Washington Watch: 5 Issues Bankers Should Monitor in 2024
A thaw in the M&A freeze, tougher attention to fintechs, continuing fair-lending attention and more promise turbulence in an election year.
A thaw in the M&A freeze, tougher attention to fintechs, continuing fair-lending attention and more promise turbulence in an election year.
While a pending Supreme Court case threatens its funding, an increasingly political CFPB also faces an industry more willing to fight back.
Most of the headlines go to OpenAI's ChatGPT family, but there are other ways to get into generative artificial intelligence.
Cheat Sheet: A deep dive by Mastercard on generative artificial intelligence probes the balance between innovation, ethics & customer protection.
Serving its far-flung membership with instant payments recognizes its customers’ increasingly digital preferences in banking.
Control of some payments channels may be shifting, as banks lose their edge over merchants.
A guide written for national banks should be required reading for any banking institution that wants to venture into buy now, pay later.
Heads of JPMorgan Chase, Bank of America, Goldman, Wells Fargo and more got — and sometimes gave — an earful to the Senate Banking Committee.
As digital risks proliferate, an ex-regulator argues the banking industry needs to rethink the Internet itself.
Players like Citizens, PNC and Huntington will see stiffer conditions on both the lending and deposit sides.
A combined marketing-IT experiment at Ally Financial saved thousands of hours of staff time. Next year will see bigger and deeper implementation.
Cheat Sheet: For expenses from credit card debt to medical bills, consumers are embracing unsecured loans. Do they help – and how could they hurt?
Connect with your customers and provide lightning-fast support as effortlessly as texting friends. Two-way SMS text messaging is no longer optional.
Powered by cards and savings, founder Max Levchin's Affirm is aiming to become a major payments brand, challenging traditional consumer credit.
Federal regulators don’t love BaaS. They can't ban it, but their emerging guidance may make it harder to close deals.
Common wisdom says economic uncertainty means smaller marketing budgets. But Comperemedia says the bold should double down for growth.
A $350 billion opportunity awaits banks and merchants that can figure out how to let AI power seamless embedded finance.
How the neobank is redesigning its product portfolio to match Americans' financial habits, to accelerate growth.
One-hit wonders will not survive among the neobanks, but those who adapt and find profitability may lead the industry.
Don't take banking-wannabe Elon Musk's moves at face value, warns a noted payments consultant. A simple pilot overseas isn't what it seems.
U.S. 'pay-by-bank' lags the rest of the world, but experts see major growth next year. Banks must find ways to turn pay-by-bank into a win.
On the cusp of the holiday season, card banks must watch usage of their credit lines more closely.
More questions than answers as the Consumer Financial Protection Bureau proposes conducting exams of the likes of Apple Pay and Google Pay.
Vericast’s 2024 Financial TrendWatch explores seven of today’s most critical financial services trends to provide a complete view of the current loyalty landscape.
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