These data-driven AI technologies can help banks and credit unions pursue real digital transformation and generate more revenue.
The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
Powered by cards and savings, Affirm founder Max Levchin is driving his company to become a major payments brand, challenging traditional consumer credit.
Popular Articles within Payments Trends:
Digital wallets will surf the coronavirus wave for at least half a decade as people avoid potential contamination.
A PwC expert says that growing competition from unusual sources will drive more institutions to partner for payments expertise.
How much of consumers' changed financial behavior will revert back, and how much will remain long after COVID is behind us?
Acquiring Radius Bank sets the marketplace lender on a path to further penetrate the prime middle-class consumer market – at much lower cost.
Smarter payment routing can reduce costs and complexity for payments system participants and improve consumers' checkout experience.
Adoption of digital wallets soared during the pandemic, accelerating growth forecasts to levels threatening the entire banking ecosystem.
BNPL firms are cropping up more and more, points out Amount's Adam Hughes. How does it affect traditional POS card volume or traditional debit and credit card offerings?
This fast-growing market presents significant challenges to traditional financial institutions hoping to serve younger consumers.
Goldman Sachs' Marcus is only growing in popularity with consumers, and with that, expanding its product offerings. Learn more from the bank's head of product of consumer business, Sonali Divilek.
Under increasing assault since the start of the pandemic, credit unions must prepare for new fraud trends to be able to protect consumer data.
Partnership with fintech backer Ribbit could bring major new financial services to masses in local communities that trust mega retailer.
Reducing points of contact during payment must be a top priority for financial institutions, and 'host card emulation' can ease the way.
Some might consider it too complicated. But Bank of America's rewards plan drives retention, deposit growth and sales, an executive reveals.
'Embedded banking,' 'buy now, pay later' and a new role for Venmo are among the developments banks and credit unions can't afford to ignore.
Retuning marketing angles for 2021 with coronavirus still out there demands an ear for what will really work in the vaccine-based new normal.
Calls grow for regulation of fintech-driven POS lending, but for some banks, a credit card variation could be at least a good defensive play.
Fintech payment giant's adoption of business banking-as-a-service could upend traditional players, but not all agree on that outcome.
Fast-growing mega-fintech siphons small business loans and transactions from banks. ILC charter plus P2P could impact the consumer market.
COVID has squeezed traditional revenues and accelerated digital pay choices, forcing incumbents to modernize to stay competitive.
COVID-19 accelerated demand that was already growing but megabank also saw the need for new digital twist on small business accounts.
Surge in contactless — both card-based and mobile wallets — also helps issuers and servicers. But legacy systems are holding them back.