Even as Financial Worries Grow, U.S. Consumers Keep Using Credit Cards
Inflation keeps many Americans relying more and more on credit cards to get by. Meanwhile, lenders favor super prime borrowers.
The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
Inflation keeps many Americans relying more and more on credit cards to get by. Meanwhile, lenders favor super prime borrowers.
Inflation keeps many Americans relying more and more on credit cards to get by. Meanwhile, lenders favor super prime borrowers.
Increasingly 'money' will be digital and currency will become the stuff of history, predicts futurist Brett King.
'One card to rule them all' is one guess. But it's barely an explanation in the competitive payments space. Experts debate Visa's long game.
The bureau's 'interpretive rule' used a regulatory fast pass to get on the books ahead of the election cycle. Will it work?
With credit card fraud losses increasing over recent years, financial institutions must take extra care to protect cardmembers.
Recent data from the New York Fed uncovers a growing – and worrisome – population of "maxed out" borrowers.
Limits on late fees may force issues to consider new revenue models, including subscription pricing.
After a federal district court pauses CFPB's late fee rule, issuers have breathing room to find alternative revenue sources.
A new study shows Gen Z ramping up spending and debt, even while their understanding of credit is weak.
Many don't see the need for a card representing an account they use on their smartphone. But don't ditch cards entirely for Gen Z consumers.
Chase Media Solutions, now followed by Revolut's own effort on new media revenues, raise questions about privacy, personal data and what consumers will trade for them.
Settlement of a lawsuit that began in 2005 will shift the balance of power in how consumers pay merchants.
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Credit card lending boosts big banks' loan growth as consumer spending normalizes post-pandemic.
Pix instant payments accelerated way beyond credit and debit in 2023. Growing popularity for digital wallets could give FedNow an opening.
Build a credit card strategy that balances profitability and risk, adopts the latest technology and delivers on customization.
Consumers love the convenience, but new research finds nagging disappointment the wallet experience.
Innovation isn't everything as the growing ranks of buy now, pay later users favor factors that play to older firms' strengths.
Younger consumers are ready to become credit union customers, if the industry leans into its strengths, powered by digital technology.
Biden lauds CFPB's card late fee final rule as the banking industry heads to court to kill it.
TD joins early adopters like J.P. Morgan Payments, Square and Stripe in empowering merchants to use iPhones as payment terminals.
The walls between banking and payments, credit and savings will dissolve in the hands of a few dominant players.
If Capital One successfully picks up Discover's payments network, the result will be a major realignment of the payments space.
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