Articles about loan growth strategies and how banks grow lending portfolios, including mortgages, home loans, auto loans, personal loans that generate interest income.
Cheat Sheet: Waits of over an hour stymie student loan borrowers seeking readjustments to payments under new relief effort.
Banks Toy With Dumping Credit Scores from Lending Decisions
Even though the change is limited, and credit scores are regarded as flawed, many believe moving entirely away from them is misguided.
Why Should Banking Providers Offer Credit Builder Loans?
More consumers want credit builder loans now and fintechs and neobanks have jumped on the opportunity with competitive programs.
Ending the Annual Exodus of Mortgage Borrowers
How can mortgage servicers keep refinanced mortgages in their own portfolios when the original loan goes away?
How to Retain Customers in the Wake of the Refi Boom
Interest rates are rising again but at current levels there are still consumers who can refinance. Here's how to land their business.
5 Digital Strategies to Boost Mortgage Lending in a Red Hot Market
Demand is soaring but so is competition, making digital marketing tools and capabilities – including mobile, chat and social – essential.
Banks’ Most Pressing Digital Lending Priorities
New data shows where credit unions and banks are placing their bets to win big with borrowers, and what headwinds the institutions face.
Is the Banking Industry Facing an Apocalyptic Future?
Incumbents' advantages won't forestall an onslaught of new digital competitors for long without a complete reimagining of existing practices.
Community Bank Amplifies Niche Strategy Based on ROA/ROE Analysis
Backed by performance data, the bank concentrates on things it’s really good at that big banks can't touch and fintechs haven't pounced on.
How Consumers Prioritized Debt Payments During The Pandemic
TransUnion data reveals mortgages were paid first, in part to preserve not only a place to live, but a place to work.
How Banks Can Increase Their New Loan Business 100% (Or More)
In the absence of better processes banks and credit unions are actually losing two accounts for every one that they open.
Consumer Lending Trends, Strategies and Expectations
Explore the new lending landscape and proven ways for banks to attract, acquire and retain consumers moving into the next phase of banking.
Skyrocketing Student Loans Threaten to Suffocate Lending’s Future
Drowning in student debt, consumers' inability or unwillingness to borrow more may cripple the lending market, and it's only getting worse.
Hungry for Loan Growth? Auto Lending Offers Fresh Opportunities
Flush with deposits, banks and credit unions seeking new volume may find it with aggressive promotion to people returning to the auto market.
Traditional Bank Lenders Gaining Market Share at Fintechs’ Expense
During the pandemic, banks and credit unions greatly surpassed fintechs in both lending volume and satisfaction among small businesses.
The Product Expansion Strategy of Marcus by Goldman Sachs
Goldman Sachs' Marcus is only growing in popularity with consumers, and with that, expanding its product offerings. Learn more from the bank's head of product of consumer business, Sonali Divilek.
CX vs. Customer Advocacy: Which Pays Bigger Dividends for Banks?
Research shows that banks should do what's right for consumers, not just what's best for their own bottom line. But will they?
Bank Marketers Fighting Stiff Lending Headwinds
Wrestling with delinquencies and loan loss provisions, government stimulus and aid programs make it even harder to read the market.
Collaborative Digital Lending: The Next Step in Financial Inclusion
Millions of unbanked, financially excluded consumers can gain access to credit through a new approach to digital lending.
How to Generate 68% More Loan Volume from Checking Accounts
Community financial institutions struggle to get access to the customer data they need to compete with larger competitors.
Bank Lenders Brace for an Ugly Wave of Consumer Credit Defaults
Coming credit crisis will test ability of banks and credit unions to treat troubled borrowers fairly while recovering funds. New AI can help.
Starling: Not Your Typical Challenger Bank
There are hundreds upon thousands of fintechs and digital banks, all with a niche and new problem they're trying to solve. But Starling Bank is different, and its CEO Anne Boden explains why.
Trendwatch: How Auto Lending Keeps Driving Through COVID
Captive auto finance companies pull ahead of bank and credit union lenders as car industry assesses whether 2020's sales rebound will stick.
