Surging Use of Crypto Cards Warns Banks of a New Payments Disruption
Credit and debit cards backed by cryptocurrencies are on the verge of going mainstream. Use of Visa and Mastercard's platforms is
Payments Trends
The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
Is AmEx’s Consumer Checking Move Defense, Offense Or Both?
American Express presses further into banking, rolling out digital rewards checking. Experts assess what the card giant has in mind.
Banks Must Automate Data Preparation to Unlock Business Value
Back office operations impact efficiency and innovation. Automating finance and accounting departments in particular brings big
Why Banking Providers Need to Have ‘The Talk’ With Customers About BNPL
Many banks are unsure about offering 'buy now, pay later', but one thing they should do now is educate consumers on using it
BNPL and Crypto Trends Influencing Consumer’s Banking Preferences
New financial products' growth amid increasing economic turmoil means that banks must figure out how to relate or face creeping obsolescence.
Why Consumers Don’t Think BNPL Is ‘Debt’ (and Why It Matters)
Consumers see 'Buy Now, Pay Later' as a new way of buying, not borrowing. It is actual debt, but its impact on credit scores is
What Apple’s New iPhone Contactless Payments Assault Means for Banks
By turning its mobile phones into payment terminals the iconic tech company may have grand designs of challenging Visa and Mastercard.
A Close Look at Covid’s Deep and Lasting Impact on Payment Trends
Data from a comprehensive Federal Reserve study puts real numbers behind the massive changes in consumer and business payment
How American Express Digital Labs Creates Payments Innovations
Lesson One: Don't be an ivory tower of digital banking tech. Lesson Two: Don't be afraid to partner with a leader instead of butting
Can Banks Snatch Up BNPL Companies in an Overcrowded Marketplace?
Square's pickup of Afterpay may accelerate consolidation in the BNPL market, providing a great opportunity for traditional
What’s the Future for Checking Accounts?
The core product with the obsolete name remains essential for consumers — and financial institutions — but the reasons why are
Why People Don’t Want Banks to Pull the Plug on Overdraft Services
Many consumers actually feel they need this politically incorrect option to manage their finances — or adjust for their lack of discipline.
Top Gen Z Trends Impacting Banking In The Year Ahead
Gen Z's attitudes toward finance have shifted since the advent of Covid. Banks and credit unions would do well to understand what's
7 Major Payment Trends that Will Shake Up Banking
From BNPL to super apps to real-time trends, payments will send bankers to their pain relievers of choice. But there's also
BofA Wades Into High Net Worth Battle with New Rewards and Card Offers
The megabank rolled out a key enhancement to its loyalty program and launched a slick new card — both aimed at high net worth
Is ‘Buy Now, Pay Later’ the Future of Consumer Lending?
Some view soaring BNPL as an existential threat to credit cards and traditional bank loans. Others argue there are strong
How Dwolla Is Reinventing Payments as Real-Time Erodes Traditional Channels
Faster and cheaper payments designed for ecommerce depend on open banking partnerships between fintechs and financial institutions.
Traditional Bank Borrows from Amazon to Build an App Rivaling Neobanks
A bank that's 100+ years old doesn't have to be 'out of date.' As part of a sweeping tech upgrade, FNB brings retail savvy to banking.
How Klarna’s Attack on the Payments System Could Impact Banking
The BNPL giant rolled out a "pay now" option and a charge card, raising big questions about what the future holds for traditional
Amazon Shocks Credit Card Industry With Rejection of Visa Payments
Big enough to completely disrupt the payments space, Amazon is flexing its muscles by shunning one of the world's two credit card
18 of the Best Credit Card & Debit Card Designs in Banking
Even as people use digital payment apps more often, they still love a slick-looking card that gets noticed when they pull it
Banks Risk Losing Critical Revenue Stream If Payment Trends Continue
The mobile wallet war is one challenge. The shift to P2P and rapid growth of buy now, pay later are two more that directly impact