Consumers Funding Construction Loans in Innovative Fintech Model
Online platform brings upscale retail investment funding to smaller markets, providing housing and related construction credit opportunities.
Why Citi Won’t Dump Its Skinny Branch Network and Go All Digital
Consumers still want to talk to live bankers when it comes to advice and education, says Citi branch network chief.
Walmart & Green Dot Turning Pre-Paid Cards into Checking Accounts
Anticipation about the mega-retailer's banking ambitions stokes fears, but the evolving role of hybrid fintech/neobank Green Dot is key.
Two Emerging Trends Signal Trouble for Both Fintechs & Regional Banks
As a new normal begins both must take a fresh look at what they are doing with mobile apps and beyond or get beaten by large national banks.
Community Bank Builds Future on ‘Banking as a Service’ & Google Plex
21 deals with neobanks and fintechs like Aspiration, Ellevest and Greenwood sent a community bank down an unexpected (and profitable) path.
Zelle Stretches Far Past P2P Payments to ‘Digital Cash’ Role
Fast-growing payments app remains an option for banks and credit unions only. Players using banking-as-a-service programs aren't eligible.
Overdraft Fees: Will Big Banks Ditch Them for Good?
Regionals' attitudes on overdraft are changing, though megabanks don't appear to be there yet. Digital technology is providing new options.
Wells Fargo Launches Fresh Attack on Credit Card Market
New cashback rewards card for mass affluent is spearhead for a rejuvenated card program rolling out first phases over 2021-2022.
What Financial Institutions Must Know About Inflation Right Now
A concept most working bankers know only as something out of college economics books looms as a serious risk.
Neobank Comes Very Close to Being a Bank Without a Charter
Challenger bank 'One' has a fresh take on using banking-as-a-service that cuts out costs to give middle class a better deal.
How Financial Marketers Can Work With Motley Fool’s Comparison Tool
Google ranks third-party review sites ahead of individual banking sites. Knowing how to work with these sites is a digital marketing must.
New OCC Chief Targets Fintech/Banking Deals & Crypto for Scrutiny
Acting chief at the national banking regulator wants to end fragmented views on financial innovation and has made CRA reform a top priority.
Where P2P Payments are Heading
Speed of payment has growing appeal and sets the stage for more interest and growth in real-time payments, says Fiserv expert.
Megabank CEOs Get Grilled on Both Sides on Capitol Hill
JPMorgan Chase's Jamie Dimon among those hit by both parties during major hearings. Issues range from overdrafts to energy-lending policy.
How One Community Bank is Reinventing Itself for Future Relevance
Building up digital capabilities and tapping partnerships with fintechs with special expertise can breathe new life into traditional banking.
Keeping a Human Face on All-Digital Banking
Newly branchless banking provider has no second thoughts about the shift, and believes that done right it's the future of financial services.
How Financial Institutions Can Fire Up Their Lending Engine
By adopting current marketing methods, forming partnerships and offering credit that consumers want most, lenders can grow their portfolios.
Brace Yourself for the ‘Bank of Amazon’ (It’s Coming)
Business credit illustrates how far the ecommerce portal has come, and how far it still has to go before it can truly replace banks.
Consumers Say ‘Open Banking’ is Scary, Confusing and Awesome
People don't know what 'open banking' is and those that do don't like the concept, but they actually love the outcomes and what it does.
4 Segmentation Strategies to Improve People’s Financial Health
Understanding someone's financial mindset means more than typing them by generation or sorting them by assets.
How This Ex-Apple Card Strategist Is Taking ‘Dave’ to Next Level
This all-mobile challenger using a 'banking-as-a-service' model has big plans to build out more solutions on top of its app backbone.
The Coming Convergence of Neobanks and Traditional Players
Maybe it's not quite the 'tortoise and the hare,' but a noted Accenture consultant says a surprise is coming for challenger brands.
