The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
A surprising twist where the first Trump administration's acting Comptroller of the Currency and Biden officials both like the same idea.
Gen Z Credit Card Use is Outpacing Millennials’, Amid Financial Stress and Ballooning Debt
A new study shows Gen Z ramping up spending and debt, even while their understanding of credit is weak.
When Will Mobile Banking Finally Kill the Plastic Credit Card?
Many don't see the need for a card representing an account they use on their smartphone. But don't ditch cards entirely for Gen Z consumers.
Will Banks and Fintechs Become Retail Media Networks?
Chase Media Solutions, now followed by Revolut's own effort on new media revenues, raise questions about privacy, personal data and what consumers will trade for them.
How the Mastercard/Visa Settlement with Retailers Could Remake the Payments Business
Settlement of a lawsuit that began in 2005 will shift the balance of power in how consumers pay merchants.
Credit Cards Fuel Big Banks’ Loan Growth Amid ‘Normalization’
Credit card lending boosts big banks' loan growth as consumer spending normalizes post-pandemic.
Instant Payments: What FedNow Could Learn From Brazil’s Pix
Pix instant payments accelerated way beyond credit and debit in 2023. Growing popularity for digital wallets could give FedNow an opening.
Navigating Credit Card Issuing in an Uncertain Economic Environment
Build a credit card strategy that balances profitability and risk, adopts the latest technology and delivers on customization.
Consumers Have Embraced Digital Wallets. But They Also Want Them to Be Better
Consumers love the convenience, but new research finds nagging disappointment the wallet experience.
Shocker: Amex, Chase and Citi Top BNPL Satisfaction Rankings
Innovation isn't everything as the growing ranks of buy now, pay later users favor factors that play to older firms' strengths.
Why Credit Unions Are Primed to Revolutionize Financial Services in the U.S.
Younger consumers are ready to become credit union customers, if the industry leans into its strengths, powered by digital technology.
Should Banks Bow to the CFPB’s $8 Credit Card Late Fee, or Wait on the Courts (and the Election)?
Biden lauds CFPB's card late fee final rule as the banking industry heads to court to kill it.
TD Bank Deploys Apple’s Tap to Pay with iPhone to Grow Its SMB Lineup
TD joins early adopters like J.P. Morgan Payments, Square and Stripe in empowering merchants to use iPhones as payment terminals.
PayPal’s Dan Schulman on the Future of Banking: Digital, Seamless and Consolidated
The walls between banking and payments, credit and savings will dissolve in the hands of a few dominant players.
How Capital One’s Bid for Discover Could Shift Payments Competitive Balance
If Capital One successfully picks up Discover's payments network, the result will be a major realignment of the payments space.
How Fintech Is Disrupting Traditional Banks in 2024
After a decade in the spotlight, fintech has had a bigger impact in some areas more than others.
Lifetime Value vs. Share of Wallet: Which is the Right Metric for Customer Retention?
Do 'share of wallet' and 'customer lifetime value' work as metrics in a world where consumers have multiple financial relationships?
Are Banks Missing the Revenue Potential of Instant Payments?
Faster payments are here, but banks and credit unions could lose out to fintechs and big techs if they don't play it smart.
As Digital Wallet Use Goes Up, Financial Institutions Must Adapt
Is your bank or credit union ready for digital wallets to grab a bigger chunk of mobile payments in coming years? Here's what to do now to prepare.
Building Financial Wellness Strengthens Relationships
Rochelle Gorey, CEO and founder of Springfour and Anuj Vohra from BMO Financial Group, discuss how unique financial wellness tools can improve customer credit results while increasing loyalty.
Banks Tighten Up as Card Delinquencies Jump
Low-income borrowers with the highest levels of unsecured debt are showing signs of stress that banks must pay attention to.
Should Banks Beware Credit Score ‘Grade Inflation’?
Stimulus payments and loan forbearance boosted credit scores during Covid. But do these 'inflated' scores reflect actual creditworthiness?
Fintech is Disrupting Cross-Border Payments. How Should Banks Respond?
Digital disruptors are seizing a growing share of the cross-border payments market. It may be time for banks to push back.
