Articles about the latest trends in banking deposits: how banks can reel in more, retain their existing deposit base, deposit marketing tactics, check and cash deposit technology and more.
Pressure on funding costs might ease, but that's not the whole picture. Here are five key points to weigh as the Fed begins lowering rates.
Beyond Phantom Growth: Building Real Relationships
Gabe Krajicek, CEO of Kasasa shares how financial institutions can build lower cost core deposits while eliminating 'phantom growth' stopping silent attrition.
Members Only: Are Subscription Services the New Revenue Stream for Banks?
Klarna plans to offer premium services by subscription. Should other fintechs, banks and credit unions follow?
Webinar: Thriving in the War for Deposits: How to Drive Core Deposits at Half the Cost
Join Kasasa for this game-changing webinar to learn how a new approach to retail checking and savings can help you create real growth.
How Data Can Defend Against Deposit Attrition
Banking executives know they can't delay in engaging flight-risk depositors. The problem has been knowing which depositors might leave. Here's how Lake Ridge Bank and others are getting ahead of attrition.
Five of the Best: How Banks Chased Deposit and Loan Growth in 2023
Did you miss the story on thriving in a rate war? Or Citizen's Bank's stake in the home equity market? Here are our five top stories on deposit and loan growth in 2023.
How One Community Bank Drove $135 Million in Deposits in 90 Days
A new software platform promised to streamline account opening. But upskilled team members are what made it work.
How This Cohort of Banks Mastered Deposit Growth
A small cohort of banks and credit unions managed four consecutive quarters of deposit growth, even in a rate environment where rates rose by hundreds of basis points. Here’s an important technology upgrade the institutions had in common.
Why Abusing Brokered Deposits Risks Disruption
With brokered deposits now at record levels, here's how they are becoming an existential threat to banks and credit unions.
Maybe BaaS Is Absolutely the Last Strategy Your Bank Should Be Looking At
Banking as a service is the hottest strategy going, as it can help pull in the deposits everyone craves. But it is neither a short-term solution, nor an easy one.
Beware the Risks of Aggressive Deposit Growth Tactics
Looking to get creative with your deposit strategy? Here's how financial institutions can avoid common pitfalls when seeking to retain or attract funding.
Faster Access to Funds Could Reshape the Battle for Deposits
As the industry works toward real-time payments, technology is opening the door to a new opportunity: Faster funds availability for small businesses and consumers when they deposit checks.
Deposit Campaigns Can Grab More Dollars with IP Targeting
Cookies are crumbling while deposits are tumbling. A new approach to digital ad targeting has promise for banks and credit unions.
Marketing Boosts Deposit & Loan Growth for Community Banks: Study
As deposit pressure mounts industrywide, a study of banks with under $2 billion of assets makes a case that bigger marketing budgets can help.
Webinar: FedNow – To Send or Not to Send? There Really Is No Question!
Hear Marcell King and Minal Gupta as they discuss the opportunities that FedNow creates for all financial institutions.
Bank of America CEO Brian Moynihan: ‘We Won’t Have a Recession’
Citing spending data from Bank of America’s 68 million customers, CEO Brian Moynihan predicted a soft landing in a newly upbeat economic outlook.
Webinar: How to Promote a High Rate Without Paying One
Learn the strategy used by 600+ institutions across the nation to grow deposits at less than half the cost of alternative funding sources.
What Bankers Should Know About the Alarm Over Brokered Deposits
The debate about banks' use of brokered deposits is missing some important context. Don't let the alarmists derail prudent use of this important funding tool.
Does Banking’s Digital Focus Endanger Deposits?
Digital banking became essential for loyalty when a pandemic made visiting a branch more than undesirable. But is it enough for today?
The Art of Pricing: Growing Loans and Deposits by Optimizing Rates
Banks and credit unions can win more business by using pricing models that take into account everything they know about customers.
Webinar: How Will You Survive the Epic Funding Crisis?
Community financial institutions must take action now to improve and stabilize their balance sheet in order to reduce risk.
SoFi Has Big Plans for the $2B of Deposits It’s Scooping Up Every Quarter
SoFi sure isn’t hurting for deposits. One year in as a bank, this fintech predicts it’ll show a profit for the first time ever, as it plots major loan growth ahead.
The Deposit Strategy Behind Customers Bank’s FDIC Loan Deal
Customers Bank saw a bunch of specialized loans on sale at a 15% discount and a bunch of bankers who could do more. It connected the dots.
