think BNPL Is ‘Debt’ (and Why It Matters)
Consumers see 'Buy Now, Pay Later' as a new way of buying, not borrowing. It is actual debt, but its impact on credit scores is unclear.
What Apple’s New iPhone Contactless Payments Assault Means
By turning its mobile phones into payment terminals the iconic tech company may have grand designs of challenging Visa and Mastercard.
In-House Incubator Creates Innovation Within Legacy Provider
Digital payment adoption is surging, but most banks and credit unions have innovated enough to keep up. That's where FIS comes in, says GoCart's co-founder Ashleigh DePopas.