Buy Now, Pay Later Altering Consumers’ Credit Behavior Fast
Red hot 'BNPL' market is attracting scrutiny, which could give incumbents a bit of breathing space to craft the right response.
Payments Trends
The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
Beyond P2P: The Future of Real-Time Payments
RTP is accelerating in the U.S., prompting new interest among community institutions and causing the Fed to advance the FedNow timeline.
What Banking Providers Need In Their Toolbox to Help SMBs
New buying habits raised demand for omnichannel and integrated payment solutions. Banks and credit unions are in a good position to respond.
The Future of Payments in Banking is Fast, Seamless and Embedded
Can traditional banks keep pace with a payments ecosystem where innovation balances speed and security?
Startup Sees a Goldmine of Non-Interest Income in Virtual Cards
Virtual debit cards can slash online fraud while an interchange loophole boosts bank and credit union income.
Three Practical Applications for Artificial Intelligence in Payments
These data-driven AI technologies can help banks and credit unions pursue real digital transformation and generate more revenue.
Half of Mobile Users to Pay by Wallets by 2025 As Contactless Booms
Digital wallets will surf the coronavirus wave for at least half a decade as people avoid potential contamination.
Digital Transition Poses Key Payments Choices for Financial Institutions
A PwC expert says that growing competition from unusual sources will drive more institutions to partner for payments expertise.
‘Normal for Now’: The Future of Digital Banking and Payments
How much of consumers' changed financial behavior will revert back, and how much will remain long after COVID is behind us?
LendingClub (Now a Bank) Aims to Become a ‘Financial Health’ Brand
Acquiring Radius Bank sets the marketplace lender on a path to further penetrate the prime middle-class consumer market – at much lower cost.
Banking Providers Need to Upgrade Payment Routing Platforms
Smarter payment routing can reduce costs and complexity for payments system participants and improve consumers' checkout experience.
Growth of Digital Wallets and Contactless Payments Set to Explode
Adoption of digital wallets soared during the pandemic, accelerating growth forecasts to levels threatening the entire banking ecosystem.
‘Buy Now, Pay Later’ Programs: Threats and Opportunities in Banking
This fast-growing market presents significant challenges to traditional financial institutions hoping to serve younger consumers.
Protecting Cardmembers Against Cybersecurity Threats in the ‘New Normal’
Under increasing assault since the start of the pandemic, credit unions must prepare for new fraud trends to be able to protect consumer data.
Walmart’s Fintech Deal Threatens a Much Deeper Banking Incursion
Partnership with fintech backer Ribbit could bring major new financial services to masses in local communities that trust mega retailer.
How Banks Can Keep Big Techs from Dominating Contactless Payments
Reducing points of contact during payment must be a top priority for financial institutions, and 'host card emulation' can ease the way.
Exclusive Insights Into BofA’s Massive Rewards Program
Some might consider it too complicated. But Bank of America's rewards plan drives retention, deposit growth and sales, an executive reveals.
5 Hot Banking & Payment Trends that Will Get Hotter
'Embedded banking,' 'buy now, pay later' and a new role for Venmo are among the developments banks and credit unions can't afford to ignore.
Reigniting Banking Customer Acquisition Strategies Demands Fresh Ideas
Retuning marketing angles for 2021 with coronavirus still out there demands an ear for what will really work in the vaccine-based new normal.
Buy Now, Pay Later: An Innovative Lending Program Heading for a Cliff?
Calls grow for regulation of fintech-driven POS lending, but for some banks, a credit card variation could be at least a good defensive play.
Is Stripe’s Lending and Payments Platform Move the Future of Banking?
Fintech payment giant's adoption of business banking-as-a-service could upend traditional players, but not all agree on that outcome.
Why Square’s Expanding Ecosystem Threatens Banking’s Future
Fast-growing mega-fintech siphons small business loans and transactions from banks. ILC charter plus P2P could impact the consumer market.
