The latest news on fintech banking trends, how banks partner with fintechs, how fintechs disrupt payments, and how fintechs redefine the future of banking.
Banks need to prepare now for radical change up and down the demographic spectrum, from young to old.
Taking Community Banks National Demands a Niche and a Strategy
Building innovation on a basic bank chassis to produce fresh growth and expansion means venturing beyond your institution's comfort zone.
Wealthfront: Transforming From a Robo-Advisor to Digital Bank
Andy Rachleff, co-founder of Wealthfront, and his business partner Dan Carroll took the financial industry by storm when they built Wealthfront. Since its launch, it has evolved from wealth management platform to digital savings products and, now, checking accounts.
How BaaS Turns Traditional Banks Into Digital Deposit & Loan Machines
Banking-as-a-service could be a huge win for financial institutions that seize the opportunity, and a growing threat to those that ignore it.
How Banks Can Beat Aggressive Fintechs for Business Deposits
Ecommerce fintechs introduce small business bank accounts that compete with traditional financial institutions. But they can fight back.
Financial Wellness Tools Propel Fintech Deeper into Banking Space
MoneyLion, with six million members, sports a new banking app and digital money-management features suited to COVID-impacted consumers.
Debit Cards Dominating Retail Payments, Fueled by P2P and eCommerce
New data from annual PULSE survey shows a big jump in digital transactions even before COVID, a clear sign of changing consumer habits.
Varo Disrupts Status Quo as First Fintech with National Banking Charter
The upstart challenger bank becomes the first to get OCC approval. Banking experts and Varo's CEO explain the potential impact.
Amazon Continues Pushing Deeper Into Banking Services
Savvy ecommerce giant ramps up banking-as-a-service and partnership programs to boost sales. For a handful of banks it's a prime opportunity.
Digital Optimization is Banking’s Next Big Battle in Fintech War
So your financial institution has undergone a digital transformation — now what? You must drive innovation through digital optimization.
U.S. Challenger Banks Turn Up the Heat on Incumbents
SoFi's bid to become a national bank may signal a new phase of fintech expansion. But experts say Square's ILC charter will have more impact.
What Banks Can Learn from Fintechs about Digital Onboarding
How many clicks does it take to open an account digitally at your institution? Exceed 45 and neobanks will munch your lunch, post-Covid.
Fintech Charters Signal a Tectonic Realignment in Banking
New life for the specialized charter plus a payments version rank high for Acting Comptroller Brian Brooks, former fintech and bank exec.
Challenger Bank Grows by Supporting Financial Inclusion
Stuart Sopp, founder and CEO Current, says the Covid-19 pandemic was the launchpad for the digital bank. It already serves over a million active users a year, and is forecasted to keep growing.
Marcus by Goldman Sachs: Perfectly Positioned Post-Pandemic
Marcus by Goldman Sachs keeps growing by providing high-value banking products that are simple to use and easy to understand.
A Hybrid Fintech Startup Foretells Banking’s Future
A challenger bank's credit marketplace could be seen as a threat or a way forward for banks and credit unions as banking continues to evolve.
Are Challenger Banks on the Rocks? Or Will They Rock You?
Challenger banks and other fintechs have hit a rough stretch due to funding issues and lower revenue. But don't start celebrating just yet.
Fintechs Threaten to Disrupt the Small Business Banking Market
Traditional banking products leave crucial gaps that expanding digital platforms like Shopify are filling. Personalized service is key.
Is There a Fintech Fallout on the Horizon?
During the Covid-19 pandemic, digital banks rose to the surface in banking. Hear from Anthony Thomson, who is the chairman and co-founder of three (Metro Bank, Atom Bank, and 86 400) on how his team have done it.
COVID-19’s Impact on the Future of Fintech
Many fintech organizations, especially the newest, will not survive past the pandemic primarily due to lack of funding and reduced revenues.
How Fintech Unicorn Lemonade is Disrupting Insurance
Lemonade, a fintech unicorn, is rattling the insurance industry. Its CEO Daniel Schreiber joins Jim Marous to talk about the technology it's integrating and its business model.
Gauging the Post-COVID Winners and Losers Among Banks & Fintechs
The impact of the pandemic and a global recession will reinvent banking. Exaggeration? Maybe, but can any institution afford to wait and see?
Gap Between Legacy Banks & Fintech Firms Has Shrunk Since COVID
Consumer needs driven by the coronavirus crisis have pushed traditional financial institutions to catch up with digital nonbank rivals.
