Why Community Financial Institutions Make Perfect Fintech Partners
Once they get past legacy tech constraints, which is doable, banks and credit unions can lead the digital revolution by working with fintechs.
The latest news on fintech banking trends, how banks partner with fintechs, how fintechs disrupt payments, and how fintechs redefine the future of banking.
Founder and CEO Max Levchin hopes to see merchants someday deploy marketing dollars on Affirm payment plans like companies buy Google AdWords.
Once they get past legacy tech constraints, which is doable, banks and credit unions can lead the digital revolution by working with fintechs.
Financial executives don't usually think of this country when looking for innovations and inspiration in banking. But they should.
Many of the most successful fintech firms are using data and modern tech to gain scale and brand awareness.
Financial 'advertising' increasingly doesn't look like anything like traditional Madison Avenue as new banking competitors try new methods.
With a full banking charter, the challenger bank could be a formidable competitor for traditional banks and credit unions and other fintechs.
Why seemingly unrelated payment developments –Apple Card and Libra are two – may signal a critical turning point for banks and credit unions.
Branches prove an advantage for legacy institutions in struggle for share with online banks, but that connection erodes with each generation.
Boston's Radius Bank keeps reinventing itself, using APIs in effort to build a strong deposit base without a branch network.
As former newcomers become larger, more established financial players they may start resembling traditional banking institutions.
Now that Apple Card is in the market, banks and credit unions must ask: Can we match this high-powered offering from Apple and Goldman Sachs?
Launched back in 1989, First Direct has spent the last 30 years proving that consumers don't need branches with its unique 24/7 banking model.
A fast-growing community bank specializing in high-touch banking, embraces the digital future by buying an online lending marketplace.
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N26 and Monzo begin introducing their digital-only accounts in the U.S., hoping success achieved overseas translates to victory in America.
As financial executives brace for an Amazon apocalypse, the tech giant has already outflanked them with a series of strategic partnerships.
The high-profile venture may be just another cryptocurrency, but the integration with digital wallet Calibra may be the real threat to banks.
Latest fintech research from EY confirms that former fringe competitors are now sophisticated and widely used by banking consumers worldwide.
While fintechs give banks and credit unions a run for consumers' money, don't forget who won the race between the tortoise and the hare.
Noted fintech influencer says traditional banking institutions have a strong future ... if they adapt. He shares lessons from digital leaders.
A mobile-first fintech platform propels the major mobile carrier into banking business. The partnership is possibly the first deal of many.
These common misconceptions keep many traditional banking providers from forging more alliances with innovative fintechs.
A 117-year-old bank serves as the back-end for fintechs like the Square Cash App and Acorns, fueling growth while keeping its roots intact.
What happens when a company like Apple with the world's most faithful customer base decides to become a bank?
This market study unveils comprehensive insights into current financial institution and account holder perceptions, as well as the greatest areas for potential that can be acted upon right now!
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