Younger generations want much more out of financial apps than the routine functions Mom and Dad typically use. But parents can't be left behind.
How Apple Can Keep Growing in Financial Services Without Ever Becoming a Bank
While an 'Apple Bank' may never happen, the big tech's financial ambitions keep growing, as 12 million Apple Cards attest.
What’s the Future of the Global Fintech Market?
A recent survey and report by the World Economic Forum found that many global fintechs are finding prosperity and profits in underserved markets.
Members Only: Are Subscription Services the New Revenue Stream for Banks?
Klarna plans to offer premium services by subscription. Should other fintechs, banks and credit unions follow?
Fintech’s Wild Ride: Who Will Dominate the Next Phase?
This three-part series looks to the future of fintech, by re-examining the dynamic rise, and vertiginous fall, of the sector. Who will win out?
Fintech Funding Freeze May Thaw in 2024. But Failures May Multiply, Too
A comeback in fintech funding in 2024 may be matched by a culling of the weak.
Playing Catch Up: Top Trends Banks Are Prioritizing in 2024
Success in 2024 and beyond hinges on reallocating technology investments and priorities from defensive stability to strategic growth.
Tough Times Breed Better Companies: Banker-Turned-VC on the New State of Fintech
Embedded banking and embedded fintech show more promise than the industries' current strategies, says veteran Rakefet Russak-Aminoach.
Cracking the Code: How Travis Credit Union Wins with Personalized Member Experiences
Travis Credit Union's Grant Karsas reveals how hyper-local credit unions can beat big banks on digital experience through strategic partnerships and unwavering member focus.
Why It’s a Good Time for Community Banks to Hire New Talent
With thousands of employees on the hunt for new roles, layoffs can present an opportunity for smaller banks to recruit talent.
Buy Now, Pay Later Needs to Pay Off in 2024
A strong holiday season buoyed BNPL firms' hopes, and the growth forecast is also strong. But clouds are also gathering.
Why an Identity-Based Solution is Critical to Mitigate Bank Fraud
With the rising sophistication of fraud attempts and attacks, banks and fintechs should consider more identity-centric prevention models.
AI Arms Race: Banks and Fraudsters Battle for the Upper Hand
AI-driven fraud is on the rise and ever more sophisticated. How are financial institutions fighting back, or how should they?
New Best Practices in Crisis Management: Beyond the Arc’s Steven Ramirez
How financial institutions can build trust through transparent communication — before, during and after crises.
Charge-offs and Bigger Reserves: Inside the CRE Crisis at the Regional Banks
Regional banks with heavier exposure to office CRE take pains to show they're on it, while others emphasize their lack of exposure.
The Great M&A Debate: Regional Bankers Argue the Need to Buy Scale in 2024
Do regionals have to consolidate to thrive? One leader says yes, but others see alternative strategies.
Will AI Rule Your Wallet or Become the Next Crypto?
Are consumers still interested in crypto, at least enough for banks to entertain embedding it into their strategy? And will AI be any different?
Evolving Alongside Community Banks: A Conversation with ICBA’s Rebeca Romero Rainey
The president and CEO of the Independent Community Bankers Association on the dynamics shaping community banking today and her vision for the industry's future.
Is Your Aging ‘Know Your Customer’ Program a Risk Timebomb?
Increasing fraud and regulatory scrutiny are putting more pressure on KYC programs. Here's how to spot weaknesses before they become real-world problems.
How Data Can Defend Against Deposit Attrition
Banking executives know they can't delay in engaging flight-risk depositors. The problem has been knowing which depositors might leave. Here's how Lake Ridge Bank and others are getting ahead of attrition.
Banking at the Precipice: Navigating the Fifth Industrial Revolution
Banks must transition from a one-size-fits-all model of products and delivery to participatory engagement, where personal preference is king.
Why the ‘Chevron Two-Step’ Matters So Much to Banks and Credit Unions
Viewpoint: The Supreme Court may drop a legal standard leaned on since 1984. This could influence the future regulatory moves of banking agencies.
How Banks Can Unlock the Complete Value of Automation
Hype around AI should not distract banks from the real-world impact of existing and widely available automation solutions.
