The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
The walls between banking and payments, credit and savings will dissolve in the hands of a few dominant players.
How Card Issuers Can Stay Top of Wallet Amid Fierce Competition
With a billion credit cards in use in the U.S., and BNPL gaining fast, primary card status is tougher to achieve (and more vital) than ever.
Overdraft Fees: Worth the Publicity Headaches and the Fines?
Black eyes and penalties out of Washington drive changes in overdraft pricing and policy, creating a revenue hole and leaving some hanging.
What the Data-Driven Bank of the Future Looks Like
Banks will make better use of data to enhance decision making, automate processes and personalize CX. Here's how they can get there.
Webinar: Risk & Response: Building Predictive Indicators Into Credit Marketing
Explore strategies for identifying, engaging and winning with consumers by adopting a risk to response mindset across campaign types.
Costly Truth for Banks: Cash Payments Are Down But Not Out
Consumers and businesses are inching closer to a cashless world. Closer, but not all the way, and that presents some challenges for banks.
CFPB to Unleash BNPL Rules that Would Also Impact Data Mining
Fintech firms like Klarna, Affirm and PayPal face a brand-new regulatory regime for buy now, pay later plans as bureau clamps down.
Zelle Small Business Payments Help Power the ‘P2P’ App’s Rapid Growth
The head of the bank-owned P2P payments app says QR code business payments are hot now, and responds to Zelle's high-profile fraud issues.
FedNow: The Future of Instant Payments
FedNow is coming closer to completion, and it'll allow financial institutions of all sizes to provide safe and effective payment solutions to customers. Here's what it'll look like says FedNow business executive at the Federal Reserve Financial Services Nick Stanescu.
Capitalizing on the ‘Pay with Points’ Credit Card Rewards Trend
Credit card reward points, historically limited to specific purchases, are becoming a type of currency, a trend that could boost card usage.
Digital Wallets and Push Provisioning Enlarge Banks’ Payment Options
Customers demand intuitive, easy payment options. Banks and credit unions can meet the expectation by getting on board with digital wallets.
Rising Credit Card Debt Signals Bleaker Financial Outlook for Consumers
Wringing inflation out of the system is already hurting many consumers as rates rise. More pain is coming for them and for banks and fintechs.
Credit Card Rewards Would Be Collateral Damage in ‘Durbin 2.0’ Bill
The Durbin Amendment is blamed for the near elimination of debit card rewards. A new Durbin bill could do the same for credit card rewards.
Inside Citizens Bank’s Growing ‘Buy Now, Pay Later’ Strategy
As inflationary realities, worries about recession, and potential regulation for fintech BNPL firms increase, Citizens Pay keeps growing.
Rising Numbers of Stressed Consumers Seek Alternatives to Credit Cards
Higher interest rates and alternative lending options, especially BNPL, prompt financially strained consumers to spend less on plastic.
Retail Payments Shift as BNPL, Digital Wallets & Curbside Pick-Up Gain
Merchants' desire to improve customer experience could produce winners and losers among banking payments providers.
Cultivating Trust in a Complex Payments Landscape
With multiplying payment options, financial institutions have a massive opportunity to become trusted advisers to consumers and businesses.
Digital Wallets Will Dominate Global Ecommerce Payments by 2025
Sweeping payment-trends study confirms preeminence of mobile money everywhere retail purchases are made. Real-time payments are also surging.
How Banking Providers Can Tap Subscription Economy Revenue
Financial institutions can develop a lucrative payment stream by giving customers reasons to process subscription payments with them.
5 Ways Banks Can Prevent Small Business Defections to Fintechs
Small businesses are underserved when it comes to their digital banking needs. Find out how to give them what they need before they move on.
Why a Tiny Credit Union Sued Apple Over Unfair Tap-to-Pay Rule
Apple Pay has enjoyed exclusive access to iPhone payments, enabling it to charge banks and credit unions whose customers upload their cards.
The Pros & Cons of ‘Cashback Calendar’ Credit Card Rewards
Cashback is a fan favorite of credit card rewards programs, but should a rotating cashback calendar be part of your card marketing lineup?
What Klarna’s Cratering Valuation Means for BNPL’s Future
Buy now, pay later was a wave that never crested, until now. Market saturation, regulation and a possible recession are dragging it down.
