
Lender Alert: Struggling Consumers Using BNPL Almost 4x More Than Others
Consumers report strong credit performance but higher usage by financially vulnerable must be monitored closely as inflation and rates rise.
The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
Consumers report strong credit performance but higher usage by financially vulnerable must be monitored closely as inflation and rates rise.
Banks must address gaps in digital capability to retain small business customers. Innovative features and ease of use are both essential.
Fintech startup taps blockchain and 'Web 3.0' technology to give people a simple way to engage in decentralized finance on a mobile phone.
Research uncovers trends and unexpected insights about how Gen Z views peer-to-peer payments, Buy Now, Pay Later and cash.
Account-to-account (A2A) payments reduce interchange income and could hasten the decline of payment cards, but also bring new opportunities.
The three major credit bureaus now collect BNPL data, which could alter the competitive balance between fintechs and banks and fuel growth.
The payments battle grows hotter as it ranges from mobile technology to digital currency to invisible payments via the internet of things.
A low APR is still key, but new research reveals that active credit card users consider almost five factors, on average, when choosing cards.
Credit and debit cards backed by cryptocurrencies are on the verge of going mainstream. Use of Visa and Mastercard's platforms is key.
American Express presses further into banking, rolling out digital rewards checking. Experts assess what the card giant has in mind.
Back office operations impact efficiency and innovation. Automating finance and accounting departments in particular brings big benefits.
Many banks are unsure about offering 'buy now, pay later', but one thing they should do now is educate consumers on using it responsibly.
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New financial products' growth amid increasing economic turmoil means that banks must figure out how to relate or face creeping obsolescence.
Consumers see 'Buy Now, Pay Later' as a new way of buying, not borrowing. It is actual debt, but its impact on credit scores is unclear.
By turning its mobile phones into payment terminals the iconic tech company may have grand designs of challenging Visa and Mastercard.
Data from a comprehensive Federal Reserve study puts real numbers behind the massive changes in consumer and business payment habits.
Lesson One: Don't be an ivory tower of digital banking tech. Lesson Two: Don't be afraid to partner with a leader instead of butting heads.
Square's pickup of Afterpay may accelerate consolidation in the BNPL market, providing a great opportunity for traditional institutions.
The core product with the obsolete name remains essential for consumers — and financial institutions — but the reasons why are changing.
Many consumers actually feel they need this politically incorrect option to manage their finances — or adjust for their lack of discipline.
From BNPL to super apps to real-time trends, payments will send bankers to their pain relievers of choice. But there's also opportunity.
The megabank rolled out a key enhancement to its loyalty program and launched a slick new card — both aimed at high net worth consumers.
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