The latest news on fintech banking trends, how banks partner with fintechs, how fintechs disrupt payments, and how fintechs redefine the future of banking.
Founder and CEO Max Levchin hopes to see merchants someday deploy marketing dollars on Affirm payment plans like companies buy Google AdWords.
How New Consumer Payment Habits Advance Fintechs at Banks’ Expense
Surge in contactless — both card-based and mobile wallets — also helps issuers and servicers. But legacy systems are holding them back.
How Financial Marketers Can Punch Back at ‘Consumer-Friendly’ Neobanks
Enticing 'free banking' offers can't be maintained forever because eventually challenger banks must face market realities. Build your offense now.
Truist’s CMO Has Strong Views on Fintechs and Personalization
Vinoo Vijay, architect of Ally Bank's early marketing and a TD Bank alumnus, will help the SunTrust-BB&T megamerger deliver on its promise.
WeBank: The Most Advanced Digital Bank in the World
WeBank was the first digital-only bank to hit the Chinese banking industry, and it was founded as a way to provide banking solutions to underserved customers and SMBs, says executive vice president and CIO Henry Ma.
Insights from 9 Global Banking and Fintech Innovation Leaders
Hear is innovation wisdom from nine top-of-the-line experts interviewed on the Banking Transformed podcast.
U.S. Financial Institutions Now Lead Europe in Open Banking (Here’s Why)
Use of API-based data sharing between banks and fintechs is growing fast — and without regulation. All size institutions stand to benefit.
Are Financial Institutions Wasting Their Time Chasing a Digital Dream?
Customer experience is more than a great mobile app. Your digital banking must be very good, but great relationships are what you want.
Digital Transformation: Card Innovation Can No Longer Wait
From COVID-19 to tech giants, consumers' expectations for digital experiences keep ramping up. How should issuers respond?
Fintech Buys Bank in Pursuit of Radical New Business Model
New twist on what a bank is blends concepts of deposits with spendable Treasury bills and Netflix-style pricing. It's just square 1 for Jiko.
BankMobile: From Fintech Bank to Techfin Platform
BankMobile started out as a brainchild of Customers Bank. Then, it acquried a college student checking platform, then it partnered with Sprint Mobile. Later, it partnered with GooglePay. Co-founders Jay and Luvleen Sidhu discuss the digital bank's story and the plans for growth in banking.
Digital-First Banking Doesn’t Mean Chasing Every Fintech Innovation
This digital pioneer goes branchless but says no to partnerships with Google & Alexa voice banking. Listening to what consumers want is key.
Google Banking: Big Opportunity or Great Risk for Banks?
Several large and small financial institutions have agreed to partner with the tech giant. Should you? Consider these pros and cons first.
Varo: The First Nationally Chartered Fintech Bank
Why did Varo pursue a national charter? Better question yet, how did it achieve it? The digital bank's founder and CEO Colin Walsh sat down with Jim Marous to talk through the process of earning a U.S. charter and the benefits of existing as an exclusively-digital bank.
Taking Community Banks National Demands a Niche and a Strategy
Building innovation on a basic bank chassis to produce fresh growth and expansion means venturing beyond your institution's comfort zone.
Wealthfront: Transforming From a Robo-Advisor to Digital Bank
Andy Rachleff, co-founder of Wealthfront, and his business partner Dan Carroll took the financial industry by storm when they built Wealthfront. Since its launch, it has evolved from wealth management platform to digital savings products and, now, checking accounts.
How BaaS Turns Traditional Banks Into Digital Deposit & Loan Machines
Banking-as-a-service could be a huge win for financial institutions that seize the opportunity, and a growing threat to those that ignore it.
How Banks Can Beat Aggressive Fintechs for Business Deposits
Ecommerce fintechs introduce small business bank accounts that compete with traditional financial institutions. But they can fight back.
Financial Wellness Tools Propel Fintech Deeper into Banking Space
MoneyLion, with six million members, sports a new banking app and digital money-management features suited to COVID-impacted consumers.
Debit Cards Dominating Retail Payments, Fueled by P2P and eCommerce
New data from annual PULSE survey shows a big jump in digital transactions even before COVID, a clear sign of changing consumer habits.
Varo Disrupts Status Quo as First Fintech with National Banking Charter
The upstart challenger bank becomes the first to get OCC approval. Banking experts and Varo's CEO explain the potential impact.
Amazon Continues Pushing Deeper Into Banking Services
Savvy ecommerce giant ramps up banking-as-a-service and partnership programs to boost sales. For a handful of banks it's a prime opportunity.
Digital Optimization is Banking’s Next Big Battle in Fintech War
So your financial institution has undergone a digital transformation — now what? You must drive innovation through digital optimization.
