Articles about the latest trends in banking deposits: how banks can reel in more, retain their existing deposit base, deposit marketing tactics, check and cash deposit technology and more.
Banks are over-reliant on new account metrics that don't correlate to profitability. Worse, nearly 70% of new accounts remain inactive after 90 days.
Why Wellness Tech Will Redefine the Race for Deposits
Banking institutions need to grow deposits, but what if they could grow deposit balances as well? Here’s how financial wellness tech will define future deposit competition.
How to Master Deposit Pricing with Data-Driven Personalization
Bankers face a Catch-22: Pay more to retain balances and, in doing so, shrink margins and alienate investors — or pay less to maximize margins and risk shrinking your deposit base.
The Great Checking Account Migration: How Marketers Grab Growth in 2024
Millions of people moved to a new state or a new city during the post-pandemic residential boom. Now, bank marketers have a once-in-a-decade opportunity to serve the coming checking account migration.
Data-Driven, Partner-Powered: New Marketing Strategies Bolstering Bank Income
Marketing has long been a cost center for financial institutions. Now, as technology and data have vastly upgraded precision messaging, and partners absorb marketing costs, financial institutions are eliminating costs while generating long-term income streams.
Kasasa’s Gabe Krajicek on Driving Sustainable Deposit Growth
What are the challenges community banks face and how do these organizations achieve sustainable deposit growth while mitigating costs?
The Importance of Primacy in Banking
Banks are over-reliant on new account metrics that don't correlate to profitability. Worse, nearly 70% of new accounts remain inactive after 90 days.
Winning the War for Deposits: Strategies to Drive Real Growth
Q&A: Kasasa's Ryan Walker on using rewards checking to attract low-cost core deposits and boost engagement without relying on rate shoppers.
CFPB Confirms Overdraft is Here to Stay
Rather than threatening overdraft services, the CFPB's proposed rule shows that it acknowledges the value of these programs.
How Successful Banks Are Preparing for 2024’s Rapidly Changing Landscape
The banking industry is only about two months into 2024, and everything is evolving: from the deposits landscape to regulatory standards to overdraft rules.
Are Teaser Offers Worth the Trouble in Banking?
Banks spend a lot acquiring depositors with specials and teasers. But news coverage and advice from online gurus compels consumers to beware of such deals. Here's how everybody wins.
Webinar: Data-Driven Growth: Unveiling the Secrets of Successful Banking Acquisition
Learn the dynamics of the deposit-driven market, strategies for enhancing consumer loyalty, and the role of data and marketing intelligence.
Beyond Phantom Growth: Building Real Relationships
Gabe Krajicek, CEO of Kasasa shares how financial institutions can build lower cost core deposits while eliminating 'phantom growth' stopping silent attrition.
Members Only: Are Subscription Services the New Revenue Stream for Banks?
Klarna plans to offer premium services by subscription. Should other fintechs, banks and credit unions follow?
Webinar: Thriving in the War for Deposits: How to Drive Core Deposits at Half the Cost
Join Kasasa for this game-changing webinar to learn how a new approach to retail checking and savings can help you create real growth.
How Data Can Defend Against Deposit Attrition
Banking executives know they can't delay in engaging flight-risk depositors. The problem has been knowing which depositors might leave. Here's how Lake Ridge Bank and others are getting ahead of attrition.
Five of the Best: How Banks Chased Deposit and Loan Growth in 2023
Did you miss the story on thriving in a rate war? Or Citizen's Bank's stake in the home equity market? Here are our five top stories on deposit and loan growth in 2023.
How One Community Bank Drove $135 Million in Deposits in 90 Days
A new software platform promised to streamline account opening. But upskilled team members are what made it work.
How This Cohort of Banks Mastered Deposit Growth
A small cohort of banks and credit unions managed four consecutive quarters of deposit growth, even in a rate environment where rates rose by hundreds of basis points. Here’s an important technology upgrade the institutions had in common.
Why Abusing Brokered Deposits Risks Disruption
With brokered deposits now at record levels, here's how they are becoming an existential threat to banks and credit unions.
Maybe BaaS Is Absolutely the Last Strategy Your Bank Should Be Looking At
Banking as a service is the hottest strategy going, as it can help pull in the deposits everyone craves. But it is neither a short-term solution, nor an easy one.
Beware the Risks of Aggressive Deposit Growth Tactics
Looking to get creative with your deposit strategy? Here's how financial institutions can avoid common pitfalls when seeking to retain or attract funding.
Faster Access to Funds Could Reshape the Battle for Deposits
As the industry works toward real-time payments, technology is opening the door to a new opportunity: Faster funds availability for small businesses and consumers when they deposit checks.
