CFPB’s New Director is No Fan of Banks
To appease the Progressive Left, the Biden administration continues to appoint regulators likely to make life difficult for banks.
Banking Trends & Strategies
The latest trends and strategies in banking, with ideas, insights and research senior executive bank management teams need to build their strategic plans.
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Relationship Fragmentation is Killing Loyalty: How Should Banks Respond?
While consumers generally like their primary financial institution, satisfaction no longer drives loyalty or even retention. How can banks retool to respond?
Popular Articles within Banking Trends & Strategies:
Return of The Postal Bank: Another New Rival or a Bad Joke?
Postal banking is making a comeback in the U.S., but the banking industry is battling the politicians who advocate its return.
Startup Bank Goes All-In Gambling on a Niche Market
Seeking long-term large deposit relationships Lexicon Bank balances compliance duties with marketing itself as a home for poker professionals.
The Great Banking Debate Rewind
Did you hear about the great banking debate? If not, that's okay. Jim joined Cornerstone Advisors' director of research Ron Shevlin to break it down.
Green Banking: Brand Differentiator, Regulatory Requirement or Both?
Consumers favor 'sustainable banking,' but, equally important, financial institutions face looming regulations forcing them to take action.
Biden’s New Regulatory Pick Would Rip Entire U.S. Banking System Apart
President's nominee for Comptroller of the Currency comes with a stack of opinions on the future of financial services, some quite startling.
Why Are So Many Credit Unions Buying Banks?
Cross-industry acquisitions, once rare, have shot up under the pressure to grow. Policy issues threaten to quash the trend.
Propelled By the Pandemic, Bank Innovation Surges
Building on the momentum created during the pandemic, financial institutions are creating a culture of innovation as a way to differentiate.
What’s Next in the ‘BankMobile’ Story Since Its SPAC Spinoff
Now on its own without a charter, BM Technologies looks to enhance existing partnerships and add new ones, including BaaS for banks.
Regulators’ Revenge: Fintechs’ Success Spurs Calls for More Oversight
As fintechs and big techs encroach deeper into banking, legislators and analysts are raising calls for increased regulation.
9 Tech and Payment Trends Shaping Community Institutions’ Future
Banks and credit unions must 'lean into' technology to a much greater degree if they hope to prevent consumers from straying to fintechs.
Bank Regulators Set Risk Guidance for Fintech Partnerships
The framework aims to ensure community banks make good choices, so it takes everything into account, including funding, management depth, business recovery strength and more.
10 Factors That Will Determine Banks’ Future Relevance
Banks and credit unions no longer have a cushion of time to meet competitive challenges. Clear strategies and definite actions are needed.
FDA Vaccine Approval Prompts New Mandates in Banking
With the FDA approval of the first vaccine, consumers and employers are increasingly supportive of mandates that keep others safe.
6 Global Megatrends Senior Bank Execs Can’t Afford to Ignore
Six trends completely reshaping the retail, tech and health sectors will soon impact banks that often lag far behind these other industries.
Reinvent and Reimagine: Traditional Banks Have Work To Do
Digital giants like Google and Apple are more than a match for financial institutions in some areas, but incumbents can still prevail.
8 Fintech Trends That Are Changing Banking Forever
Fintech innovations continue to transform every aspect of banking. Here are eight ways fintechs are forcing traditional banks to adapt.
Biden’s Attack on Bank Mergers Ignores Neobanks & Fintech Trends
Critics say administration focuses too much on traditional bank and bank combinations and not enough on the real world.
How One Florida Bank Is Embracing the Green Banking Agenda
Banking has been a slow-moving turtle in the eyes of environmentalists. Newly-established Climate First Bank could change that view.
White House Tells CFPB to Hit the Accelerator on Bank Data-Share Rules
People could soon request all of their financial data and demand their banking provider share it with a third party, thanks to Biden's plan.
How Community Banks Can Stay Relevant in the Face of a Digital Assault
Traditional strengths still count, yet the ability to innovate and adapt are key. Asset size does play a role, bankers and others note.
Neobanks Could Get Slammed As Biden Rearms CFPB
As the bureau re-asserts its broad authority in pursuit of an aggressive agenda, challengers and fintechs will be scrutinized.