The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
Powered by cards and savings, Affirm founder Max Levchin is driving his company to become a major payments brand, challenging traditional consumer credit.
Three Practical Applications for Artificial Intelligence in Payments
These data-driven AI technologies can help banks and credit unions pursue real digital transformation and generate more revenue.
Half of Mobile Users to Pay by Wallets by 2025 As Contactless Booms
Digital wallets will surf the coronavirus wave for at least half a decade as people avoid potential contamination.
Digital Transition Poses Key Payments Choices for Financial Institutions
A PwC expert says that growing competition from unusual sources will drive more institutions to partner for payments expertise.
‘Normal for Now’: The Future of Digital Banking and Payments
How much of consumers' changed financial behavior will revert back, and how much will remain long after COVID is behind us?
LendingClub (Now a Bank) Aims to Become a ‘Financial Health’ Brand
Acquiring Radius Bank sets the marketplace lender on a path to further penetrate the prime middle-class consumer market – at much lower cost.
Banking Providers Need to Upgrade Payment Routing Platforms
Smarter payment routing can reduce costs and complexity for payments system participants and improve consumers' checkout experience.
Growth of Digital Wallets and Contactless Payments Set to Explode
Adoption of digital wallets soared during the pandemic, accelerating growth forecasts to levels threatening the entire banking ecosystem.
How to Compete for Buy Now, Pay Later (BNPL) Customers
BNPL firms are cropping up more and more, points out Amount's Adam Hughes. How does it affect traditional POS card volume or traditional debit and credit card offerings?
‘Buy Now, Pay Later’ Programs: Threats and Opportunities in Banking
This fast-growing market presents significant challenges to traditional financial institutions hoping to serve younger consumers.
The Product Expansion Strategy of Marcus by Goldman Sachs
Goldman Sachs' Marcus is only growing in popularity with consumers, and with that, expanding its product offerings. Learn more from the bank's head of product of consumer business, Sonali Divilek.
Protecting Cardmembers Against Cybersecurity Threats in the ‘New Normal’
Under increasing assault since the start of the pandemic, credit unions must prepare for new fraud trends to be able to protect consumer data.
Walmart’s Fintech Deal Threatens a Much Deeper Banking Incursion
Partnership with fintech backer Ribbit could bring major new financial services to masses in local communities that trust mega retailer.
How Banks Can Keep Big Techs from Dominating Contactless Payments
Reducing points of contact during payment must be a top priority for financial institutions, and 'host card emulation' can ease the way.
Exclusive Insights Into BofA’s Massive Rewards Program
Some might consider it too complicated. But Bank of America's rewards plan drives retention, deposit growth and sales, an executive reveals.
5 Hot Banking & Payment Trends that Will Get Hotter
'Embedded banking,' 'buy now, pay later' and a new role for Venmo are among the developments banks and credit unions can't afford to ignore.
Reigniting Banking Customer Acquisition Strategies Demands Fresh Ideas
Retuning marketing angles for 2021 with coronavirus still out there demands an ear for what will really work in the vaccine-based new normal.
Buy Now, Pay Later: An Innovative Lending Program Heading for a Cliff?
Calls grow for regulation of fintech-driven POS lending, but for some banks, a credit card variation could be at least a good defensive play.
Is Stripe’s Lending and Payments Platform Move the Future of Banking?
Fintech payment giant's adoption of business banking-as-a-service could upend traditional players, but not all agree on that outcome.
Why Square’s Expanding Ecosystem Threatens Banking’s Future
Fast-growing mega-fintech siphons small business loans and transactions from banks. ILC charter plus P2P could impact the consumer market.
7 Major Payment Trends that Will Shake Up Banking in the Year Ahead
COVID has squeezed traditional revenues and accelerated digital pay choices, forcing incumbents to modernize to stay competitive.
How Chase Bank is Tackling Top Digital & Mobile Challenges
COVID-19 accelerated demand that was already growing but megabank also saw the need for new digital twist on small business accounts.
How New Consumer Payment Habits Advance Fintechs at Banks’ Expense
Surge in contactless — both card-based and mobile wallets — also helps issuers and servicers. But legacy systems are holding them back.
