The latest news on fintech banking trends, how banks partner with fintechs, how fintechs disrupt payments, and how fintechs redefine the future of banking.
Founder and CEO Max Levchin hopes to see merchants someday deploy marketing dollars on Affirm payment plans like companies buy Google AdWords.
LendingClub (Now a Bank) Aims to Become a ‘Financial Health’ Brand
Acquiring Radius Bank sets the marketplace lender on a path to further penetrate the prime middle-class consumer market – at much lower cost.
How Fintechs and Social Changes Are Radically Reshaping Banking
Technology and evolving consumer views could unravel the business model of financial institutions but also provide new avenues for growth.
The Rise of Big Tech Platforms in Banking
Big tech platforms — like Amazon and Google — are encroaching in the financial service sector from checking accounts to contactless payments. Hear from Oxford University professor Pinar Ozcan on banks can innovate to stay ahead.
The Secret Financial Lives of Consumers Banks Don’t Know About
Consumers are increasingly turning to fintechs and other 'shadow banking' alternatives for checking, savings, credit cards and investments.
Why Banks Must Take PayPal’s ‘Super App’ Seriously
People want their financial lives simplified, which is why PayPal says it is turning its digital wallet into a 'super app' to rule them all.
5 Things You Must Do to Become a True Digital Banking Competitor
Functionality is the foundation, but it won't differentiate your institution. Four other user experience elements are required.
Varo Bank Launches Across the U.S. With Massive Marketing Blitz
The first fintech to get a national bank charter in the U.S. is unleashing a major brand campaign focused on 'financial inclusion.'
Bezos May Be Stepping Down, But Amazon’s Banking Ambitions Remain
As a new stage commences for the ecommerce giant, it may be a tossup between 'banking as a service' and 'Amazon as a service.'
Why Bank + Fintech Partnerships Are Going Nowhere
Myopia reigns as financial institutions fail to focus on revenue opportunities and don't home in on services consumers clamor for.
Do Fintechs Scare You As Much As They Do These CEOs?
Dismissing challengers in any form is a luxury no bank or credit union can afford any longer. But sound strategy beats sleepless nights.
Who Says You Need A Charter To Be A ‘Bank’?
BankMobile ditches the Holy Grail others seek — a banking charter — to become a full-fledged nonbank fintech company.
What the Surge in Fintech Launches Signals for Banking’s Future
When even Chase fears the impact of fintechs, it tells you things have changed. No institution can ignore the trend or fail to respond.
Walmart’s Fintech Deal Threatens a Much Deeper Banking Incursion
Partnership with fintech backer Ribbit could bring major new financial services to masses in local communities that trust mega retailer.
Digital Bank Now Rewarding Checking Customers With Bitcoin Bonuses
Leaning into the white hot crypto trend, one bank has rolled out a Bitcoin rewards checking product. Will more follow, or shun the fad?
Will Neobanks Shift from Growth to Profit In The Year Ahead?
While these disruptors may seem to lead a charmed life, their investors still want an ROI and as neobanks age they have to start producing.
Is Challenger Bank Chime the Future of Retail Banking?
Chime received a massive boost thanks to Covid. Here's what senior execs in the banking industry must know about this tech-fueled 'alt bank.'
What A Biden Presidency Will Mean to Banks & Credit Unions
Amid COVID, recession and industry transition, Democrat priorities like fair-lending and inclusion step up as fintech issues loom larger.
Tinkoff: Russia’s Challenger Bank of the Future
Digital bank Tinkoff is a lone wolf in Russia, but it is amassing attention internationally. It's picking up awards for its digital channels and cloud-based call center, which are growing as its CEO Oliver Hughes sets his eyes on building a lifestyle super app.
Starling: Not Your Typical Challenger Bank
There are hundreds upon thousands of fintechs and digital banks, all with a niche and new problem they're trying to solve. But Starling Bank is different, and its CEO Anne Boden explains why.
Why Community Financial Institutions Must Tap Into Platforms’ Power
Google's new Plex bank account platform may mean that all financial institutions must find a big tech or fintech partner — or stop growing.
Google Claims It Has ‘No Interest In Ever Becoming a Bank’
'Plex,' a combined checking and savings product that plugs into the Google Pay wallet, pulls in more banks. Citibank explains its plans.
Challenger Bank Strategies for Banks and Credit Unions
Taking a page from challengers' playbooks can help traditional institutions avoid the 'commodity' product trap and spur customer acquisition.
