9 Big Ideas From The Financial Brand Forum 2015
Here are nine big ideas explored at the Forum 2015 that should be shaping your financial institution's strategy.
Banking Trends & Strategies
The latest trends and strategies in banking, with ideas, insights and research senior executive bank management teams need to build their strategic plans.
Latest Spotlight Article:
As the Fed Trims Rates Banks Must Adjust Both Deposit and Credit Strategies
Pressure on funding costs might ease, but that's not the whole picture. Here are five key points to weigh as the Fed begins lowering rates.
Popular Articles within Banking Trends & Strategies:
Banking Rebundled
Financial institutions will be the "attractors" of the future, rebundling an emerging set of banking services from a variety of providers.
28 of The Most Influential Voices In Banking
The Finserv 25 is a list of the most respected influencers in the financial services industry as selected by their peers.
The New Product Development Dilemma In Banking
Larger banks are too big to turn the ship in a timely fashion, and smaller banks have no one who knows how to turn the wheel.
Top 10 Articles of 2014
What subjects interested readers most last year? Digital marketing, big data, Millennials, branch design and social media topped the list.
Top 10 Retail Banking Trends and Predictions for 2015
An annual retail banking forecast compiled from more than 60 global financial services leaders and industry analysts.
7 Major Trends Redefining Today’s Banking Consumers
Financial marketers can sharpen their strategic plan with this fascinating research-based psychological profile of today's banking consumers.
The Annual ‘2014 State of Checking Consumers’ Report
Research reveals how consumers feel about banks, which checking features they want most, what channels they like, and why they'd switch.
What Bank Marketers Should Know About The Fed’s Survey of Consumer Finances
According to a recent Federal Reserve Bulletin: “The Federal Reserve Board’s triennial Survey of Consumer Finances (SCF) collects information about family incomes, net worth, balance sheet components, credit use, and other financial outcomes. The 2013 SCF reveals substantial disparities in the evolution of income and net worth since the previous time the survey was conducted, […]
Bigger Challenges & New Priorities Face Banking Industry
Today's banking challenges require investment in core systems replacement, digital channels and data analytics to ensure competitiveness.
Banks’ Digital Marketing Hyperopia
Don’t bother looking it up. Hyperopia is a term that refers to far-sightedness–for the purpose of this blog post, it’s important to know that it’s the opposite of myopia. Myopia being the term used by Kevin Tynan, CMO of Liberty Bank for Savings, in an editorial in American Banker titled Banks Have a Case of […]
The New ‘Digital Banking Report’
Jim Marous acquires the Online Banking Report, which he will be renaming the Digital Banking Report going forward.
What Will Banking Look Like in 20 Years?
The Financial Brand asked banking executives what they believe banking will look like in 20 years. The answer: It's all digital.
Prepare for Rising Rates Before It’s Too Late
More consumers will be shopping online for interest-bearing checking accounts. Is your bank poised to compete?
Welcome to Retail Banking Strategies
A personal message from Jim Marous about Retail Banking Strategies, a new section here on The Financial Brand.
One Third of Consumers Are Now Banking Without Branches
One in three Americans haven't visited a bank branch in the last six months. But half of all consumers still bank in person.
The Debanked: An Update On Unbanked Consumers
Unbankedness is not the problem that many people want to make it out to be. It's time to revise our definition of the term unbanked.
PwC Data on Banking in 2020
PwC released an excellent report recently, titled Retail Banking 2020: Evolution or Revolution? Reading through the report triggered some thoughts: PwC: Fewer than 20% of (banking) executives feel well-prepared for the future. My take: The other 80% told the truth. ———– PwC: 70% of global bank executives believe it is very important to consider how […]
Retail Bankers Unprepared For The Future
While global retail bankers agree on the strategic priorities for the future they find themselves unprepared to address these priorities.
The Myopia in the Banking Industry
The path to success in banking isn't about moving money faster. It's about developing products and services to help the next generation.
How Three Credit Unions Are Cultivating Relationships With Gen-Y Members
Three credit unions explain how they are using trust, service and loyalty to build new relationships with millennial members.
Community Banks & Credit Unions Could Steal Megabank Market Share
Big banks are vulnerable, but smaller institutions need to ramp up their investments in marketing and branding to capitalize.