The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
The abortive credit card settlement, ongoing battles over late fees and the Capital One-Discover merger, and more "junk fee" debates.
Behavior-Based App Helps Consumers Manage Rising Credit Card Debt
The app 'Debbie' is the Noom for credit cards. It uses behavioral psychology and habit-changing lessons to help consumers pay down card debt.
The Lines Between Credit Cards and BNPL Are Blurring
Increasingly it's getting harder to tell where debit and credit end and BNPL picks up, as the share of wallet fight escalates.
‘Pay By Bank’ Trend Is Next Front In Merchants vs. Banks Payments War
Merchants will turn the automated clearinghouse system against banks, payment experts say. With this 5-point plan, banks can counter the hit.
Durbin 2.0 Threat: Banks & Credit Unions Brace for Significant Impact
Banks relying on interchange fees to fund credit card rewards programs face difficult budgetary decisions if the Durbin bill passes.
5 Payment Trends to Watch in 2023d
Big shifts in the payments space — crucial to banks — include a major P2P payment move by Amazon and a bigger role for debit cards.
FedNow and the Future of Instant Payments
Competition in real-time payments will intensify when the Federal Reserve launches its long-awaited entry. What it means for banks.
Debbie: An Innovative Rewards Platform for Managing Debt
Credit card balances are reaching new highs, and consumers aren't paying their balances in full. Debbie cofounders Frida Leibowitz and Rachel Lauren say they have the solution.
Chase’s Playbook to Beat PayPal and Square in Digital Payments
Integrating digital payments and small business services with banking is why the megabank is less 'scared' of big fintechs now.
How Banks Can Fight the Surge in Account Takeover Fraud
Knowing a banking customer’s financial habits helps in the tense battle against identity theft and account takeovers.
How Card Issuers Can Stay Top of Wallet Amid Fierce Competition
With a billion credit cards in use in the U.S., and BNPL gaining fast, primary card status is tougher to achieve (and more vital) than ever.
Overdraft Fees: Worth the Publicity Headaches and the Fines?
Black eyes and penalties out of Washington drive changes in overdraft pricing and policy, creating a revenue hole and leaving some hanging.
What the Data-Driven Bank of the Future Looks Like
Banks will make better use of data to enhance decision making, automate processes and personalize CX. Here's how they can get there.
Webinar: Risk & Response: Building Predictive Indicators Into Credit Marketing
Explore strategies for identifying, engaging and winning with consumers by adopting a risk to response mindset across campaign types.
Costly Truth for Banks: Cash Payments Are Down But Not Out
Consumers and businesses are inching closer to a cashless world. Closer, but not all the way, and that presents some challenges for banks.
CFPB to Unleash BNPL Rules that Would Also Impact Data Mining
Fintech firms like Klarna, Affirm and PayPal face a brand-new regulatory regime for buy now, pay later plans as bureau clamps down.
Zelle Small Business Payments Help Power the ‘P2P’ App’s Rapid Growth
The head of the bank-owned P2P payments app says QR code business payments are hot now, and responds to Zelle's high-profile fraud issues.
FedNow: The Future of Instant Payments
FedNow is coming closer to completion, and it'll allow financial institutions of all sizes to provide safe and effective payment solutions to customers. Here's what it'll look like says FedNow business executive at the Federal Reserve Financial Services Nick Stanescu.
Capitalizing on the ‘Pay with Points’ Credit Card Rewards Trend
Credit card reward points, historically limited to specific purchases, are becoming a type of currency, a trend that could boost card usage.
Digital Wallets and Push Provisioning Enlarge Banks’ Payment Options
Customers demand intuitive, easy payment options. Banks and credit unions can meet the expectation by getting on board with digital wallets.
Rising Credit Card Debt Signals Bleaker Financial Outlook for Consumers
Wringing inflation out of the system is already hurting many consumers as rates rise. More pain is coming for them and for banks and fintechs.
Credit Card Rewards Would Be Collateral Damage in ‘Durbin 2.0’ Bill
The Durbin Amendment is blamed for the near elimination of debit card rewards. A new Durbin bill could do the same for credit card rewards.
Inside Citizens Bank’s Growing ‘Buy Now, Pay Later’ Strategy
As inflationary realities, worries about recession, and potential regulation for fintech BNPL firms increase, Citizens Pay keeps growing.
