The latest news on fintech banking trends, how banks partner with fintechs, how fintechs disrupt payments, and how fintechs redefine the future of banking.
Embedded payments processes can keep banks in the game. But making it work takes collaboration and careful relationship management.
Fast-Tracking Generative AI Transformation in Financial Services
Sandeep Mangaraj, Microsoft's managing director of fintech, explores the critical role of speed in AI transformation for financial services and discusses the barriers to AI adoption in financial services.
How KeyBank Forges Fintech Partnerships to Streamline Business Payments
Embedded payments processes can keep banks in the game. But making it work takes collaboration and careful relationship management.
Affirm Sees Profitability in 2025 as its BNPL Products Gain Traction
Founder and CEO Max Levchin hopes to see merchants someday deploy marketing dollars on Affirm payment plans like companies buy Google AdWords.
In the Battle Against Bank Fraud, The Very First Login is Critical
With fraud becoming more prevalent and sophisticated, banks are under growing pressure to beef up their digital security.
7 Fintech Trends Banks Should Be Watching Now + 8 More to Anticipate
Bank trend spotters must weigh new wrinkles among the 'usual suspects' but must also pinpoint tomorrow's opportunities.
The New Fintech Playbook for a $1.5 Trillion Market in 2024 and Beyond
The fintech hype has cooled. But by balancing innovation with profitability, the industry can adapt to its new reality and prepare for a $1.5 trillion future.
CFPB Proposal Would Set Up Federal Exams for Nonbank Consumer Digital Payment Players
Game changer? Under a CFPB proposal techs like Apple that do digital payments could be examined in their own right, not as bank servicers.
Supreme Court Rulings May Shake Up Banking Entry Decisions in Fintechs’ Favor
Analysis: Four decisions, taken together, may help fintechs and other nontraditional applicants seeking entry into the banking system.
The Next Phase of the Fintech Revolution: Inside the Disruption and the Challenges Facing Banking
Matt Harris, partner at Bain Capital Ventures, shares his perspective on the key trends and challenges shaping the future of financial services — from regulatory changes to the disruptive potential of generative AI and tokenization.
Banking as a Service Isn’t Over. It’s the End of the Beginning.
Viewpoint: For fintechs and their bank partners, federal consent orders signal a path to regulatory clarity.
The Evolving Relationship Between Fintechs and Traditional Banks
Matt Harris, a partner at Bain, has his finger on the pulse of the most disruptive technologies and innovative business models, and talks how the current state of fintech will impact banking in the years ahead.
How do VCs See the Next Phase of the Fintech Revolution?
A new report from fintech investors explores the “immutable laws”, likely trends and potential disruptors shaping the future of financial technology through 2030 and beyond.
How Can Retail Banks Win the Fintech War By Defining the ‘Jobs to be Done’
In order to fend off against fintech disruptors, retail banks must mimic the tactics and mindset that power their competitors – and understand what their customers have "hired" them to do.
LendingClub’s Vision for the Future of Digital Banking
Scott Sanborn, CEO of LendingClub shares the changes that have been made since the acquisition of Radius Bank and his vision for growth of LendingClub using a marketplace banking strategy.
Legacy Banks vs. Challengers: Do Challengers Still Have the Advantage?
With the digital gap narrowing, who is winning the war between challengers and incumbent banks? FinTech Insights' data has the answer.
Hoodies and Suits: Can Banks and Fintechs Learn to Speak the Same Language?
A good book title would be 'Fintechs are from Silicon Valley, Banks are from South Dakota.' But how can both sides write a happier next chapter?
Decline in Fintech Funding Creates New Opportunities for Banks
Less fintech funding flow gives banks the opportunity to mature their use of existing tech — and forge funding opportunities of their own.
Fintechs’ Cool Factor vs. Banks’ Staying Power: Which Will Prevail Long-term?
Sleek fintech apps attract new customers, but traditional banks offer stability, guidance, and comprehensive financial services. Who will win the battle for long-term consumer loyalty?
A Focus on New Products May Push Varo to Profitability in 2024
A pivot from mass marketing to speedy product development drives customer growth and revenues.
Some Top Fintechs Value This Function as Much as They Do Innovators and Engineers
Compliance officers who can think out of the box can be the boost that takes a banking product from commodity to innovation.
In The Wake of Google Gemini’s Chatbot Debacle, An Object Lesson for Banks
Banks are among the leading adopters of generative AI. But the technology is evolving faster than the guardrails needed to make it efficacious and trustworthy.
How Fintech Is Disrupting Traditional Banks in 2024
After a decade in the spotlight, fintech has had a bigger impact in some areas more than others.
