Some, like Banking-as-a-Service are widely known. Others, like embedded finance and DeFi are emerging. Not all trends will have equal. Read More about 9 Misunderstood Fintech Trends Impacting Retail Banking
Tax firm targets its millions of tax clients for a year-round financial relationship intended to improve financial. Read More about H&R Block’s Retail Bank App Has a Slight Edge: 21 Million Tax Customers
A charter is a plus for the fintech, but the impact for traditional institutions may depend on the status of their digital. Read More about SoFi Gets Approval to Become a Bank – Should Legacy Banks Care?
A convergence of new leadership in federal banking agencies and significant changes to bank merger policies promise major. Read More about Will Biden’s Regulators Totally Redefine Bank Mergers in 2022?
Instead of reacting defensively to competitive or regulatory pressures, technology lets banks and credit unions proactively assist. Read More about How Data Can Dramatically Alter the Overdraft Landscape in Banking
Many digital money management functions that make fintech and neobank offerings so popular still don't show up on most mobile banking. Read More about Where Banks & Credit Unions Are Missing the Mark with Mobile Banking
The core product with the obsolete name remains essential for consumers — and financial institutions — but the reasons why are. Read More about What’s the Future for Checking Accounts?
Willingness to act when the outcome is unknown and to look for options on 'the edge of money' are crucial for financial institution. Read More about The Secret to Bank Innovation Goes Way Beyond ‘Culture Change’
It may take years for the U.S. to fully embrace open banking, even though consumers routinely link third-party apps to their bank. Read More about Data Reveals People Don’t Trust Open Banking or Fintechs, But Use Both
Fintechs are making deep inroads in the small business banking market, including lending, forcing banks to up their game.. Read More about Top Trends Transforming Business Banking in 2022 and Beyond
Free business checking offered with Green Dot Bank serves as a tie-in for firms using QuickBooks and as part of a 'starter kit' for future. Read More about Intuit’s Drilling Even Deeper into Small Business Banking
A few institutions have abandoned 'bank' in their branding. It's a risky move without the marketing strategy — and chops — to support. Read More about Why Some Institutions Dropped ‘Bank’ from Their Brand (and Why Most Shouldn’t)
Gen Z's attitudes toward finance have shifted since the advent of Covid. Banks and credit unions would do well to understand what's. Read More about Top Gen Z Trends Impacting Banking In The Year Ahead
The financial institutions that will win in an open banking environment are already planning now and overhauling legacy IT infrastructure.. Read More about Just How ‘Open’ Will Banking Become in 2022?
Consumers are flocking to fintech apps, but have little awareness of how these mobile solutions use their personal. Read More about Consumers’ Woeful Lack of Knowledge About Data Sharing Could Hurt Banks
The offering of fee-free deposits at close to 9,000 locations by Chime is the latest in a battle for consumers previously ignored by. Read More about Why Chime Should Keep Bankers Up at Night in 2022
A new report flags the skills gap financial institutions face as the industry becomes more tech driven. Altering hiring criteria is. Read More about Banks Are All Fintechs Now (or Soon Will Be), But Do They Have the Right Talent?
From BNPL to super apps to real-time trends, payments will send bankers to their pain relievers of choice. But there's also. Read More about 7 Major Payment Trends that Will Shake Up Banking in 2022
The trend isn't the end of relationship banking, but partnering and a niche market focus will be essential, especially as CRE lending. Read More about How the Convergence of Fintech & Banking Is Transforming Business Lending
Mobile bank Zelf is building its future growth on a niche market shrugged off by most traditional institutions: Gamers and 'Creators.'. Read More about How One Neobank Targets a Huge Gen Z Segment Overlooked by Banks
The rise of digital makes it harder to be a relationship banker, but modern technology frees up time for a human connection when. Read More about What Relationship Banking Should Look Like in 2022
Some view soaring BNPL as an existential threat to credit cards and traditional bank loans. Others argue there are strong. Read More about Is ‘Buy Now, Pay Later’ the Future of Consumer Lending?
