The latest trends in credit cards, including contactless cards, virtual credit cards, rewards cards, mileage programs, travel points, cash-back loyalty incentives, balance transfer offers, rates/APRs, and other marketing strategies issuers can use to open more credit card accounts.
The latest card and personal loan trends show that even Gen Zers, long averse to credit cards, are upping their usage, thanks to inflation.
Why JetBlue and Apple Cards Soar Even as Reward Satisfaction Falls
What’s the top credit card marketing challenge? What used to be great credit card rewards — like 2% cash back — are table stakes now.
The Coming War for Credit as Gen Z Finally Embraces Plastic
The latest card and personal loan trends show that even Gen Zers, long averse to credit cards, are upping their usage, thanks to inflation.
Credit Card Lenders Should Look Past the Almighty Credit Score for Growth
Banks and credit unions can — and should — prudently grow lending regardless of the economic indicators, especially in the credit card business.
The Future of Wearable Technology and Payments
David Birch, international speaker and author, predicts how wearable technology will be a major differentiator for both payments and digital authentication in the future.
TD Bank’s No-Interest Credit Card: Niche Product or Trendsetter?
Just as credit card rates hit a record high, here comes TD Clear, the first U.S. credit card that charges no interest and no late fees.
What Bankers Need to Know About Higher Credit Card Spending & Consumer Debt
For the first time in 40 years, banks must factor sustained inflation into their consumer credit strategy.
How Credit Card Issuers Are Tackling Application Abandonment
Getting consumers interested in a credit card is only part of the battle. The application process is a whole other challenge.
A Bright Future for BNPL Is in the (Bank) Cards
Buy now, pay later plans from the Klarnas of fintech introduced many online buyers to installment payments, but banks are poised to move in.
Webinar: Complexity of Credit Card Issuing in a High-Rate Environment
Today's customers seek customized cards, robust reward programs and a digital experience that many smaller institutions can't provide.
The Future of Credit Card Marketing
The credit card marketplace is changing, which is a big deal for any financial institution with a credit card product. TransUnion's Josh Turnbull and Craig LaChapelle have the insights banks need.
Credit Cards Evolve Toward All-Purpose Financial Services Accounts
Personal loans & BNPL can increasingly be accessed via card accounts —one of several trends reshaping how consumers use this banking product.
How Banks Can Help Customers Tame Credit Card Debt
Community banks and credit unions can unlock lending opportunities by helping customers get a grip on credit card debt.
Behavior-Based App Helps Consumers Manage Rising Credit Card Debt
The app 'Debbie' is the Noom for credit cards. It uses behavioral psychology and habit-changing lessons to help consumers pay down card debt.
Durbin 2.0 Threat: Banks & Credit Unions Brace for Significant Impact
Banks relying on interchange fees to fund credit card rewards programs face difficult budgetary decisions if the Durbin bill passes.
Debbie: An Innovative Rewards Platform for Managing Debt
Credit card balances are reaching new highs, and consumers aren't paying their balances in full. Debbie cofounders Frida Leibowitz and Rachel Lauren say they have the solution.
How Card Issuers Can Stay Top of Wallet Amid Fierce Competition
With a billion credit cards in use in the U.S., and BNPL gaining fast, primary card status is tougher to achieve (and more vital) than ever.
Webinar: Risk & Response: Building Predictive Indicators Into Credit Marketing
Explore strategies for identifying, engaging and winning with consumers by adopting a risk to response mindset across campaign types.
Capitalizing on the ‘Pay with Points’ Credit Card Rewards Trend
Credit card reward points, historically limited to specific purchases, are becoming a type of currency, a trend that could boost card usage.
Digital Wallets and Push Provisioning Enlarge Banks’ Payment Options
Customers demand intuitive, easy payment options. Banks and credit unions can meet the expectation by getting on board with digital wallets.
Rising Credit Card Debt Signals Bleaker Financial Outlook for Consumers
Wringing inflation out of the system is already hurting many consumers as rates rise. More pain is coming for them and for banks and fintechs.
Credit Card Rewards Would Be Collateral Damage in ‘Durbin 2.0’ Bill
The Durbin Amendment is blamed for the near elimination of debit card rewards. A new Durbin bill could do the same for credit card rewards.
Rising Numbers of Stressed Consumers Seek Alternatives to Credit Cards
Higher interest rates and alternative lending options, especially BNPL, prompt financially strained consumers to spend less on plastic.
